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All Journal Al-Kharaj: Journal of Islamic Economic and Business Gudang Jurnal Multidisiplin Ilmu
Salsabila Athirah.R
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Religion Aerospace Engineering Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Public Health Social Sciences Other

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Analisis Hukum Pengecualian Risiko, Harta Benda, Dan Kepentingan Menurut Polis Standar Asuransi Kebakaran Indonesia (PSKI) Salsabila Athirah.R; Wina Aswita; Nadiyah Roihanah Ritonga; Rabiatul Adawiyah Siregar; Sarmila Munthe; Adrian Ibrahim
Gudang Jurnal Multidisiplin Ilmu Vol. 3 No. 1 (2025): GJMI - JANUARI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v3i1.1325

Abstract

Artikel jurnal ini bertujuan untuk mengetahui bagaimana pengecualian risiko, harta benda, dan kepentingan menurut Polis Standar Asuransi Kebakaran Indonesia (PSKI) berdasarkan Undang-Undang yang berlaku. Metode penelitian yang digunakan adalah penelitian yuridis normatif dengan menggunakan data-data dari berbagai sumber kepustakaan yang berhubungan dengan materi penelitian berjudul analisis hukum pengecualian risiko, harta benda, dan kepetingan menurut Polis Standar Asuransi kebakaran Indonesia (PSKI). Rumusan masalah dalam penelitian ini adalah bagaimana pengecualian risIko menurut PSKI dan bagaimana pengecualian harta benda dan kepentingan menurut PSKI. Hasil penelitian menunjukkan bahwa dalam Polis Standar Asuransi kebakaran Indonesia(PSKI) menjamin kerugian atau kerusakan pada harta benda atau kepentingan yang dipertanggung jawabkan yang secara langsung yang disebabkan oleh : kebakaran, yang terjadi karena kekuranghati-hatian atau kesalahan pihak lain dari tertanggung, ataupun karena sebab kebakaran lain sepanjang tidak dikecualikan dalam polis termasuk akibat dari: menjalarnya api yang timbul sendiri (self combustion), hubungan arus pendek (short circuit), atau karena sifat barang itu sendiri dan kebakaran yang terjadi karena kebakaran benda lain yang berdekatan, yaitu kerusakan atau berkurangnya harta benda dan atau kepentingan yang dipertanggungkan atas perintah yang berwenang dalam upaya pencegahan menjalarnya kebakaran itu.
Mining Companies' Responsibilities to the Environment and Communities Affected by Nickel Downstreaming: A Maslahah Perspective Salsabila Athirah.R; Cahaya Permata
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 3 (2025): : All articles in this issue include authors from 3 countries of origin (Indone
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i3.7807

Abstract

Nickel downstreaming is part of the national development policy that is expected to have a significant positive impact on the country's economy. However, negative impacts such as environmental damage and the unfulfilled rights of communities around mining areas are crucial due to mining activities, so that the company's legal responsibility for these impacts needs to be studied more deeply. This study aims to examine the impact of nickel downstream mining on the environment and society and the company's legal responsibility viewed from a maslahah perspective. As a normative legal research, the approach used is a legislative and conceptual approach, data collection is carried out through document studies which are then processed and analyzed qualitatively. The results of the study indicate that the impact of nickel downstreaming on the environment causes a reduction in biodiversity, decreased soil fertility and air quality, and the occurrence of river and sea water pollution around the mining site. This also certainly has an impact on the community, both in terms of health, one of which is ISPA, from a socio-economic perspective such as loss of livelihood, as well as from the perspective of customs and culture that distorts traditional rules and norms. Based on the legislation, the company can be held accountable criminally, civilly, and even administratively. This aligns with the principle of maslahah, which requires companies to be responsible. Therefore, companies must provide compensation to the community and improve the environment.
Co-Authors Adrian Ibrahim Cahaya Permata Nadiyah Roihanah Ritonga Rabiatul Adawiyah Siregar Sarmila Munthe Wina Aswita