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All Journal Sinkron : Jurnal dan Penelitian Teknik Informatika Owner : Riset dan Jurnal Akuntansi Gorontalo Accounting Journal Budimas : Jurnal Pengabdian Masyarakat Jurnal Pengabdian pada Masyarakat Ilmu Pengetahuan dan Teknologi Terintegrasi Penamas: Journal of Community Service Jurnal Abdimas
Asmoro, Wiwiek Kusumaning
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Religion Arts Humanities Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Health Professions Social Sciences Other

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Journal : Owner : Riset dan Jurnal Akuntansi

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Pengaruh Financial Technology, Literasi Keuangan, Inklusi Keuangan, Aksesibilitas Kredit Terhadap Keberlangsungan UMKM Asmoro, Wiwiek Kusumaning; Setiawan, Mohamad Arief; Setianingsih, Novie Astuti; Putranti, Eti
Owner : Riset dan Jurnal Akuntansi Vol. 9 No. 1 (2025): Artikel Riset Periode Januari 2025
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v9i1.2547

Abstract

Rapid technological developments have made changes in various sectors one of them is the financial sector. Financial technology, Financial Inclusion, Financial Literacy and Credit Accessibility as One form of development in the financial sector. This study aims to determine the influence  of Financial Technology, Financial Literacy, Financial Inclusion and Credit Accessibility on the Sustainability of MSMEs in Kediri City. This research data is primary data collected through a questionnaire using a technique with a purposive sampling approach. The population of 517 MSME actors in the Culinary Sector with the calculation of the sample of the slovin formula of respondents from MSMEs in Kediri City was 84 samples. The data was obtained from a questionnaire distributed to MSME owners in the Culinary Sector registered at the Kediri City Cooperative and SME Trade Office. This study uses multiple linear regression analysis with the application of SPSS 23. The results of the study show that financial technology. Financial literacy, financial inclusion and credit accessibility have a positive and significant effect on the sustainability of MSMEs. Therefore, it can be concluded that the importance  of financial technology for MSMEs in developing their business as well as financial literacy, financial inclusion and credit accessibility will have an impact on MSME capital and business sustainability.
Co-Authors Aalin, Elmi Rakhma Abidatul Izzah Alawia, Mutia Tsalitsa Athoillah, Ahmad Saifi Atik Tri Andari, Atik Tri Bahtiar, Ahmad Doni Mutiara Fitriani, Dwi Rahma Hendra Kusuma Putranti, Eti Ratna Widyastuti, Ratna Riswan Eko Wahyu Susanto, Riswan Eko Wahyu Sari, Hanifah Puspita Setianingsih, Novie Astuti setianingsih, novie astuti Setiati, Fita Setiawan, Mohamad Arief Toga Aldila Cinderatama