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The Impact of Corporate Social Responsibility on Banking Financial Performance with Good Corporate Governance Rizal, Moch. Deni; Dewi, Maria Rosa Kumala; Kristantiningtyas, Dhian
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 1 (2025): JIMKES Edisi Januari 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i1.3095

Abstract

This study was conducted to determine the effect of Corporate Social Responsibility (CSR) on Financial Performance with Good Corporate Governance (GCG) as a moderating variable in banking companies listed on the Indonesia Stock Exchange. The independent variable used in this study is CSR which is measured through 5 indicators including Dividend Payout Ratio, Staff Expenses Rate, Interest Payment Rate, Tax Proportion, and Proportion of Public Welfare Donation. The dependent variable used in this study is Financial Performance which is measured in 3 dimensions, namely the growth dimension with 4 indicators, profitability with 3 indicators, and risk management with 3 indicators. The moderating variable used in this study is GCG which is measured through the proportion of institutional ownership, managerial ownership, and foreign ownership. The population in this study are banking companies listed on the Indonesia Stock Exchange during the 2018-2022 period. The type of research is quantitative testing. The sampling technique used is purposive sampling and 13 banking companies were obtained. This study uses PLS (Partial Least Square) analysis with the SmartPLS 3.0 application. Based on the results of the study, it shows that CSR has a significant positive effect on Financial Performance and GCG is unable to moderate the relationship between CSR and Financial Performance.
Foreign Language Influence on Financial Literacy and Risk Behavior among High School Students Rizal, Moch. Deni; Dewi, Maria Rosa Kumala; Mariani, Melania Lulut
Research Horizon Vol. 5 No. 2 (2025): Research Horizon - April 2025
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.5.2.2025.307-316

Abstract

Financial literacy is an essential skill for the 21st century, yet understanding is often limited, especially when delivered in a foreign language. This study aims to examine the impact of foreign language on risk taking, financial attitudes and behavior of High School Students in Surakarta, with a focus on risk taking values, financial attitudes, and financial behavior. The research is conducted in two stages: the first stage conceptualizes the influence of teaching media (TM) and the native language on risk-taking, while the second stage analyzes its impact on financial attitudes and behaviors. The results show that both the use of English and the native language significantly affect students' risk-taking values, which in turn influence their financial attitudes and behaviors. These findings support the Foreign Language Effect theory, which suggests that foreign language can reduce emotional bias and facilitate more rational decision-making. This study highlights the importance of bilingual financial literacy education that considers the influence of language and culture in enhancing financial risk understanding and making more informed financial decisions.
Enhancing Tourism Destination Services and Promotion Through IT-Based Management Budiningtyas, R.R. Erna Sadiarti; Zega, Imanuel; Rizal, Moch. Deni; Jayanawi, Briggitta Hernya Only; Dangga, Sebastianus
Research Horizon Vol. 5 No. 3 (2025): Research Horizon - June 2025
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.5.3.2025.973-984

Abstract

Baluwarti Village, Surakarta, is a cultural heritage area with tourism potential that has not been optimized due to manual marketing and lack of financial literacy. This community service activity aims to improve the quality of services, marketing, and income of micro, small, and medium enterprises through information technology and training. The methods used include training on local potential, break-even point calculation, website management, and mentoring for the Teman Solo Community. The results showed 85 percent of participants understood the tourism potential of Baluwarti, the selling price of micro, small, and medium enterprises' products decreased by 15 percent after the break-even point training, and the Baluwarti Experience website processed 50 online bookings in two months. Tourist visits increased from 30 to 70 people per month, with micro, small, and medium enterprises' income increasing by 22 percent. Tourist satisfaction also increased from a score of 3.8 to 4.3 on a scale of 5. This activity successfully empowered the community through digitization and financial literacy, supported the sustainability of culture-based tourism, and can be replicated in other destinations.