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ANALISIS KINERJA PORTOFOLIO SAHAM MENGGUNAKAN MODEL CAPM PADA PERUSAHAAN ENERGY YANG TERDAFTAR DI BURSA EFEK INDONESIA Gea, Edi Zaman Berkat; Sadalia, Isfenti
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 13 No. 4 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v13i4.9671

Abstract

Pasar modal memainkan peran penting dalam sistem perekonomian modern dengan menghubungkan pihak yang memiliki dana surplus dengan pihak yang membutuhkan dana. Saham, sebagai salah satu instrumen yang diperdagangkan di pasar modal, sering digunakan sebagai pilihan investasi karena potensi keuntungan melalui dividen atau capital gain. Untuk menentukan tingkat pengembalian yang diharapkan dari saham, model Capital Asset Pricing Model (CAPM) digunakan, yang memperhitungkan risiko sistematik dan hubungan antara risiko dan pengembalian. Penelitian ini menganalisis kinerja portofolio saham perusahaan-perusahaan energi tambang yang tergabung dalam indeks LQ45 menggunakan CAPM. Hasil penelitian menunjukkan bahwa tingkat pengembalian yang diharapkan dari saham-saham tersebut bervariasi, dengan PT Bukit Asam Tbk. menunjukkan tingkat pengembalian yang paling tinggi. Model CAPM berperan penting dalam membantu investor dalam pengambilan keputusan investasi yang rasional dan efisien.
Strengthening Financial Literacy through the Utilization of Financial Technology (Fintech) in Nurul Hidayah Women in Bandar Setia Village Gea, Edi Zaman Berkat; Fitri, Nur Aisyah; Tobing, Ainun Sakinah L; Ajmilia, Qori Fadla; Sembiring, Robert Sanjaya; Absah, Yeni
Jurnal Pengabdian Masyarakat Bestari Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jpmb.v3i12.12637

Abstract

The strengthening of the times and the digital-I economic ecosystem encourages the transformation of the convention payment mode I to be digital-based. The purpose of the service is to provide an introduction and understanding of financial technology to the mothers of Nurul Hidayah Village in Bandar Setia Village. The method used is the socialization of material explanations, discussions and questions and answers, as well as giving gifts to mothers who understand this service material. After that, assistance was provided to Perwiritan Nurul Hidayah women to help use financial technology in transactions. The result of the service is that housewives can use financial technology in business activities and household activities. Housewives know how to take advantage of digital technology to enjoy financial services from various financial services.
Digital Transformation Dynamics: A Comprehensive Analysis of Financial Climate Risk and Leverage on Digital Asset Performance in the Fintech Ecosystem Ajmilia, Qori Fadla; Gea, Edi Zaman Berkat; Sadalia, Isfenti
Jurnal Bisnis dan Manajemen West Science Vol 4 No 01 (2025): Jurnal Bisnis dan Manajemen West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jbmws.v4i01.1776

Abstract

This study investigates the impact of financial climate risk and financial leverage on digital asset performance within the Indonesian fintech ecosystem. Employing an explanatory quantitative approach with a cross-sectional design, the research analyzed 18 digital financial institutions, including digital banks, fintech platforms, cryptocurrency platforms, digital startups, and digitally transforming conventional banks. Data was collected from secondary sources covering the period 2021-2024, utilizing the Climate Vulnerability Index (CVI), Debt to Equity Ratio (DER), and Digital Asset Performance Index (DAPI). Multiple linear regression analysis was conducted using SPSS to examine the relationships between variables. The findings reveal significant correlations between financial climate risk, financial leverage, and digital asset performance. Climate Vulnerability Index demonstrated a negative relationship, while Debt to Equity Ratio showed a positive relationship with digital asset performance. The research contributes to understanding the complex dynamics of digital financial ecosystems, offering insights for strategic investment and risk management in the evolving digital financial landscape.
Digital Transformation Dynamics: A Comprehensive Analysis of Financial Climate Risk and Leverage on Digital Asset Performance in the Fintech Ecosystem Ajmilia, Qori Fadla; Gea, Edi Zaman Berkat; Sadalia, Isfenti
Jurnal Bisnis dan Manajemen West Science Vol 4 No 01 (2025): Jurnal Bisnis dan Manajemen West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jbmws.v4i01.1776

Abstract

This study investigates the impact of financial climate risk and financial leverage on digital asset performance within the Indonesian fintech ecosystem. Employing an explanatory quantitative approach with a cross-sectional design, the research analyzed 18 digital financial institutions, including digital banks, fintech platforms, cryptocurrency platforms, digital startups, and digitally transforming conventional banks. Data was collected from secondary sources covering the period 2021-2024, utilizing the Climate Vulnerability Index (CVI), Debt to Equity Ratio (DER), and Digital Asset Performance Index (DAPI). Multiple linear regression analysis was conducted using SPSS to examine the relationships between variables. The findings reveal significant correlations between financial climate risk, financial leverage, and digital asset performance. Climate Vulnerability Index demonstrated a negative relationship, while Debt to Equity Ratio showed a positive relationship with digital asset performance. The research contributes to understanding the complex dynamics of digital financial ecosystems, offering insights for strategic investment and risk management in the evolving digital financial landscape.