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KEAMANAN DATA NASABAH BANK SYARIAH Siti Nurhaliza; Amelia Sri Ningsih; Dina Ismaini; Nurbaiti
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 2 No. 1 (2025): Februari
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v2i1.3907

Abstract

Penelitian ini bertujuan untuk menganalisis perlindungan data pribadi nasabah di bank syariah, mengingat pentingnya keamanan informasi dalam menjaga kepercayaan nasabah. Metode yang digunakan adalah studi literatur dengan mengandalkan jurnal dan artikel yang relevan. Hasil penelitian menunjukkan bahwa meskipun bank syariah telah menerapkan berbagai kebijakan perlindungan data, tantangan seperti risiko kebocoran data dan penyalahgunaan informasi pribadi masih ada. Penelitian ini menyimpulkan bahwa bank syariah perlu meningkatkan praktik perlindungan data dan memperkuat regulasi yang ada untuk melindungi nasabah. Saran yang diberikan adalah perlunya edukasi bagi nasabah mengenai hak-hak mereka terkait data pribadi dan peningkatan transparansi dalam pengelolaan informasi.
PERAN GOOD CORPORATE GOVERNANCE DALAM MENCEGAH PRAKTIK FRAUD Dina Ismaini; Rahmad Badri Jambi; Inal Syahputra; Karin Aribi Ivanka; Ahmad Wahyudi Zein
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 4 No. 1 (2026): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v4i1.8256

Abstract

Fraud is a serious issue that can disrupt the stability, credibility, and sustainability of organizations, particularly in corporate and financial sectors. Numerous fraud cases indicate that weak internal control systems and ineffective implementation of good corporate governance are major contributing factors to fraudulent practices. This study aims to analyze the role of Good Corporate Governance (GCG) in preventing fraud through a theoretical review and document-based analysis of relevant scholarly sources. The research employs a qualitative approach using library research or document analysis, drawing data from textbooks, national and international academic journals, regulatory frameworks, and previous research reports. The findings reveal that the implementation of GCG principles—namely transparency, accountability, responsibility, independence, and fairness—plays a significant role in strengthening internal control systems and fostering an integrity-based organizational culture. Good Corporate Governance functions not only as a regulatory framework but also as a preventive mechanism capable of reducing opportunities, pressures, and rationalizations that lead to fraud. Therefore, this study concludes that consistent and comprehensive implementation of Good Corporate Governance is a strategic instrument in fraud prevention and serves as a crucial foundation for establishing sound and sustainable organizational governance.