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All Journal International Journal of Economics Development Research (IJEDR) JURNAL ALAMIAH
Sumengkar, Apung
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Religion Economics, Econometrics & Finance Education Social Sciences

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Journal : JURNAL ALAMIAH

 1 
ANALISIS PEMANFAATAN DANA ZAKAT DEWAN DAKWAH ISLAMIYAH INDONESIA (DDII) PADA PROGRAM POLA KADERISASI DAI DI KABUPATEN BEKASI Nasruloh , Diyan; Sumengkar, Apung; Yusnita , Titien
ALAMIAH : Jurnal Muamalah dan Ekonomi Syariah Vol 6 No 01 (2025): JANUARY 2025
Publisher : Institut Agama Islam Sahid Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/alamiahjurnalmuamalahdanekonomisyariah.v6i01.961

Abstract

Da'wah is the responsibility of every Muslim, both male and female. The implementation of Islamic da'wah activities will be more successful if equipped with adequate expertise and skills. This research method uses a qualitative approach, which aims to investigate, find, describe, and explain the quality or specialty of social influence that cannot be measured or explained by a quantitative approach. Analysis of the Utilization of Zakat Funds in the Dai Cadre Program shows several important things. First, the need for da'wah in remote areas is very limited, while there is an increase in Christianization activities by missionaries. Second, students from these areas study religion with the hope of returning to their hometowns to da'wah. Third, the mechanism for collecting funds for financing cadre formation is carried out in two ways, namely offline and online. Fourth, the challenges faced in da'wah cadre formation include funding problems, lack of technological skills among students, and the abilities of the students themselves. Fifth, it is hoped that this cadre formation program can continue and be sustainable. Furthermore, the factors that support the success of the Analysis of Zakat Fund Utilization in the Dai Cadre Program include several aspects. First, the supervision methods applied, such as controlling, supervision from musrif, and lecturer visits. Second, steps to overcome challenges, including improving selection on campus, increasing knowledge about zakat, and preparing programs for students who experience academic difficulties. Third, the results that have been achieved include the number of Islamizations, the establishment of schools, Islamic boarding schools, and roles as marbot, muezzin, imam, and khotib, as well as teaching in pengajian. Fourth, the form of cooperation with national zakat institutions (Laznas), such as PT Paragon and the Wardah cosmetics company. Fifth, support from the government in the form of ease in licensing, and sixth, support from the community in the form of self-help funds.
ANALISIS FUNGSI INTERMEDIASI LEMBAGA PEMBIAYAAN BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) AMANAH UMMAH DALAM MENGEMBANGKAN SEKTOR USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI BOGOR BARAT Cholil , Ahmad; Sumengkar, Apung; Rahmat, Muhammad Imdadun
ALAMIAH : Jurnal Muamalah dan Ekonomi Syariah Vol 6 No 02 (2025): JULI 2025
Publisher : Institut Agama Islam Sahid Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/alamiahjurnalmuamalahdanekonomisyariah.v6i02.964

Abstract

Bank Pembiayaan Rakyat Syariah is a sharia bank that in its activities does not provide services in payment transactions. The legal form of BPRS is a limited liability company. BPRS may only be owned by Indonesian citizens and/or Indonesian legal entities, local governments, or partnerships between Indonesian citizens or Indonesian legal entities and local governments. The MSME sector has advantages and is very potential to be further developed through appropriate policies and support from appropriate institutions. The main problem faced by the MSME sector is in the form of capital. Data collection techniques are a method used by researchers to capture or collect qualitative information from interviews, documentation, research observations. The intermediary role of BPRS Amanah Ummah carried out by the bank does not yet exist, however, BPRS Amanah Ummah continues to help the community in order to meet their needs and provide subsidized housing to the poor and also distribute tabarru funds "such as zakat, infaq and shodaqoh. The Influence of the Murabahah Financing Intermediation Function of BPRS Amanah Ummah on the Welfare of MSME Actors in West Bogor through family, deliberation, and negotiation through customer summons or warning letters, rescheduling, and selling "together" collateral. Because according to BPRS Amanah Ummah, it does not take long and the costs incurred are relatively cheaper. The results of research that has been tested using the t test analysis technique explain that there is an influence of BPRS financing on the growth of West Bogor
ANALISIS PENGELOLAAN ZAKAT PADA MASA UMAR BIN KHATTAB DAN RELEVANSINYA DENGAN BAZNAS Hidayat , Taufik; Sumengkar, Apung; Sasongko , Aryo
ALAMIAH : Jurnal Muamalah dan Ekonomi Syariah Vol 6 No 02 (2025): JULI 2025
Publisher : Institut Agama Islam Sahid Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/alamiahjurnalmuamalahdanekonomisyariah.v6i02.967

Abstract

This study aims to analyze the zakat management system during the reign of Caliph Umar ibn Khattab and examine its relevance to the zakat management practices implemented by the National Zakat Agency (BAZNAS) in Indonesia. The research method used was descriptive qualitative, using a library research approach, reviewing primary and secondary sources related to zakat management during the Caliphate era and contemporary zakat regulations. The results show that Umar ibn Khattab implemented a structured, transparent, and social welfare-oriented zakat management system, including systematic data collection of mustahik and muzakki (recipients of zakat), distribution of zakat according to need, and strict supervision of zakat collectors. These values ​​are strongly relevant to the zakat governance principles implemented by BAZNAS today, particularly in terms of transparency, accountability, and the utilization of zakat for the economic empowerment of the community. By adopting the spirit and policies of Umar ibn Khattab's zakat, BAZNAS can strengthen its strategic role in building social justice and reducing economic disparities in Indonesia.
PENGARUH GREEN SUKUK TERHADAP PEMBANGUNAN BERKELANJUTAN INFRASTRUKTUR HIJAU DI INDONESIA Imanudin, Teguh; Sumengkar, Apung; Kusumaningrum, Ria
ALAMIAH : Jurnal Muamalah dan Ekonomi Syariah Vol 6 No 02 (2025): JULI 2025
Publisher : Institut Agama Islam Sahid Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/alamiahjurnalmuamalahdanekonomisyariah.v6i02.969

Abstract

This study aims to analyze the influence of green sukuk issuance on the sustainable development of green infrastructure in Indonesia. Green sukuk is a sharia financial instrument used to fund environmentally friendly projects, has received attention as one of the solutions to overcome the challenges of climate change and support the development of green infrastructure. In this study, the researcher used the observation method and secondary data documentation on the website of the Directorate General of Financing and Risk Management of the Ministry of Finance (DJPPR Kemenkeu), Databoks katadata, Financial Services Authority (OJK), National Development Planning Agency (BAPPENAS), Ministry of Environment and Forestry (KLHK) which were used as primary data in this study to prove the impact of green sukuk issuance on the sustainable development of green infrastructure. This study uses a simple linear regression statistical analysis method. The results of statistical analysis were carried out using SPSS 26 software. So the equation of PBIH regression model PBIH = 4.169 + 0.026GS + e was obtained. Green sukuk affects 37.3% of the Sustainable Development of Green Infrastructure in Indonesia. Therefore, the increase or decrease in the GS variable will affect the increase or decrease of the PBIH variable because the effect is positive.
ANALISIS INKLUSI KEUANGAN SYARIAH DAN INVESTASI INDUSTRI HALAL TERHADAP PENGEMBANGAN INDUSTRI HALAL DI INDONESIA Amalia, Trisia; Sumengkar, Apung; Kusumaningrum, Ria
ALAMIAH : Jurnal Muamalah dan Ekonomi Syariah Vol 6 No 02 (2025): JULI 2025
Publisher : Institut Agama Islam Sahid Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/alamiahjurnalmuamalahdanekonomisyariah.v6i02.971

Abstract

The halal industri is a strategic sector that has great potential in driving national economic growth, especially in countries with a Muslim majority population like Indonesia. Sharia financial inclusion is one of the important prerequisites in expanding public access to financial services that comply with sharia principles, while investment in the halal sector is considered capable of increasing production capacity, innovation, and the competitiveness of the domestic halal industri. The purpose of this study is to determine the Effect of Sharia Financial Inclusion and the Halal Industri on the Development of the Halal Industri in Indonesia. This type of research is quantitative research using secondary data obtained from primary data in the form of Sharia financial data and halal industri investment in 2021-2024 from the Financial Services Authority. The analysis method used in this study is the Multiple Linear Regression method processed using SPSS Version 26. The results of the study show that increasing sharia financial inclusion contributes positively to the development of the halal industri through expanding access to financing, insurance, and sharia investment for business actors. In addition, increasing investment in the halal industri has a significant impact on expanding production capacity, distribution, and innovation of halal products. Both variables have a synergistic relationship and mutually reinforce each other in creating a conducive ecosystem for sustainable halal industri growth. This finding underlines the importance of a strategy to strengthen Islamic financial inclusion and increase investment to strengthen the competitiveness of the halal economy in Indonesia.
Co-Authors Amalia, Trisia Cholil , Ahmad Diana Sari Hidayat , Taufik Imanudin, Teguh Komala Dewi, Rita Nasruloh , Diyan Putra, Wira Pramana Rahmat, Muhammad Imdadun Ria Kusumaningrum Sasongko , Aryo Sulaeman Rahman Nidar Yusnita , Titien