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Hariyati, Alma
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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FINANCIAL LITERACY : EDUKASI TERHADAP PINJAMAN ONLINE PADA SISWA SEKOLAH MENENGAH Lidiawan, Angga Rizka; Harsono, Yhonanda; Hariyati, Alma; Hafidz, Faza Nurizza
Jurnal Graha Pengabdian Vol 6, No 4 (2024): DESEMBER
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um078v6i42024p%p

Abstract

Pentingnya edukasi literasi keuangan di sekolah dapat menjadi kunci utama dalam membantu remaja membuat keputusan finansial yang bijak. Kondisi saat ini menunjukkan bahwa banyak remaja yang menggunakan pinjaman online tanpa memahami sepenuhnya konsekuensi jangka panjangnya, termasuk bunga dan kemungkinan terjerat dalam utang yang tidak terkelola. Akses terhadap layanan keuangan digital, termasuk pinjaman online, semakin mudah diakses oleh berbagai kalangan, termasuk siswa sekolah menengah. Kemudahan akses ini membawa dampak signifikan terhadap perilaku konsumtif, terutama di kalangan remaja yang belum sepenuhnya memiliki literasi keuangan yang memadai. Riset ini diharapkan dapat memberikan wawasan kepada pihak sekolah, orang tua, dan regulator untuk mengembangkan strategi yang lebih efektif dalam menyediakan pendidikan literasi keuangan kepada siswa, sehingga mereka dapat membuat keputusan keuangan yang lebih bertanggung jawab.
The Influence of Employee Work Effectiveness on the Quality of Public Services at the Tamanan District Office, Kediri City Putra, Dika Dimas; Hariyati, Alma; Hadi, Marsella Renita
Proceeding Kilisuci International Conference on Economic & Business Vol. 2 (2024): Proceeding Kilisuci International Conference on Economic and Business
Publisher : Universitas Nusantara PGRI Kediri

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Abstract

Research aim : The purpose of this research is to analyze the effectiveness of the performance of the government officers of Tamanan District. This research is being conducted in Tamanan District, Kediri City. Design/Methode/Approach : The population of Tamanan District is 5.157 people = 1432 household certificates, whilst the 105 respondents of the research sample is determined through Quota Proportional Random Sampling. Data gathering is being done using questionnaires, whereas data analysis is being done using T-test. Research Finding : Based on the result of the research, the effectiveness of the performance of the government officers of Tamanan District (variable X) has a significant correlation with the quality of public service. Research limitation : There are not too many respondents because it still uses simple research methods, so it can still be researched again using other methods  
Co-Authors Angga Rizka Lidiawan Hadi, Marsella Renita Hafidz, Faza Nurizza Harsono, Yhonanda Putra, Dika Dimas