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Penyelasaian Sengketa Akad Mudharabah di Indonesia Husaini, Hasan; Mariani, Mariani
Assyarikah: Journal of Islamic Economic Business Vol 4, No 2 (2023): Assyarikah: Journal Of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/assyarikah.v4i2.1334

Abstract

Saat ini, ekonomi syariah di Negara Indonesia sedang mengalami kemajuan yang cukup menggembirakan. Banyak bank syariah telah muncul sejak bank Muamalat pertama kali muncul.  Bank Syariah mengumpulkan dana dari masyarakat dan kemudian memberikannya kepada masyarakat. Seperti halnya praktik bisnis syariah di lembaga keuangan syariah, transaksi tersebut biasanya dimulai dengan perjanjian yang mengikat antara para pihak. Seperti halnya akad-akad lainnya, akad mudharabah tidak terpengaruh oleh kemungkinan sengketa. Sangat penting untuk menjaga keadilan dan integritas sistem keuangan Islam melalui proses penyelesaian sengketa dalam akad mudharabah. Penelitian ini menggunakan sebuah metode penelitian kepustakaan. Metode penelitian kepustakaan dalam studi ini dilakukan dengan mengkaji berbagai literatur, buku, jurnal, dan artikel terkait penyelasaian sengketa akad mudharabah di Indonesia. Hasil Penelitian ini menyatakan bahwa sengketa dalam akad mudharabah dapat muncul dari berbagai aspek diantaranya : Pembagian Keuntungan, Manajemen Risiko, Pelaksanaan Akad, Faktor Eksternal, Ketidakjelasan Ketentuan Akad, dan penyelesaian sengketa akad mudharabah ada beberapa yaitu : Pertama restrukturisasi ulang, kedua melalui non litigasi, dan terajhir secara litigasi melalui pengadilan agama.
Systematic Literature Review: Dampak Akuisisi Terhadap Kinerja Keuangan Bank Syariah Husaini, Hasan; Badruddin, Badruddin; Yusuf, Mahmud
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

Study This aim For test the effect of the merger on performance Islamic banking finance in Indonesia. Data used in study This is secondary data form report issued finances by sharia banks that become object research . Method used in study This is descriptive comparative with approach quantitative . Technique data analysis used is test difference between paired sample t-test and analysis comparison ratio finance . Results study show that the merger has different influences to performance Islamic banking finance in Indonesia. A number of study show exists difference significant on ratio finance after the merger is done , which shows enhancement on net NPF, NOM, and BOPO ratios after the merger. However , there is Also research shows that the merger is not give significant impact to performance Islamic banking finance in Indonesia. Results study This show that the effect of the merger on performance Islamic bank finance in Indonesia still need researched more continue . Based on results research that has done , the merger can impact positive or No give impact significant to performance Islamic banking finance in Indonesia. By Because it must consider with ripe decision For Merged and do evaluation to performance finance.
Peran Hukum Islam dalam Pembangunan Hukum Nasional di Indonesia Husaini, Hasan; Mariani, Mariani; Hasan, Ahmadi; Jalaluddin, Jalaluddin
UNES Law Review Vol. 6 No. 2 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i2.1149

Abstract

The development of national law in Indonesia is a complex process involving various issues, interests, and expectations. Islamic law plays a crucial role in shaping the national legal system as one of the acknowledged sources of law. However, challenges in integrating Islamic law with national law encompass the diversity of interpretations, harmonization with constitutional principles, and practical obstacles in implementation. This study employs a literature review method with a normative approach. The literature review method is utilized to explore and analyze various documents and literature concerning the integration of Islamic law into the national legal system, enabling a more profound understanding of Islamic law and national law. The study's conclusion underscores the significant role of Islamic law in the development and formation of national law in Indonesia. Islamic law strongly influences the shaping of legal norms and values within the national legal system. Nevertheless, the integration of Islamic Law with National Law faces challenges and obstacles that must be overcome, including diverse interpretations, consensus among various parties, and a deep understanding of Islamic law within Indonesia's social context.
THE CONCEPT OF IMAN AS A CLARITY FOR ASSESSMENT OF SHARIA FINANCE CRITERIA IN INDONESIA Husaini, Hasan; Yusuf, Mahmud
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 2 (2023): SEPTEMBER
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Clarity on sharia assessment criteria in Indonesia is important to build public confidence in the rapidly growing Islamic finance industry. While the challenge of the complexity of Islamic financial instruments exists, the development of shariah compliant criteria is necessary. This clarity is not only vital for financial institutions and industry players but also has a direct impact on investor and consumer confidence. This research uses the literature method with a normative approach. Data is obtained from primary and secondary sources, then processed and analyzed descriptively and qualitatively. The literature study method is used to study and review various documents and literature related to Islamic economics and sharia. The conclusion of this research highlights that the clarity of sharia criteria in the Islamic financial sector requires a holistic approach. In-depth consultations between Islamic jurists and the establishment of a specialized institution involving scholars, academics, and practitioners of Islamic economics are considered essential to ensuring that the assessment criteria reflect Islamic values. The IMAN concept, which encompasses Islamic values such as worship, muamalah, amanah, and ihsan, is considered to improve the performance assessment of Islamic banks by considering both financial and non-financial aspects. The focus on integrity, justice, and social responsibility in muamalah is expected to change the paradigm of Islamic bank performance assessment into a holistic evaluation that reflects Islamic values. The IMAN concept is not only aperformance assessment tool but also a clarification of sharia criteria in Islamic finance.