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All Journal Jurnal Pendidikan Ekonomi KACANEGARA Jurnal Pengabdian pada Masyarakat
Ni'matuzzuriyah, Ni'matuzzuriyah
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Identification of Lifestyle Factors in Financial Literacy Using PLS-SEM Approach Kurniawan, Novian Candra; Ni'matuzzuriyah, Ni'matuzzuriyah; Idris, Idris
Jurnal Pendidikan Ekonomi Vol 18, No 1: March 2025
Publisher : Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Negeri Malang

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Abstract

Financial literacy is the foundation in achieving a financially prosperous life. The role of self-control in providing control over an increasingly prestigious lifestyle, of course, will require financial literacy skills. This study aims to provide an overview using an explanaotry quantitative approach. The main data in this study were taken using a questionnaire distributed to students at SMP 11 Malang as many as 85 samples. Data processing uses the help of SMART-PLS statistical applications and the structural equation model-partial least square approach. Of the three direct tests, two hypotheses were accepted and one hypothesis was rejected. Self-control variables do not have a positive and significant effect on financial literacy. However, the self-control variable on lifestyle and lifestyle variables on financial literacy have a positive and significant effect. Then, the indirect test provides findings that lifestyle fails to mediate the relationship between self-control and financial literacy. The findings in this study indicate that the lack of self-control in students has an impact on the lack of financial literacy skills. Then, self-control has a positive and significant relationship with lifestyle. Thus, despite the increasingly prestigious lifestyle, students at SMP 11 Malang still have financial literacy skills.
Optimalisasi peran pengurus OSIS dalam mencegah dan menanggulangi kenakalan remaja di SMP Negeri 11 Malang Kurniawan, Novian Candra; Efendi, Bintang Muhammad Sahara; Khotimah, Khusnul; Ni'matuzzuriyah, Ni'matuzzuriyah; Ruja, I Nyoman
KACANEGARA Jurnal Pengabdian pada Masyarakat Vol 8, No 1 (2025): Februari
Publisher : Institut Teknologi Dirgantara Adisutjipto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28989/kacanegara.v8i1.2529

Abstract

Kenakalan remaja merupakan permasalahan serius yang dapat berdampak negatif pada lingkungan sekolah, khususnya di tingkat SMP. Program Pengabdian kepada Masyarakat ini bertujuan untuk mengoptimalkan peran pengurus OSIS dalam mencegah dan menanggulangi kenakalan remaja di SMP Negeri 11 Malang. Kegiatan ini dilaksanakan dengan metode luring melalui serangkaian tahapan yang mencakup persiapan, pelaksanaan, evaluasi, dan tindak lanjut. Hasil program menunjukkan peningkatan pemahaman dan motivasi para pengurus OSIS mengenai pencegahan kenakalan remaja, serta pembentukan Tim Siaga Kenakalan Remaja. Evaluasi program mengindikasikan keberhasilan dalam memberikan materi yang relevan, namun terdapat masukan terkait durasi dan metode penyampaian yang perlu lebih interaktif. Program ini memberikan kontribusi signifikan dalam membentuk karakter peserta didik yang bertanggung jawab dan menciptakan lingkungan sekolah yang lebih aman.
Co-Authors Efendi, Bintang Muhammad Sahara I Nyoman Ruja Idris Idris khusnul khotimah Kurniawan, Novian Candra