Armita Isnaini Munthe
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PENERAPAN UANG DIGITAL TERHADAP EFESIENSI TRANSAKSI DI SEKTOR UMKM Armita Isnaini Munthe; Muhammad Irwan Padli Nasution
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 12 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i12.3133

Abstract

This research aims to provide an explanation of the application of digital money transactions to the efficiency of micro, small and medium enterprises (MSMEs) in Indonesia, at this point in the face of developments in financial technology, which require cloth to adapt to increase competitiveness and operational efficiency. The research method used is a qualitative approach, the same as data collection. The results show that the use of office money can make it easier to record formal transactions in the nature of payment processes, as well as reduce the risk of shortages of chemical money, namely. However, challenges such as limited understanding of technology and internet network constraints are still obstacles. Scientific studies have gathered that the implementation of digital money transactions has the potential to increase the operational efficiency of MSMEs, although there is a need for education and supporting infrastructure so that the benefits are more optimal.
IMPLEMENTASI METADATA DALAM PENGELOLAAN UMKM DI ERA DIGITAL Armita Isnaini Munthe; Fitri Ramadani; Sindy Aulia Sari; Nurbaiti Nurbaiti
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 5 (2025): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM) Mei
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i5.4557

Abstract

This study aims to analyze the implementation of metadata in the management of Micro, Small, and Medium Enterprises (MSMEs) to enhance the efficiency and effectiveness of business data management. The research employs a qualitative approach with case studies on several MSMEs that have adopted metadata systems in transaction recording, inventory management, and digital marketing strategies. The findings indicate that the use of metadata enables more structured data management, improves business information accuracy, and accelerates decision-making processes. Furthermore, the integration of metadata with digital technology helps MSMEs optimize marketing strategies and expand market reach more effectively.