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All Journal Jurnal Ilmiah Nusantara Jurnal Publikasi Manajemen Informatika
Naylatusalwa Makarim Tambunan
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences

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Integrasi Perspektif Bisnis Islam: Definisi, Pentingnya, Etika, dan Landasan dalam Al-Quran sebagai Panduan Praktik Bisnis Berkelanjutan Chairun Nisa Panjaitan; Naylatusalwa Makarim Tambunan; Sarah Febrian
JURNAL ILMIAH NUSANTARA Vol. 2 No. 2 (2025): Jurnal Ilmiah Nusantara
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v2i2.3866

Abstract

This research aims to define the concept of Islamic business, analyze the importance of business ethics in Islam, and explain the basis in the Al-Qur'an as a guide to sustainable business practices. This research uses a qualitative method with a library research approach, where researchers collect and analyze data from various relevant literature, including books, scientific articles, journals and other written sources. This research shows that the Islamic business concept does not only focus on achieving financial profits, but is also based on sharia principles which emphasize moral and ethical values, such as justice, transparency and social responsibility. Through studying the verses of the Qur'an and applying ethical principles in business practices, it was found that honesty in transactions and commitment to the welfare of society are very important aspects.
ANALISIS AKAD MUDHARABAH DALAM PENGELOLAAN DANA PENSIUN PADA BSI KC RANTAUPRAPAT Naylatusalwa Makarim Tambunan; Muhammad Ikhsan Harahap
Jurnal Publikasi Manajemen Informatika Vol. 4 No. 2 (2025): JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v4i2.3778

Abstract

This research aims to analyze the implementation of the mudharabah contract in pension fund management at BSI KC Rantauprapat. The research method used is qualitative with a case study approach. Data were obtained through interviews with the Branch Operation & Service Manager of BSI KC Rantauprapat and document analysis. The results showed that BSI KC Rantauprapat applies the mudharabah muthlaqah contract to its pension savings product, providing flexibility in fund investment. The associated risks are managed through investment diversification and strict supervision. This study highlights the need for more comprehensive regulations to support the development of Islamic pension funds. Recommended development strategies include increased education, product innovation, and strengthened risk management.
Co-Authors Chairun Nisa Panjaitan Harahap, Muhammad Ikhsan Sarah Febrian