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All Journal Jurnal Ilmu Manajemen (JIMMU) YUME : Journal of Management
Nuraeni, Winda
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Health Professions Social Sciences

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Analisis Literasi Keuangan dan Perencanaan Keuangan Generasi Z di Kabupaten Bekasi Terhadap Risiko Penipuan Keuangan Nuraeni, Winda; Andriani, Dita; Saepudin, Aep; Dasman, Sunita
YUME : Journal of Management Vol 8, No 1.1
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v8i1.7954

Abstract

Penelitian ini bertujuan untuk menganalisis hubungan antara literasi keuangan dan perencanaan keuangan terhadap risiko penipuan keuangan di kalangan Generasi Z di Kabupaten Bekasi. Data dikumpulkan melalui kuesioner dengan skala Likert yang digunakan untuk mengukur literasi keuangan, perencanaan keuangan, dan risiko penipuan keuangan. Menggunakan metode kuantitatif dengan hasil uji korelasi pearson menunjukkan hubungan signifikan antara ketiga variabel tersebut. Literasi keuangan memiliki korelasi positif yang signifikan sebesar 0,537 (p < 0,01) terhadap risiko penipuan keuangan, yang mengindikasikan bahwa tingkat literasi keuangan yang lebih baik dapat mengurangi kerentanannya terhadap penipuan. Demikian juga, perencanaan keuangan menunjukkan korelasi positif yang signifikan sebesar 0,536 (p < 0,01), yang menunjukkan pentingnya perencanaan keuangan dalam mengelola risiko penipuan. Temuan ini mendukung hasil penelitian sebelumnya dan membuktikan bahwa literasi keuangan dan perencanaan keuangan secara signifikan dapat mengurangi risiko penipuan keuangan. Berdasarkan hasil penelitian, disarankan untuk memperluas sampel, menggabungkan metode kuantitatif dan kualitatif, serta mempertimbangkan faktor-faktor psikologis dan sosial yang dapat memengaruhi kerentanan terhadap penipuan keuangan. Selain itu, penting untuk menyelenggarakan program edukasi keuangan yang berfokus pada literasi dan perencanaan keuangan guna mengurangi risiko penipuan di era digital.
INTERNAL CULTURAL ENVIRONMENT AND PSYCHOLOGICAL EMPOWERMENT ON EMPLOYEE ENGAGEMENT MEDIATED BY EMPLOYEE PERSPECTIVE OF GENERATION Z EMPLOYEES IN THE MM 2100 INDUSTRIAL AREA BEKASI REGENCY Nuraeni, Winda; Purwani Setyaningrum, Retno
Jurnal Ilmu Manajemen (JIMMU) Vol. 10 No. 1 (2025): Jurnal Ilmu Manajemen (JIMMU)
Publisher : Magister Manajemen Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jimmu.v10i1.23578

Abstract

This study was conducted to explore the extent to which Cultural Environment Factors and Psychological Empowerment influence Employee Engagement, with Employee Perspective as a mediating variable. The research employed a quantitative approach using a causal-explanatory research design. Data analysis was carried out using the Lemeshow formula and the Partial Least Squares Structural Equation Modeling (PLS-SEM) technique, executed through the SmartPLS 4.0 software. Respondents were selected randomly using the Simple Random Sampling method. The results of the study indicate that Employee Engagement has a significant effect on Employee Perspective. Internal Cultural Environment significantly affects Employee Engagement, but does not have a direct significant effect on Employee Perspective. Psychological Empowerment was found to have a significant effect on both Employee Engagement and Employee Perspective. Furthermore, the study revealed a significant indirect effect of Internal Cultural Environment on Employee Perspective through Employee Engagement, as well as an indirect effect of Psychological Empowerment on Employee Perspective through Employee Engagement. These findings highlight the critical mediating role of Employee Engagement in shaping Employee Perspective.
Co-Authors Aep Saepudin Andriani, Dita Purwani Setyaningrum, Retno Sunita Dasman