Pitri Aulia Usman Lubis
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Analisis Penerapan Budaya Sekolah dalam Pembentukan Karakter Siswa di Sekolah MAN 2 Model Medan Suhendra Suhendra; Sayyidina Sayyidina; Sumila Sumila; Pitri Aulia Usman Lubis; Andi Taufiq Umar
Jurnal Nakula : Pusat Ilmu Pendidikan, Bahasa dan Ilmu Sosial Vol. 2 No. 4 (2024): Juli : Pusat Ilmu Pendidikan, Bahasa dan Ilmu Sosial
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nakula.v2i4.968

Abstract

This research aims to explore and analyze how school culture is applied in forming the character of MAN 2 Model Medan students. The method used for this research uses descriptive qualitative research methods which also include interview-based field data. This research is descriptive in nature and seeks to examine and report the actual conditions at the research location. It is not experimental in nature because it does not try to test a particular hypothesis but only explains “what is” about a variable, symptom or condition being studied. The data used in this research is secondary and primary, obtained from books, journals, articles and other sources relevant to the application of school culture in character building for MAN 2 Model Medan students. Data collection techniques use various data collection methods, including interviews, observation, documentation and collecting reading material related to the problems studied. The results of this research indicate that the strategy of implementing culture in schools is considered effective in forming student characters that are in accordance with school culture. Teachers use persuasive communication which consists of providing material, warnings and consultations to help students develop character that is in accordance with school culture. The results of this research also show that developing a school culture that promotes religious and social values is very important in forming good student character.
Perkembangan Baitul Maal Wat Tamwil (BMT) Pada Periode 2014-2019 di Indonesia Josua Adrio Sihombing; Jumay Eferta Tarigan; Natasia Theofani Margaret; Pitri Aulia Usman Lubis; Rana Nabillah; Riris Hotma Roito Manalu; Jacob Kuntuy
Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak Vol. 1 No. 4 (2024): Desember : Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak (JIEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jieap.v1i4.652

Abstract

Baitul Maal Wat Tamwil (BMT), as an Islamic microfinance institution, plays a crucial role in enhancing financial inclusion and empowering the economy of communities in Indonesia. By combining the functions of Baitul Maal for managing social funds and Baitul Tamwil for productive financing, BMT supports the growth of small and medium-sized enterprises and reinforces the principles of Islamic finance. This study examines the development of BMT in Indonesia during the period from 2014 to 2019 through a descriptive qualitative approach and literature review. The results indicate that the number of BMTs increased from around 4,000 units in 2014 to 4,500 units in 2018, with a significant contribution to promoting financial inclusion, especially for the lower-middle-income population. However, BMT faces challenges related to complex regulations, unintegrated data collection, and the need for enhanced transparency and accountability in its operations. This study aims to provide insights for better policy development to support the role of BMT.