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All Journal Jurnal Ilmiah Edunomika (JIE) Jurnal Teknologi Komputer dan Informatika
Adriansyah, Fajar
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering

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ANALISIS FAKTOR YANG MEMPENGARUHI KINERJA KEUANGAN PERBANKAN: STUDI PADA BANK LAMPUNG KCP NATAR Adriansyah, Fajar; Fionita, Ita
JURNAL ILMIAH EDUNOMIKA Vol 8, No 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.15490

Abstract

Conventional Commercial Bank credit growth continues to grow, although not as much as growth in third party funds. Credit grew an average of 7.99% per year over the last five years. The objectives to be achieved in this research are: To determine the influence of Non-Performing Loans (NPL), Capital Adequacy Ratio (CAR), Loan Deposit To Ratio (LDR) and Operational Expenses and Operating Income (BOPO) which have a positive effect on the rate of return on assets in distribution. credit to debtors at PT Bank Lampung KCP Natar. The research method uses multiple linear regression analysis with the Statistical Problem Solution (SPSS) application. Data collection techniques with a financial reporting period of 10 years (2014-2023). The results of this study reveal that financial Ratio performance condition from the Non Performing Loan (NPL), Capital Adequacy Ratio (CAR), Loan Deposit To Ratio (LDR) and Operational Expenses and Operational Income (BOPO) have significant effect to financial performance at PT Bank Lampung KCP Natar. Keywords: Conventional Bank, Credit Distribution, Financial Performance.
KECERDASAN BUATAN: PLAGIARISME DAN PERILAKU MANDIRI SISWA SEKOLAH MENENGAH ATAS DALAM PENGGUNAAN CHATGPT Adriansyah, Fajar; Aditya, Mochamad; Supriady, Mochammad Aldy; Ramadhan, Wildan
Jurnal Teknologi Komputer dan Informatika Vol 2 No 2 (2024): Jurnal Teknologi Komputer dan Informatika (TEKOMIN)
Publisher : LPPM Politeknik Pajajaran ICB Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/tekomin.v2i2.316

Abstract

Advances in artificial intelligence (AI) through platforms such as ChatGPT offer great potential in supporting high school students' learning, but also pose challenges such as plagiarism and decreased learning independence. This article explores the influence of ChatGPT on student behavior, analyzes the risks and benefits, and proposes strategies for ethical and effective use of AI. This study provides insights for educators and policymakers to maximize the positive impact of AI in education.
ANALISIS FAKTOR YANG MEMPENGARUHI KINERJA KEUANGAN PERBANKAN: STUDI PADA BANK LAMPUNG KCP NATAR Adriansyah, Fajar; Fionita, Ita
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.15490

Abstract

Conventional Commercial Bank credit growth continues to grow, although not as much as growth in third party funds. Credit grew an average of 7.99% per year over the last five years. The objectives to be achieved in this research are: To determine the influence of Non-Performing Loans (NPL), Capital Adequacy Ratio (CAR), Loan Deposit To Ratio (LDR) and Operational Expenses and Operating Income (BOPO) which have a positive effect on the rate of return on assets in distribution. credit to debtors at PT Bank Lampung KCP Natar. The research method uses multiple linear regression analysis with the Statistical Problem Solution (SPSS) application. Data collection techniques with a financial reporting period of 10 years (2014-2023). The results of this study reveal that financial Ratio performance condition from the Non Performing Loan (NPL), Capital Adequacy Ratio (CAR), Loan Deposit To Ratio (LDR) and Operational Expenses and Operational Income (BOPO) have significant effect to financial performance at PT Bank Lampung KCP Natar. Keywords: Conventional Bank, Credit Distribution, Financial Performance.
Co-Authors Aditya, Mochamad Ita Fionita Ramadhan, Wildan Supriady, Mochammad Aldy