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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar International Journal of Business, Law, and Education
Saladin, Tomy
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Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Neuroscience Social Sciences Other

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Digital Transformation: Opening Up Economic Opportunities in The Digital Era Saladin, Tomy; Faoziyah, Sitti
International Journal of Business, Law, and Education Vol. 5 No. 2 (2024): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v5i2.947

Abstract

Digital transformation has become a key driver of economic change in the digital era, opening up new opportunities for growth and empowerment of communities. Leveraging technologies such as artificial intelligence (AI), the Internet of Things (IoT), big data, and cloud -based platforms , this transformation enables broader access to global markets, increases business efficiency, and creates new economic models. This article discusses how digital technologies support community empowerment, particularly through the development of MSMEs, financial inclusiveness, and providing access to technology-based education. Digital platforms such as e-commerce and fintech play a critical role in empowering communities previously isolated from the formal economic system. In addition, this transformation also drives innovation in traditional sectors such as agriculture and fisheries through smart technology. However, the adoption of digital transformation faces significant challenges, including gaps in internet access, low digital literacy, and resistance to change. Therefore, collaboration between the government, private sector, and communities is important to ensure inclusivity in the implementation of this technology. Through an integrated approach, digital transformation can not only increase economic competitiveness, but also create a more empowered and equitable society amidst the challenges of the digital era. This article provides an in-depth look at the opportunities, challenges, and strategies to maximize the positive impact of digital transformation on the people's economy.
KESIAPAN SUMBER DAYA MANUSIA DALAM MENJALANKAN PROGRAM KOPERASI DESA MERAH PUTIH: SEBUAH TEROBOSAN PEMERINTAH UNTUK MENINGKATKAN KESEJAHTERAAN MASYARAKAT DESA Rinaldi, Oktavian; Saladin, Tomy; Munawaroh, Mumun; Faoziyah, Sitti
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 Nomor 02, Juni 2026 Published
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.52661

Abstract

The Red and White Village Cooperative (Koperasi Desa Merah Putih) is a strategic government program designed to strengthen the economic resilience of rural communities based on the values of mutual cooperation and the ideology of Pancasila. Although its implementation has been reinforced through Presidential Instruction Number 9 of 2025, the program continues to face various challenges, particularly regarding the readiness of human resources (HR) responsible for managing the cooperatives. This study aims to describe the level of readiness of cooperative managers in developing cooperative business units and to analyze the support provided by village governments in strengthening cooperative institutions. Employing a qualitative descriptive approach, data were collected through in-depth interviews and documentation involving six cooperative managers from three villages in Balongan District, Indramayu Regency. The findings reveal that the managers demonstrate a strong commitment to operating the cooperatives and recognize their importance for the local economy. However, their understanding of cooperative principles, business management, institutional regulations, and digitalization remains limited. In addition, technical competencies related to administration, bookkeeping, and operational management are still inadequate. Despite these limitations, the managers show readiness to develop business programs when supported through training, mentoring, and facilitation from village governments and relevant institutions. The study also highlights that experience plays a crucial role in enhancing cooperative governance, particularly in decision-making, partnership development, and conflict resolution. Overall, limited human resource capacity remains the primary obstacle to the development of the Red and White Village Cooperative, underscoring the need for managerial training, technical assistance, and practice-based capacity-building programs to ensure its sustainability as an instrument of rural economic empowerment.
Co-Authors Faoziyah, Sitti Mumun Munawaroh Rinaldi, Oktavian