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All Journal Jurnal Ilmiah Ekonomika Journal of Artificial Intelligence and Digital Business Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Jurnal Ilmiah Ekonomika (JIE)
Syahrani, Sefiza
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Religion Humanities Computer Science & IT Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering Social Sciences

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ANALISIS KUALITATIF TERHADAP PENGARUH TRANSAKSI DIGITAL BANKING TERHADAP FEE BASED INCOME DI SEKTOR PERBANKAN Syahrani, Sefiza; Fasa, Muhammad Iqbal
Ekonomika Vol 17 No 2 (2024): Jurnal Ilmiah Ekonomika
Publisher : Fakultas Ekonomi dan Bisnis Universitas Baturaja

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the influence of digital banking transactions on fee based income in the banking sector. In the era of digital transformation, banks face the challenge of adapting to technological innovations that can increase fee-based income. The method used in this research is a qualitative approach with data collection techniques through in-depth interviews and observations at several banks that implement digital banking services. The research results show that digital banking transactions significantly contribute to increasing fee-based income, with factors such as the number of transactions and customer satisfaction being the main keys. The prospects of this research show that further development in digital banking services can increase bank competitiveness and provide added value for customers.
PENGARUH TRANSAKSI DIGITAL BANKING TERHADAP FEE BASED INCOME DI SEKTOR PERBANKAN Syahrani, Sefiza; Fasa, Muhammad Iqbal
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 3 No. 3 (2024): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v3i3.89

Abstract

This study aims to analyze the influence of digital banking transactions on fee-based income in the banking sector. In the era of digital transformation, banks face the challenge of adapting to technological innovations that can increase cost-based revenue. The method used in this study is a qualitative approach with data collection techniques through in-depth interviews and observations at several banks that implement digital banking services. The results show that digital banking transactions significantly contribute to the increase in fee-based income, with factors such as the number of transactions and customer satisfaction being the main keys. The prospects of this study show that further development in digital banking services can increase the competitiveness of banks and provide added value for customers.
Pengaruh Intellectual Capital Dan Profit Sharing Ratio Terhadap Return On Asset Sari, Nora Helda; Syahrani, Sefiza; Saputra, Rendi Feprian
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.542

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Intellectual Capital (IC) dan Profit Sharing Ratio (PSR) terhadap Return on Asset (ROA) pada Bank Umum Syariah di Indonesia. IC diukur menggunakan model VAIC (Value Added Intellectual Coefficient), sedangkan PSR merupakan proporsi pembiayaan berbasis akad bagi hasil (mudharabah dan musyarakah) terhadap total pembiayaan. Data yang digunakan merupakan data sekunder yang diperoleh dari laporan keuangan triwulanan 12 Bank Umum Syariah selama periode 2018–2020. Metode analisis yang digunakan adalah regresi data panel dengan pendekatan Random Effect Model (REM). Hasil penelitian menunjukkan bahwa Intellectual Capital berpengaruh positif signifikan terhadap ROA, sedangkan Profit Sharing Ratio tidak berpengaruh signifikan. Namun secara simultan, keduanya berpengaruh terhadap ROA. Hasil ini menunjukkan bahwa manajemen aset intelektual yang baik sangat berperan dalam peningkatan profitabilitas bank syariah.
ANALISIS KUALITATIF TERHADAP PENGARUH TRANSAKSI DIGITAL BANKING TERHADAP FEE BASED INCOME DI SEKTOR PERBANKAN Syahrani, Sefiza; Fasa, Muhammad Iqbal
Ekonomika Vol. 17 No. 2 (2024): Jurnal Ilmiah Ekonomika
Publisher : Fakultas Ekonomi dan Bisnis Universitas Baturaja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54895/nevxe432

Abstract

This research aims to analyze the influence of digital banking transactions on fee based income in the banking sector. In the era of digital transformation, banks face the challenge of adapting to technological innovations that can increase fee-based income. The method used in this research is a qualitative approach with data collection techniques through in-depth interviews and observations at several banks that implement digital banking services. The research results show that digital banking transactions significantly contribute to increasing fee-based income, with factors such as the number of transactions and customer satisfaction being the main keys. The prospects of this research show that further development in digital banking services can increase bank competitiveness and provide added value for customers.
ANALISIS KUALITATIF TERHADAP PENGARUH TRANSAKSI DIGITAL BANKING TERHADAP FEE BASED INCOME DI SEKTOR PERBANKAN Syahrani, Sefiza; Fasa, Muhammad Iqbal
Ekonomika Vol. 17 No. 2 (2024): Jurnal Ilmiah Ekonomika
Publisher : Fakultas Ekonomi dan Bisnis Universitas Baturaja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54895/nevxe432

Abstract

This research aims to analyze the influence of digital banking transactions on fee based income in the banking sector. In the era of digital transformation, banks face the challenge of adapting to technological innovations that can increase fee-based income. The method used in this research is a qualitative approach with data collection techniques through in-depth interviews and observations at several banks that implement digital banking services. The research results show that digital banking transactions significantly contribute to increasing fee-based income, with factors such as the number of transactions and customer satisfaction being the main keys. The prospects of this research show that further development in digital banking services can increase bank competitiveness and provide added value for customers.
Co-Authors Muhammad Iqbal Fasa Saputra, Rendi Feprian Sari, Nora Helda