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All Journal Jurnal Sinergitas PkM & CSR Jurnal Manajemen dan Bisnis SULTANIST: Jurnal Manajemen dan Keuangan EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Disrupsi Bisnis Jurnal Ekonomi Efektif Jurnal Manajemen dan Bisnis Jurnal Abdimas Bina Bangsa International Journal of Applied Finance and Business Studies Kaizen: Jurnal Pengabdian Pada Masyarakat
Frederick Saroha Silaban
Universitas HKBP Nommensen
Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Mathematics Public Health Social Sciences Other

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Peran Pembayaran Digital, Media Sosial, dan Gaya Hidup terhadap Perilaku Konsumtif Generasi Z di Kota Medan Panjaitan , Ferry; Naibaho, Krismanto Erick Tobush; Damanik, Hanna Meilani; Silaban, Frederick Saroha; Sibuea, Dian Novita Putri
Jurnal Disrupsi Bisnis Vol. 8 No. 5 (2025): Jurnal Disrupsi Bisnis
Publisher : Prodi Manajemen, Fakultas Ekonomi, Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/drb.v8i5.53927

Abstract

Penelitian ini bertujuan untuk menggambarkan peran Pembayaran Digital, media sosial, dan gaya hidup terhadap perilaku konsumsi Generasi Z di Kota Medan. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei (kuesioner). Data dikumpulkan dari 200 responden dengan kriteria Generasi Z, memiliki media sosial, pernah melakukan transaksi pembayaran digital, dan tinggal di Kota Medan. Survei dilakukan melalui kuesioner terstruktur, dan analisis menggunakan Structural Equation Modeling (SEM) PLS. Gaya Hidup merupakan faktor variabel paling penting terhadap Perilaku Konsumtif, diikuti oleh variabel Pembayaran Digital dan Media Sosial. Berdasarkan hasil uji, variabel-variabel ini secara positif dan signifikan mempengaruhi Perilaku Konsumtif Generasi Z di Kota Medan. Temuan ini menyoroti pentingnya gaya hidup bagi Generasi Z saat ini. Gaya hidup tidak dapat dipisahkan dari perkembangan teknologi fintech dalam bentuk pembayaran digital dan didukung oleh informasi dari media sosial yang mudah diakses untuk mempengaruhi perilaku konsumtif Generasi Z, yang harus dipenuhi dengan target yang tepat agar dapat menciptakan generasi berkualitas, bukan sekadar hedonisme.
PENGGUNAAN PEMBAYARAN QRIS BAGI PARA PENENUN ULOS DI DESA SIGAOL, KEC. ULUAN, KAB.TOBA Pasaman Silaban; Frederick Saroha Silaban; Sabriana Simanjuntak
Jurnal Sinergitas PKM & CSR Vol. 9 No. 3 (2025): June
Publisher : Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19166/jspc.v9i3.8737

Abstract

Digitalisasi telah merambah ke berbagai aspek kehidupan, termasuk dalam transaksi keuangan. Pengabdian masyarakat ini bertujuan untuk membantu para penenun ulos di Desa Sigaol, Kecamatan Uluan, Kabupaten Toba, dalam beradaptasi dengan penggunaan pembayaran digital melalui QRIS (Quick Response Code Indonesian Standard). Program ini menggunakan pendekatan sosialisasi dan pelatihan langsung. Sosialisasi dilakukan untuk memberikan pemahaman dasar tentang QRIS dan manfaatnya, sementara pelatihan langsung difokuskan pada cara penggunaan aplikasi QRIS dalam transaksi sehari-hari. Selain itu, pendampingan teknis juga disediakan untuk memastikan para penenun dapat menggunakan teknologi ini dengan lancar. Hasil Dengan diimplementasikannya pembayaran QRIS, para penenun ulos di Desa Sigaol dapat melakukan transaksi secara digital dengan lebih mudah dan cepat. Hal ini tidak hanya membuat proses pembayaran menjadi lebih praktis, efisien, dan efektif, tetapi juga meningkatkan inklusi keuangan dan memperkuat ekonomi lokal. Melalui kegiatan ini, para penenun diharapkan mampu meningkatkan daya saing mereka di pasar yang lebih luas, sementara penulis mendapatkan kesempatan untuk berkontribusi langsung dalam pemberdayaan masyarakat. Digitalization has penetrated into various aspects of life, including in financial transactions. This community service aims to help ulos weavers in Sigaol Village, Uluan District, Toba Regency, in adapting to the use of digital payments through QRIS (Quick Response Code Indonesian Standard). This program uses a socialization and hands-on training approach. The socialization was carried out to provide a basic understanding of QRIS and its benefits, while the direct training was focused on how to use the QRIS application in daily transactions. In addition, technical assistance is also provided to ensure that weavers can use this technology smoothly. Results With the implementation of QRIS payments, ulos weavers in Sigaol Village can make transactions digitally more easily and quickly. This not only makes the payment process more practical, efficient, and effective, but also increases financial inclusion and strengthens the local economy. Through this activity, weavers are expected to be able to increase their competitiveness in a wider market, while authors get the opportunity to contribute directly to community empowerment.
THE USE OF QRIS PAYMENTS FOR ULOS WEAVERS IN SIGAOL VILLAGE, ULUAN DISTRICT, REGENCY. TOBA Frederick Saroha Silaban; Pasaman Silaban; Sabriana Simanjuntak
Jurnal Sinergitas PKM & CSR Vol. 8 No. 3 (2024): June
Publisher : Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19166/jspc.v8i3.8738

Abstract

Digitalization has penetrated into various aspects of life, including in financial transactions. This community service aims to help ulos weavers in Sigaol Village, Uluan District, Toba Regency, in adapting to the use of digital payments through QRIS (Quick Response Code Indonesian Standard). This program uses a socialization and hands-on training approach. The socialization was carried out to provide a basic understanding of QRIS and its benefits, while the direct training was focused on how to use the QRIS application in daily transactions. In addition, technical assistance is also provided to ensure that weavers can use this technology smoothly. Results With the implementation of QRIS payments, ulos weavers in Sigaol Village can make transactions digitally more easily and quickly. This not only makes the payment process more practical, efficient, and effective, but also increases financial inclusion and strengthens the local economy. Through this activity, weavers are expected to be able to increase their competitiveness in a wider market, while authors get the opportunity to contribute directly to community empowerment.
DETERMINING STOCK VALUE: RIGHT ISSUE AND CASH FLOW ANALYSIS (CASE STUDY ON COMPANIES LISTED ON THE LQ-45 OF THE INDONESIA STOCK EXCHANGE PERIOD 2021-2023) Pasaman Silaban; Stefany Yunita Putri Harianja; Frederick Saroha Silaban
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 14 No. 1 (2026)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v14i1.891

Abstract

Study this aim for analyze influence rights issue and cash flow to mark shares in the incorporated companies in LQ45 index on the Indonesia Stock Exchange (IDX) for the 2021-2023 period. Rights issue is a company strategy in get additional capital through publishing share new, temporary cash flow reflect ability company for fulfil obligation term short and invest in opportunity growth liquidity companies that can influence investor confidence in mark share. Research methods used is approach quantitative with panel data regression. Research sample consists of the five companies that meet the requirements criteria purposive sampling. The data used is secondary data obtained from report finance companies listed on the Indonesia Stock Exchange. Data analysis techniques were carried out with the selected random effect regression model based on Chow test, Hausman test, and Lagrange multiplier test. The results of the study indicate that rights issues have a positive and significant effect on stock value. Cash flow also has a positive and significant effect on stock value. Simultaneously, rights issues and cash flow have a significant effect on stock value. Furthermore, a significant relationship was found between rights issues and cash flow. The adjusted R-Squared value is 62.97%, meaning that 62.97% of the variation in stock value can be explained by rights issues and cash flow, while the remainder is influenced by other factors not examined in this study. This research aims to provide implications for company management in making policies related to funding and liquidity management. For investors, the results of this study can be used as a consideration in assessing the impact of rights issues and the company's financial condition on their investment decisions.
Co-Authors Anne Rumondang Malau DAMANIK, HANNA MEILANI Jusmer Sihotang Krismanto Erick Tobush Naibaho Nababan, Youkki Panjaitan , Ferry Pasaman Silaban Pitta Tresia Simangunsong Romindo Pasaribu Sabriana Simanjuntak Sabriana Simanjuntak Sibuea, Dian Novita Putri Sihombing, Eriko Simanjuntak, Agus N. Simanjuntak, Sabriana Simanjuntak, Sabriana S. Sipayung, Paingotwin Radison Stefany Yunita Putri Harianja STEVEN, ORLANDO