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All Journal Media Hukum Indonesia (MHI)
Syafri, Muhammad Irvan
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Law, Crime, Criminology & Criminal Justice

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Peran Otoritas Jasa Keuangan dalam Pengawasan Hukum Perbankan di Era Digital Syafri, Muhammad Irvan; Sinaga, Juan Daniel; Herta, Daiva Ebiandre; S, Suwarsit
Media Hukum Indonesia (MHI) Vol 2, No 4 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14208075

Abstract

The rapid development of information technology has significantly transformed the banking sector, particularly through the digitalization of financial services. The Financial Services Authority (OJK) plays a crucial role in regulating and supervising this sector to ensure the stability of the financial system and consumer protection. While digitalization offers efficiency and broader access, new challenges arise, such as data security risks, technology misuse, and the presence of unregistered digital financial institutions. In this context, OJK functions not only as a regulator but also as a facilitator for safe and sustainable innovation. Through a risk-based approach and the development of a regulatory sandbox, OJK strives to create an inclusive and secure financial ecosystem. This study employs a normative legal method to analyze regulations and best practices in supervising digital financial services in Indonesia.
Optimalisasi Pemberian Hak Karyawan Pasca Pemutusan Hubungan Kerja (PHK) : Studi Kasus PHK di PT Goto Tbk Amilia, Putri Villa; Alfarizky, Hertasandho Maynaka; Hidayah, Nur; Putri, Amelia Juliana; Susilawati, Siti; Syafri, Muhammad Irvan
Media Hukum Indonesia (MHI) Vol 2, No 4 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14208824

Abstract

Layoffs have been part of the dynamics of industrial relations that have occurred since the past, when work began to be formally organized. In the pre-industrial era, layoffs were hardly recognized because employment relations at that time were based more on the patron-client system, where workers were employed in family-based agrarian or craft systems. However, with the development of the times and the onset of the Industrial Revolution in the 18th and 19th centuries, layoffs began to be more widely recognized. During this time, large corporations that employed many workers saw layoffs as a way to respond to financial pressures or operational efficiencies, albeit often arbitrarily. The situation of workers at that time did not have adequate legal protection, so they could be dismissed arbitrarily and at any time without compensation. Pemutusan Hubungan Kerja (PHK) in the context of Indonesian law refers to the act of terminating the employment relationship between workers and employers. Termination of employment is regulated in Law Number 13 Year 2003 on Manpower and also in other related regulations. According to Article 1 Paragraph 25 of Law Number 13 Year 2003, layoff is “the termination of employment by an employer against a worker/laborer.” Layoffs can occur for various reasons, including company efficiency, bankruptcy, or other reasons stipulated in laws and regulations. Layoffs are a complex issue because they can have an impact on unemployment, crime, and employment opportunities. 
Strategi Pengawasan OJK terhadap Layanan Perbankan Digital dalam Menjamin Kepatuhan Hukum dan Perlindungan Konsumen Syafri, Muhammad Irvan; Abdurrahman, Harits; B, Baidhowi
Media Hukum Indonesia (MHI) Vol 3, No 3 (2025): September
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The rapid development of information technology has significantly transformed the banking sector, particularly through the digitalization of financial services. The Financial Services Authority (OJK) plays a crucial role in regulating and supervising this sector to ensure the stability of the financial system and consumer protection. While digitalization offers efficiency and broader access, new challenges arise, such as data security risks, technology misuse, and the presence of unregistered digital financial institutions. In this context, OJK functions not only as a regulator but also as a facilitator for safe and sustainable innovation. Through a risk-based approach and the development of a regulatory sandbox, OJK strives to create an inclusive and secure financial ecosystem. This study employs a normative legal method to analyze regulations and best practices in supervising digital financial services in Indonesia. 
Co-Authors Abdurrahman, Harits Alfarizky, Hertasandho Maynaka Amilia, Putri Villa B, Baidhowi Herta, Daiva Ebiandre Nur Hidayah Putri, Amelia Juliana Sinaga, Juan Daniel Siti Susilawati, Siti