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Fauziah, Astri Nur
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Computer Science & IT Decision Sciences, Operations Research & Management Engineering Mathematics Transportation

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Metode Fuzzy Analitycal Hierarchy Process untuk Pemilihan Nasabah Kredit Pemilikan Rumah Fauziah, Astri Nur; Yani Ramdani
Jurnal Riset Matematika Volume 4, No.2, Desember 2024, Jurnal Riset Matematika (JRM)
Publisher : UPT Publikasi Ilmiah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/jrm.v4i2.5136

Abstract

Abstrak. Bank Syariah Indonsia adalah salah satu lembaga pada bidang keuangan yang memiliki banyak aktivitas dalam hal pelayanan kepada nasabahnya, salah satunya adalah layanan Kredit Kepemilikan Rumah (KPR). Tujuan dari penelitian ini adalah untuk implementasi metode FAHP pada pemilihan nasabah yang melakukan Kredit Pemilikan Rumah (KPR) di Bank Syariah Indonesia KCP Kiaracondong. Penelitian ini menggunakan metode Fuzzy Analytic Hierarchy Process (FAHP). FAHP merupakan gabungan dari metode AHP dan pendekatan fuzzy khususnya pendekatan triangular fuzzy number (TFN). Metode tersebut diharapkan mampu untuk meminimalisasi kesalahan sehingga diharapkan hasil yang diperoleh lebih akurat. Kriteria dalam penentuan pemberian kredit yang digunakan dalam penelitian ini adalah 5C, yaitu Collateral, Capital, Capacity, Condition, Character. Hasil penelitian ini adalah memberikan hasil ‘diterima’ dengan ketentuan jika total bobot lebih besar dari 1.9920, ‘dipertimbangkan’ jika total bobot lebih besar dari 0.8455 dan kurang dari sama dengan 1.9920, ‘ditolak’ jika total bobot kurang dari 0.8455. Abstract. Bank Syariah Indonesia is one of the institutions in the financial sector that has many activities in terms of service to its customers, one of which is the Home Ownership Credit (KPR) service. The purpose of this study is to implement the FAHP method in selecting customers who take out Home Ownership Credit (KPR) at Bank Syariah Indonesia KCP Kiaracondong. This study uses the Fuzzy Analytic Hierarchy Process (FAHP) method. FAHP is a combination of the AHP method and the fuzzy approach, especially the triangular fuzzy number (TFN) approach. This method is expected to be able to minimize errors so that the results obtained are more accurate. The criteria for determining the provision of credit used in this study are 5C, namely Collateral, Capital, Capacity, Condition, Character. The results of this study are to provide the results of 'accepted' with the provision that the total weight is greater than 1.9920, 'considered' if the total weight is greater than 0.8455 and less than or equal to 1.9920, 'rejected' if the total weight is less than 0.8455.
Analisis Efektivitas dan Kontribusi Penerimaan Pajak Bumi dan Bangunan Terhadap Pendapatan Asli Daerah Kota Bandung Fauziah, Astri Nur; Rohaeni, Onoy
Matematika: Jurnal Teori dan Terapan Matematika Vol. 24 No. 1 (2025): Jurnal Matematika
Publisher : UPT Publikasi Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/matematika.v24i1.3844

Abstract

The Bandung City Regional Revenue Agency (Bapenda) with the Land and Building Tax sub-section basically always applies certain targets in the realization of the taxes received. Targets are established by calculating achievements per year, which are evaluated at the end of the year. However, every year the targets from the UN are not always met. Thus, it is necessary to analyze the effectiveness level of Land and Building Tax revenues and discover the role of PBB in increasing Regional Original Income (PAD), one of which is by looking at how big its contribution is. In making this article, the aim is to discover the effectiveness level of PBB revenue and the contribution of PBB to PAD from 2016 to 2022. The results obtained are that the average effectiveness of revenue reaches 90.59%, if measured by the effectiveness criteria then Land Tax revenue and Building (UN) effective. And the PBB contribution to PAD is with an average contribution of 21.22%. If measured by criteria, the Land and Building Tax (PBB) contribution revenue to Bandung City's Regional Original Income (PAD) is moderate.
Co-Authors Onoy Rohaeni Yani Ramdani