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All Journal Jurnal Pengabdian Masyarakat Bestari (JPMB) West Science Business and Management Jurnal Bisnis dan Manajemen West Science
Tobing, Ainun Sakinah L
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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Strengthening Financial Literacy through the Utilization of Financial Technology (Fintech) in Nurul Hidayah Women in Bandar Setia Village Gea, Edi Zaman Berkat; Fitri, Nur Aisyah; Tobing, Ainun Sakinah L; Ajmilia, Qori Fadla; Sembiring, Robert Sanjaya; Absah, Yeni
Jurnal Pengabdian Masyarakat Bestari Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jpmb.v3i12.12637

Abstract

The strengthening of the times and the digital-I economic ecosystem encourages the transformation of the convention payment mode I to be digital-based. The purpose of the service is to provide an introduction and understanding of financial technology to the mothers of Nurul Hidayah Village in Bandar Setia Village. The method used is the socialization of material explanations, discussions and questions and answers, as well as giving gifts to mothers who understand this service material. After that, assistance was provided to Perwiritan Nurul Hidayah women to help use financial technology in transactions. The result of the service is that housewives can use financial technology in business activities and household activities. Housewives know how to take advantage of digital technology to enjoy financial services from various financial services.
Strategic Determinants of Investment Decisions in Digital Assets: A Systematic Exploration of Climate Risks and Investor Knowledge Fitri, Nur Aisyah; Tobing, Ainun Sakinah L; Sadalia, Isfenti
Jurnal Bisnis dan Manajemen West Science Vol 4 No 01 (2025): Jurnal Bisnis dan Manajemen West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jbmws.v4i01.1777

Abstract

This study aims to analyze the influence of psychological and cognitive factors, specifically climate risk perception and investor knowledge, on digital asset investment decisions. This quantitative associative study was conducted on the KOIN investment community with a population of 1,240 active members. The research sample consisted of 62 respondents selected using purposive sampling method with criteria of experienced digital asset investors. The research instrument utilized a closed Likert scale questionnaire with variables of climate risk perception, investor knowledge, and investment decisions. Data analysis was performed through multiple linear regression testing using SPSS software. The research results demonstrate that climate risk perception and investor knowledge simultaneously significantly influence digital asset investment decisions. Partially, climate risk perception has a significant negative effect, while investor knowledge has a significant positive effect on investment decisions. This study provides theoretical contributions in understanding the psychological dynamics of investors in sustainable digital investment domains.
Optimal Portfolio Analysis of LQ-45 Stocks Based on Capital Asset Pricing Model Tobing, Ainun Sakinah L; Fitri, Nur Aisyah; Ajmilia, Qori Fadla; Sadalia, Isfenti
West Science Business and Management Vol. 2 No. 04 (2024): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v2i04.1443

Abstract

Analysis of optimal portfolio formation for LQ-45 stocks using the Capital Asset Pricing Model (CAPM) is an interesting and complex topic in financial management. This study aims to calculate the expected return and systematic risk of each LQ-45 stock, and evaluate the combination of these stocks to form an optimal portfolio. By using CAPM and Modern Portfolio Theory (MPT), this study can provide a comprehensive framework to understand the risk-return dynamics of stock investment. Despite the limitations of CAPM, this study shows that CAPM remains an important tool in investment analysis. Recommendations for future research are to conduct further empirical analysis to test the effectiveness of CAPM in various market conditions and develop models that combine CAPM with additional factors to improve return prediction.
Strategic Determinants of Investment Decisions in Digital Assets: A Systematic Exploration of Climate Risks and Investor Knowledge Fitri, Nur Aisyah; Tobing, Ainun Sakinah L; Sadalia, Isfenti
Jurnal Bisnis dan Manajemen West Science Vol 4 No 01 (2025): Jurnal Bisnis dan Manajemen West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jbmws.v4i01.1777

Abstract

This study aims to analyze the influence of psychological and cognitive factors, specifically climate risk perception and investor knowledge, on digital asset investment decisions. This quantitative associative study was conducted on the KOIN investment community with a population of 1,240 active members. The research sample consisted of 62 respondents selected using purposive sampling method with criteria of experienced digital asset investors. The research instrument utilized a closed Likert scale questionnaire with variables of climate risk perception, investor knowledge, and investment decisions. Data analysis was performed through multiple linear regression testing using SPSS software. The research results demonstrate that climate risk perception and investor knowledge simultaneously significantly influence digital asset investment decisions. Partially, climate risk perception has a significant negative effect, while investor knowledge has a significant positive effect on investment decisions. This study provides theoretical contributions in understanding the psychological dynamics of investors in sustainable digital investment domains.
Co-Authors Ajmilia, Qori Fadla Fitri, Nur Aisyah Gea, Edi Zaman Berkat isfenti sadalia Sembiring, Robert Sanjaya yeni absah