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Pelatihan Analisis Kuantitatif Regresi Data Panel untuk Calon-calon Peneliti Muda: Webinar Analisis dan Pengolahan Data Kartika, Akbar Pratama; Deva Diandra Ramadina; Haryo Bimo Budi Indrasto
Educate: Journal of Community Service in Education Vol 4 No 2 (2024): December
Publisher : Universitas Veteran Bangun Nusantara

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Abstract

This training activity was held with the aim of improving the data processing and analysis skills of young researchers. The activity was carried out online and attended by 69 participants. The results of the questionnaire distribution to the participants showed that 85% of the participants still experienced problems in the data processing process, where the main problem faced was the lack of understanding of the estimation method and systematics of the data processing process. After the training process was carried out, the participants' understanding increased to 80% and 50% of participants expected a follow-up meeting on the data analysis and processing training agenda.
The Influence of Working Capital Financing, Micro Financing and Qardhul Hasan Funds on the Performance of Islamic Commercial Banks in Indonesia Syahid, Muhammad; Elzaanin, Amina A.A; Noviarita, Heni; Kartika, Akbar Pratama; Noval, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15433

Abstract

To maintain existence and competitiveness, various products are needed that can reach all levels of business needs. Working Capital Financing is intended for SME Retail to commercial scale, Micro Financing is intended for medium-sized MSMEs, while Qardhul Hasan financing is intended if lending lacks capital in the current contract. For this reason, this article wants to test how much influence Working Capital Financing and Micro Financing and with Qardhul Hasan Funds as moderating variables have on the Profitability of Islamic Banks in Indonesia. This study involved 14 Islamic Commercial Banks from 2019-2023 registered with the Financial Services Authority. The data was obtained from the OSIRIS website. The data analysis method used was multiple regression analysis. The hypothesis tests carried out were the F test, T test, and Adjusted R 2 determination coefficient. The results of the study simultaneously showed that independent variables had a significant effect on Islamic Bank Performance with a significance of 67%, this was because DQH was allocated to the productive sector and was included in the priority scale of superior customers. While partially PMK has a negative effect because it uses a profit sharing contract that is quite risky, and the PM and DQH variables have a positive effect on the performance of Islamic Banks, this is because PM uses a sale and purchase contract so that the risk is minimal and DQH uses the Qardhul hasan contract which is allocated to the productive sector so that the risk is minimal. The finding of this lending can be evaluated or converted with various products according to customer needs so that the performance of Islamic Banks can continue to increase as long as it does not deviate from Banking Quality Sharia which is its main mission.
The Influence of Working Capital Financing, Micro Financing and Qardhul Hasan Funds on the Performance of Islamic Commercial Banks in Indonesia Syahid, Muhammad; Elzaanin, Amina A.A; Noviarita, Heni; Kartika, Akbar Pratama; Noval, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15433

Abstract

To maintain existence and competitiveness, various products are needed that can reach all levels of business needs. Working Capital Financing is intended for SME Retail to commercial scale, Micro Financing is intended for medium-sized MSMEs, while Qardhul Hasan financing is intended if lending lacks capital in the current contract. For this reason, this article wants to test how much influence Working Capital Financing and Micro Financing and with Qardhul Hasan Funds as moderating variables have on the Profitability of Islamic Banks in Indonesia. This study involved 14 Islamic Commercial Banks from 2019-2023 registered with the Financial Services Authority. The data was obtained from the OSIRIS website. The data analysis method used was multiple regression analysis. The hypothesis tests carried out were the F test, T test, and Adjusted R 2 determination coefficient. The results of the study simultaneously showed that independent variables had a significant effect on Islamic Bank Performance with a significance of 67%, this was because DQH was allocated to the productive sector and was included in the priority scale of superior customers. While partially PMK has a negative effect because it uses a profit sharing contract that is quite risky, and the PM and DQH variables have a positive effect on the performance of Islamic Banks, this is because PM uses a sale and purchase contract so that the risk is minimal and DQH uses the Qardhul hasan contract which is allocated to the productive sector so that the risk is minimal. The finding of this lending can be evaluated or converted with various products according to customer needs so that the performance of Islamic Banks can continue to increase as long as it does not deviate from Banking Quality Sharia which is its main mission.
Impact of ICT on Export Indonesia’s Specialization Products: Gravity Model Approach Kartika, Akbar Pratama; Ramadina, Deva Diandra; Syahid, Muhammad; Indrasto, Haryo Bimo Budi
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1378

Abstract

This study aims to investigate the impact of Information and Communication Technology (ICT) on the export growth of Indonesia's leading specialized products. A sample of this study was selected by identifying every commodity that holds more than a 25% share in the international market. The five specialized products also represent Indonesia's leading sectors, which include the manufacturing industry (palm oil, HS Code: 151190, and coconut oil, HS Code: 151319), agricultural products (rubber, HS Code: 400122), and natural resources (coal, HS Code: 270119, and tin, HS Code: 800110). The analytical model was tested on Indonesia's leading products in 15 importing countries during the 2010-2020 period and estimated using PPML and GMM as a robustness test. The ICT variable was proxied by bandwidth capacity, which represents the quality of internet access, both in Indonesia as an exporting country and in importing countries for Indonesia's leading products. The results of the analysis indicate that the quality of internet access has a positive impact on export growth. Additionally, other control variables, such as GDP, population, RTA, language, and importers from Asia, also have a positive impact on the export growth of Indonesia's leading commodities. It can be concluded that Indonesia’s export pattern remains concentrated in Asia's partner countries, driven by economies of scale and hindered by geographical distance. This study suggests that the development of ICT is typically a long-term process, so it takes some time to experience the significant impact of ICT, especially on exports.
Penguatan Ketahanan Masyarakat Desa Pagerjurang terhadap Perubahan Iklim melalui Mitigasi Kekeringan dan Longsor Berbasis Partisipatif Nugroho, Jodi Setyo; Indrasto, Haryo Bimo Budi; Salsabila, Fina; Kartika, Akbar Pratama
IKRA-ITH ABDIMAS Vol. 9 No. 2 (2025): Jurnal IKRAITH-ABDIMAS Vol 9 No 2 Juli 2025
Publisher : Universitas Persada Indonesia YAI

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Abstract

Desa Pagerjurang, Kecamatan Musuk, Kabupaten Boyolali merupakan wilayah agraris dengan topografi lereng curam yang sangat rentan terhadap dampak perubahan iklim berupa kekeringan dan tanah longsor. Permasalahan utama yang dihadapi masyarakat adalah krisis air bersih, penurunan produktivitas pertanian dan peternakan, serta terbatasnya kapasitas adaptif dan infrastruktur mitigasi bencana. Pengabdian masyarakat ini berfokus pada penguatan ketahanan masyarakat melalui strategi adaptasi dan mitigasi berbasis partisipatif yang dirancang sesuai dengan karakteristik dan kebutuhan lokal. Tujuan utama kegiatan ini adalah meningkatkan kapasitas adaptasi masyarakat dalam menghadapi risiko perubahan iklim melalui intervensi teknis, sosial, dan kelembagaan. Pengabdian dilakukan dengan pendekatan Participatory Action Research (PAR) yang melibatkan masyarakat dalam setiap tahap, mulai dari identifikasi masalah, perumusan solusi, hingga pelaksanaan dan evaluasi program. Hasil pengabdian menunjukkan bahwa kombinasi pembangunan infrastruktur adaptasi, seperti rorak, biopori, terasering, dan tembok penahan tanah, dengan penguatan kelembagaan lokal dan partisipasi aktif masyarakat telah berhasil meningkatkan ketahanan masyarakat terhadap ancaman kekeringan dan tanah longsor. Program ini juga memperkuat kolaborasi antara masyarakat, pemerintah desa, dan pemangku kepentingan dalam memobilisasi sumber daya untuk keberlanjutan upaya adaptasi dan mitigasi.