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All Journal Jurnal Ilmiah Ekonomi Islam Dharma: Jurnal Pengabdian Masyarakat
Dharodjah, Ulya
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Modal Spiritual Islam Pada Pengelola Pondok Pesantren Darul Hikmah Burneh Bangkalan Dharodjah, Ulya
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13187

Abstract

The purpose of this research is to find out the Islamic spiritual capital that exists in the manager of Darul Hikmah Burneh Bangkalan Islamic Boarding School. The method in this study uses Islamic phenomenology qualitative research method through field observations and interviews with informants to see how the implementation of Islamic Spiritual Capital in the manager of Darul Hikmah Burneh Bangkalan Islamic Boarding School. The results of this study indicate that the Islamic spiritual capital that exists in the management of the Darul Hikmah Burneh Islamic Boarding School includes sincerity, discipline (istiqomah), ukhuwah Islamiyah, Islamic governance and leadership, which can educate and mould students into individuals who behave ihsan, and under the auspices of the pillars of Faith and the pillars of Islam as a foundation.
Pemberdayaan Bumdes dalam Pengadaan Alsintan untuk Meningkatkan Perekonomian Petani Desa Dharodjah, Ulya; Arif, Zainul; Akbar, Jamaluddin; Wahib, Khadimul; Adigara, Angga
Dharma: Jurnal Pengabdian Masyarakat Vol. 6 No. 1 (2025): Desember
Publisher : LPPPM STAI Darul Hikmah Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35309/dharma.v6i1.537

Abstract

Agriculture is an important sector in rural areas. However, in Karang Duwak Village, Arosbaya District, farmers still use conventional methods in the agricultural process. This results in high production costs because farming businesses mostly use farm labor, which then leads to a decrease in farmers' income. Therefore, modernization in the agricultural sector is needed to increase agricultural productivity and efficiency, involving BUMDes as a driving force in strengthening the village's potential. This research was conducted using qualitative methods through observation and interviews to obtain concrete data on the agricultural conditions in the village. Then, community service activities were carried out through the empowerment of BUMDes Karang Duwak Village in the procurement of agricultural machinery for farmers. The results of the activities showed that after using agricultural machinery, the production costs of farming businesses were reduced, the time required for the agricultural process became faster, and farmers' income increased. Farmers can increase their agricultural business capital from the profits obtained and purchase better quality rice seeds. With greater capital and better seeds, the quality of agricultural products will also improve. A good harvest will increase farmers' income and improve the economy of the village farmers. BUMDes, together with village officials and the community, worked together in the procurement and supervision of agricultural machinery use, and were responsible for maintaining the agricultural machinery so that it could be used to develop agriculture in a sustainable manner.
Modal Spiritual Islam Pada Pengelola Pondok Pesantren Darul Hikmah Burneh Bangkalan Dharodjah, Ulya
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13187

Abstract

The purpose of this research is to find out the Islamic spiritual capital that exists in the manager of Darul Hikmah Burneh Bangkalan Islamic Boarding School. The method in this study uses Islamic phenomenology qualitative research method through field observations and interviews with informants to see how the implementation of Islamic Spiritual Capital in the manager of Darul Hikmah Burneh Bangkalan Islamic Boarding School. The results of this study indicate that the Islamic spiritual capital that exists in the management of the Darul Hikmah Burneh Islamic Boarding School includes sincerity, discipline (istiqomah), ukhuwah Islamiyah, Islamic governance and leadership, which can educate and mould students into individuals who behave ihsan, and under the auspices of the pillars of Faith and the pillars of Islam as a foundation.
Baitul Maal wat Tamwil (BMT) Digital Transformation Strategy in Accelerating MSME Empowerment: A Systematic Literature Review (2019-2025) Fatoni, Sulton; Bakir, Ach; Dharodjah, Ulya
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19480

Abstract

This research aims to synthesize and map the strategy for empowering Micro, Small, and Medium Enterprises (MSMEs) through Islamic microfinance institutions, especially Baitul Maal wat Tamwil (BMT), in the midst of the massive acceleration of the digital economy. The main focus of this study is to analyze how digital transformation can answer the challenges of capital accessibility, financial inclusion, and service efficiency for micro business actors. Using the Systematic Literature Review (SLR) method through the PRISMA protocol, this study synthesized 35 key articles filtered from reputable databases (Scopus, Crossref, and Google Scholar) in the publication time range of 2019 to 2026. The results of the study show that the main key to the success of MSME empowerment lies in three integrative pillars: (1) the adoption of Financial Technology (fintech) in sharia operations to expand the range of services, (2) the digitization of Islamic philanthropic instruments (ZISWAF) as sustainable productive capital, and (3) digital literacy improvement programs for business actors. The research findings confirm that the digital synchronization of the functions of Maal and Tamwil is able to accelerate the achievement of economic independence in line with the principles of Maqashid Sharia. However, structural challenges such as cybersecurity risks, regulatory inequality, and low digital literacy of human resources remain critical obstacles. This research provides managerial implications in the form of a strategic roadmap for Islamic microfinance managers to standardize technology to create an inclusive, transparent, and sustainable microfinance ecosystem in the industrial era 5.0.
Co-Authors Adigara, Angga Akbar, Jamaluddin Arif, Zainul Bakir, Ach Fatoni, Sulton Wahib, Khadimul