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ANALISIS IMPLEMENTASI AR - RAHN DALAM UPAYA MENARIK MINAT NASABAH DI BPRS SPM PUSAT Zulfan Fahri, Muhammad; Fatun, Fatun; Maulida, Fikri; Susilawati, Susilawati; Rohmah, Rohmah; Rohidah, Rohidah; Nisrin, Nisrin
Prosiding Pengabdian Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Prospeks
Publisher : LP2M IAI AL-KHAIRAT PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32806/pps.v2i2.304

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi produk Ar-Rahn sebagai strategi dalam menarik minat nasabah di BPRS SPM Pusat. Ar-Rahn merupakan produk gadai syariah yang menawarkan solusi keuangan dengan prinsip-prinsip syariah, yang menjadi alternatif bagi masyarakat yang membutuhkan pinjaman jangka pendek. Penelitian ini menggunakan pendekatan deskriptif dengan metode kualitatif, di mana data diperoleh melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa implementasi Ar-Rahn di BPRS SPM Pusat telah berjalan efektif dalam menarik minat nasabah, didukung oleh kemudahan proses, keamanan barang jaminan, serta penerapan prinsip syariah yang ketat. Namun, terdapat tantangan dalam hal sosialisasi dan pemahaman masyarakat mengenai produk ini. Temuan ini memberikan implikasi penting bagi strategi pemasaran BPRS dalam meningkatkan daya tarik dan kepercayaan nasabah terhadap produk syariah.
Tanggung Jawab Notaris terhadap Akta Pernyataan Keputusan Rapat Umum Pemegang Saham yang Didasarkan pada Risalah Rapat Palsu Rohidah, Rohidah; Hutomo, Putra; Setiadi, Yuliana
Politica: Jurnal Hukum Tata Negara dan Politik Islam Vol 12 No 2 (2025): POLITICA: Jurnal Hukum Tata Negara dan Politik Islam
Publisher : Prodi Tata Negara (Siyasah) IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/politica.v12i2.13182

Abstract

The Deed of Statement of Decisions of the General Meeting of Shareholders constitutes an authentic deed with perfect evidentiary value as regulated in Article 1868 of the Civil Code. In practice, there are still cases where a Deed of Statement of Decisions of the General Meeting of Shareholders is drawn up based on meeting minutes containing false information, which gives rise to legal problems concerning the legal consequences of the deed and the liability of the notary as a public official. This study aims to analyze the legal consequences of a Deed of Statement of Decisions of the General Meeting of Shareholders made on the basis of meeting minutes containing false information, as well as the forms of notarial liability arising from the preparation of such a deed. This research employs a normative legal research method using statutory and case approaches. The data used consist of secondary data in the form of laws and regulations, legal doctrines, and court decisions. The analysis is conducted using the theory of legal consequences and the theory of legal liability. The results of the study indicate that a Deed of Statement of Decisions of the General Meeting of Shareholders made on the basis of falsified meeting minutes remains valid as an authentic deed as long as it has not been annulled by a final and binding court decision. However, if it is proven to contain false information, the deed may be annulled and give rise to civil, criminal, administrative, and ethical liability for the notary. This study emphasizes the importance of the principle of prudence for notaries in examining meeting minutes and shareholder attendance lists in order to ensure legal certainty.