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All Journal Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam IJMA
Rosviana, Mohammad Irfan
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering

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FISCAL AND MONETARY POLICY SYNERGY IN THE FRAMEWORK OF ISLAMIC ECONOMICS: SOLUTIONS TO MACROECONOMIC STABILITY CHALLENGES Salsabila, Bunga; Nurkhofifaturohma, Mita; Muslimah, Rafika Hauli; Rosviana, Mohammad Irfan
IJMA (Indonesian Journal of Management and Accounting) Vol 6, No 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/ijma.2025.6(1).50-59

Abstract

The monetary policy implemented in Indonesia affects the country's economic growth, especially when viewed from the perspective of Islamic economics. This study explores that monetary policies such as interest rate regulation, sharia monetary instruments, and financial stability can be aligned with Islamic economic principles that emphasize justice, mutual benefit, and freedom from riba (interest). The purpose of this study is to analyze the issue of the influence of monetary policy on Indonesia's economic growth which will be studied from an Islamic perspective. The method of writing this article uses a qualitative approach that is closely related to theoretical writings and other references related to the laws, cultures, and norms that apply in the social situation being studied. The results of this study show that Islamic monetary policy prohibits riba and uses interest-free instruments to achieve economic prosperity and stability. This policy is divided into expansive and contractive, with six elements of sharia that must be met. With a comprehensive and balanced approach, Islamic monetary policy is expected to promote sustainable and inclusive economic growth, address inequality, and ensure that economic benefits can be felt by all levels of society.
FISCAL AND MONETARY POLICY SYNERGY IN THE FRAMEWORK OF ISLAMIC ECONOMICS: SOLUTIONS TO MACROECONOMIC STABILITY CHALLENGES Alifah, Nurul; Permana, Haiqkal; Ajrika, Naela; Aziz, Abdul; Rosviana, Mohammad Irfan
IJMA (Indonesian Journal of Management and Accounting) Vol 6, No 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/ijma.2025.6(1).%p

Abstract

This research aims to obtain the results of a synergy analysis of fiscal and monetary policies within the framework of Islamic economics: solutions to the challenges of Islamic macroeconomic stability. The research method uses a qualitative approach, field data collection uses analytical techniques, reading, summarizing and selecting material. To understand the data we take from various journals by researching and reading carefully. Synergy between fiscal and monetary policies is a key element in achieving sustainable economic stability, especially in the context of countries that apply Islamic economic principles. Within this framework, both policies not only aim to achieve economic growth, but also to ensure social justice and societal welfare. Fiscal policy, which includes government spending and taxation, functions to manage resources and support programs that benefit society. The research results show that in the context of macroeconomics, another important economic fundamental is government fiscal policy. Monetary strategy for Fiscal policy in Macroeconomics, namely the implementation of fiscal policy and monetary policy carried out by these two different institutions must not conflict with one another, where both must mutually adjust the policies they make. To maintain national stability in the economic sector, the government needs to keep the inflation rate from exceeding 5%. One of the government's efforts to overcome this inflation problem is by implementing fiscal policy and monetary policy.
IMPLEMENTATION OF ISLAMIC BUSINESS ETHICS ON FINANCING, PERFORMANCE AND LEADERSHIP IN SHARIA COOPERATIVES: Study of the Prosperous Hope Cooperative of UIN Siber Syekh Nurjati Cirebon Rosviana, Mohammad Irfan; Aziz, Abdul; Wartoyo, Wartoyo
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 9 No. 001 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Special Issue
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v9i001.8756

Abstract

This study aims to find out the implementation of Islamic business ethics in financing, employee performance and leadership roles in the sharia cooperative of UIN Siber Syekh Nurjati Cirebon. The approach in this study uses a normative qualitative approach. This approach is carried out by focusing on principles that aim to explain the phenomenon in depth regarding the object studied about the implementation of Islamic business ethics in cooperatives of hope for prosperity. Meanwhile, the type of research used is normative qualitative research. This research was conducted in the Harapan Sejahtera cooperative. The data collected in this study are primary data by conducting observations, interviews and documentation. This prosperous hope cooperative implements Islamic business ethics in financing products that are practiced in accordance with the principles of Islamic Business Ethics This is evidenced in its implementation which is in accordance with Islamic business ethics. The Harapan Sejahtera Cooperative always displays Islamic nuances of giving greetings, dressing modestly and performing aurat. The Harapan Sejahtera Cooperative also continues to emphasize the importance of responding to customer complaints and being solution-oriented. The leadership role in Islamic business ethics at the Harapan Sejati cooperative always provides advice and instruction when its employees make mistakes and want to instill Islamic values in each of its workers. In addition, as proof of success in the leadership aspect of the Harapan Sejati Cooperative, it has been awarded as one of the most outstanding cooperatives in West Java. Based on the achievements of the Harapan Sejahtera Cooperative as a form of leadership that is successful in managing and running its leadership management in the business unit sector in the form of Sharia Cooperatives
Co-Authors Abdul Aziz Ajrika, Naela Alifah, Nurul Muslimah, Rafika Hauli Nurkhofifaturohma, Mita Permana, Haiqkal Salsabila, Bunga Wartoyo Wartoyo