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The Implementation of Receivables Write-Off of the State-Owned Banks in Indonesia Henrikus Renjaan
Hasanuddin Law Review VOLUME 4 ISSUE 2, AUGUST 2018
Publisher : Faculty of Law, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (493.57 KB) | DOI: 10.20956/halrev.v4i2.1298

Abstract

This research reviews two issues: Firstly, it describes the imple-mentation of the receivable write-off of State-Owned Bank (BUMN Banks) in Indonesia, and secondly, it describes the relevance of the independence principles of directors and Good Corporate Governance to the implementation of receivables write-off of state-owned banks in Indonesia. This research uses normative and empirical juridical approaches. The normative approach includes research on the independence principles of directors and Good Corporate Governance to the implementation of receivables write-off of the state-owned bank, while empirical research is conducted to determine the process of claim abolishment by state-owned banks in Indonesia. The outcomes of the research indicate that the unresolved legal problem related to the state financial position in the state-owned banks due to conflict of public and private law norms causes the directors of state-owned banks have not dared to do the process of claim abolishment. Therefore, consi-dering that the principle of autonomy of directors and good corporate governance is enforced properly, no one is concerned about the risk of corporate policies related to the process of claim abolishment from a state-owned bank because, in its very essence, it is a Business Judgment Rule in the banking business practice.
Efektivitas Peraturan Presiden Nomor 17 Tahun 2019 tentang Pengadaan Barang dan Jasa Pemerintah untuk Percepatan Pembangunan Kesejahteraan di Papua Barat Mirino, Oktovianus; Renjaan, Henrikus; F. Rahawarin, Yusty
UNES Journal of Swara Justisia Vol 8 No 4 (2025): Unes Journal of Swara Justisia (Januari 2025)
Publisher : Program Magister Ilmu Hukum Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/n1j87277

Abstract

Peraturan Presiden Nomor 17 Tahun 2019 tentang Pengadaan Barang dan Jasa Pemerintah untuk Percepatan Pembangunan Kesejahteraan di Papua Barat bertujuan untuk meningkatkan partisipasi pelaku usaha lokal, khususnya Orang Asli Papua (OAP), dalam pengadaan barang dan jasa pemerintah. Meskipun peraturan ini memberikan peluang besar untuk mempercepat pembangunan dan kesejahteraan, implementasinya masih menghadapi sejumlah tantangan, seperti keterbatasan kapasitas sumber daya manusia (SDM), infrastruktur yang belum memadai, serta birokrasi yang rumit. Artikel ini mengidentifikasi solusi yang diperlukan untuk meningkatkan efektivitas pelaksanaan Perpres tersebut, termasuk peningkatan kapasitas SDM, perbaikan infrastruktur pendukung, koordinasi yang lebih baik antara pemerintah pusat dan daerah, serta penyederhanaan prosedur pengadaan. Diharapkan, dengan langkah-langkah ini, pelaksanaan Perpres Nomor 17 Tahun 2019 dapat lebih optimal dalam mendorong pembangunan yang inklusif dan meningkatkan kesejahteraan masyarakat Papua Barat.
Rights And Obligations Of Stakeholders In The Local Financial Legal System D. Resi, Yohanes; Renjaan, Henrikus
Eduvest - Journal of Universal Studies Vol. 4 No. 1 (2024): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v4i1.1017

Abstract

The financial relationship between the central and local governments is a mandate of the law. In the implementation of regional autonomy, regional financial management is fully given to local governments. So that local governments are stakeholders in the regional financial legal system. This study aims to determine the rights and obligations of stakeholders in the regional financial legal system. The method in this research is a literature review method with a qualitative approach. So that data is obtained through the results of various sources such as scientific books, research reports, scientific essays, theses and dissertations, regulations, decrees, yearbooks, encyclopedias, and other printed and electronic written sources. The results of the study found that the rights of stakeholders in the regional financial legal system are to plan and compile regional budgets, manage regional finances to meet community needs, and establish regional financial policies. While their obligations are to comply with laws and regulations related to regional financial management, submit financial reports in a transparent and accountable manner, and manage regional finances efficiently and effectively.
Responsibility of Bank Financial Institutions for The Loss of Customer Money Saved In Their Accounts Wattimena, Yohanes Yosua; Renjaan, Henrikus; Siswani, Carina Budi
LEGAL BRIEF Vol. 14 No. 5 (2025): December: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/legal.v14i5.1486

Abstract

This study analyzes the legal responsibility of banking and financial institutions for the loss of customer funds stored in their accounts, a problem that has grown alongside the rapid expansion of digital banking and financial technology in Indonesia. Using a normative juridical method with statutory, conceptual, and case approaches, this research examines the legal foundations, scope of liability, and dispute-resolution mechanisms applicable when customer funds are lost due to system errors, internal negligence, or cybercrime. The findings reveal that banks’ obligations arise from multiple legal regimes: contractual liability under deposit agreements, non-contractual liability for unlawful acts, administrative obligations under the Banking Law and OJK regulations, and strict liability principles under consumer protection law. Although these norms require banks to safeguard customer assets, investigate losses, and provide compensation, practical implementation often remains weak, leaving customers in a disadvantaged position during dispute resolution. Mediation through OJK and internal complaint units provides alternative mechanisms, yet outcomes are not always binding or effective. Strengthening prudential principles, cybersecurity standards, and supervisory enforcement is essential to ensure substantive protection for customers and maintain public trust in the financial system
Effectiveness of Law Enforcement of Banking Crimes in Banking Law in Indonesia Windesi, Abalion Ayub; Renjaan, Henrikus; Siswani, Carina Budi
LEGAL BRIEF Vol. 14 No. 5 (2025): December: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/legal.v14i5.1510

Abstract

This study examines the effectiveness of law enforcement against banking crimes within the framework of Indonesia’s Banking Law, particularly Law Number 10 of 1998. Although the legal framework normatively provides comprehensive provisions regarding bank secrecy, prudential principles, licensing, financial reporting, and sanctions, its implementation remains constrained by structural, technical, and institutional challenges. Using a normative juridical method supported by statutory, conceptual, and case approaches, this research analyzes the extent to which existing regulations have achieved the goals of legal certainty, justice, and utility as conceptualized in Radbruch’s theory. Findings indicate that overlapping institutional authority, limited investigative capacity, evidentiary barriers due to strict bank secrecy, and weak inter-agency coordination hinder effective enforcement. Additionally, disparities in digital forensic facilities and inadequate internal control systems within banking institutions reduce the ability to detect and prosecute violations. Through the lens of Soerjono Soekanto’s and Lawrence Friedman’s theories of legal effectiveness, this study concludes that while the normative substance is adequate, enforcement remains suboptimal. Strengthening institutional coordination, enhancing investigator competence, updating regulations to meet digital era banking complexities, and promoting a culture of transparency and compliance are essential for improving law enforcement outcomes
Implementation of the Law for Police Members Regarding the Sale of Fire-arms and Ammunition (A Case Study at the West Papua Regional Police) Silubun, Revin Remigius; Renjaan, Henrikus; Silubun, Siria
LEGAL BRIEF Vol. 14 No. 5 (2025): December: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/legal.v14i5.1514

Abstract

This study examines the implementation of criminal law against members of the Indonesian National Police involved in the sale of firearms and ammunition, with a specific case study at the West Papua Regional Police. Using a normative juridical and qualitative approach, the research analyzes the coherence between Emergency Law No. 12 of 1951, Law No. 2 of 2002 on the National Police, and internal regulations such as the Chief of Police Regulations on firearms control and the professional code of ethics, as well as their application in practice. The findings show that the acts of trading and controlling firearms by police officers clearly fulfill the elements of illegal possession and participation in crime, thus giving rise to full criminal and ethical liability. Law enforcement in this case reflects a dual-track accountability system: criminal proceedings before the general court and internal disciplinary and ethical sanctions, including the possibility of dishonorable discharge. However, the case also reveals structural weaknesses in firearms supervision, internal control mechanisms, and integrity culture. The study recommends strengthening multilayered oversight, improving firearms management systems, and institutionalizing firm, transparent sanctions to reinforce police professionalism and public trust.