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All Journal Jurnal Teknik Sipil Iqtisad : Journal of Islamic Economic and Civilization
Candra, Diki
Unknown Affiliation
Religion Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance

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Analisis Prinsip Keadilan Dalam Pembiayaan Mudharabah Di BMT Surya Madani Boyolali Jawa Tengah Candra, Diki; Wulandari, Fitri
Iqtisad: Journal of Islamic Economic and Civilization Vol. 1 No. 2 (2025): Iqtisad : Journal of Islamic Economic and Civilization (In Progress)
Publisher : PT. Student Rihlah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61630/ijiec.v1i2.10

Abstract

This study aims to analyze the implementation of the principle of fairness in mudharabah financing at BMT Surya Madani, Boyolali, Central Java, which is one of the main pillars of the Islamic economy. The importance of this study lies in the need for transparent and fair management of Islamic financing to increase public trust in Islamic microfinance institutions. The method applied is a qualitative approach with data collection techniques that include in-depth interviews, document analysis, and direct observation. The results of the study indicate that although the principle of fairness has been applied through the proportional distribution of profits and risks, there are challenges in its implementation, such as the lack of customer understanding of the concept of mudharabah. The novelty of this study lies in the determination of specific factors that influence the application of justice locally, as well as policy implications that prioritize strengthening sharia-based education and supervision to improve the efficiency and sustainability of mudharabah financing.
Analysis of Flood Prone Areas in Melawi Sub Watershed Using Geographic Information System Candra, Diki; Soeryamassoeka, Stefanus Barlian; Gunarto, Danang
Jurnal Teknik Sipil Vol 24, No 4 (2024): Vol 24, No 4 (2024): JURNAL TEKNIK SIPIL EDISI NOVEMBER 2024
Publisher : Fakultas Teknik Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jts.v24i4.83107

Abstract

Floods are a common natural disaster in West Kalimantan, including in the Melawi Sub-Watershed, causing infrastructure damage, economic losses, and even fatalities. One of the leading causes of flooding is the destruction of catchment areas and significant land cover changes. The Melawi sub-Watershed has numerous mining areas, many of which are illegal, leading to upstream erosion and downstream sedimentation. Therefore, mapping flood-prone areas in the Melawi Sub-Watershed is crucial for disaster mitigation and preventing environmental damage that affects community activities. This study aims to map flood-prone areas in the Melawi Sub-Watershed using a Geographic Information System (GIS) and analyze the factors influencing flood susceptibility. The data include land cover, soil type, slope, elevation, rainfall, river buffers, and historical flood inundation. The overlay method was used to create the flood susceptibility map, involving scoring, weighting, and overlaying. The most dominant flood susceptibility level in the Melawi Sub-Watershed is moderate, covering 48.21% of the total area, mainly in the downstream regions. Meanwhile, the low flood susceptibility category is more prevalent upstream, with higher topography and land cover well-preserved.
Co-Authors Fitri Wulandari Gunarto, Danang Stefanus Barlian Soeryamassoeka