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p-Index From 2020 - 2025
0.408
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All Journal Journal of Humanities and Social Studies Golden Ratio of Data in Summary
Barus, Theresia Juliana Ngarakken
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Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Implementation of Executorial Title Towards Auctions on Credit Guarantees for House Ownership as Reviewed from Law Number 4 of 1996 Concerning Mortgage Rights on Land and Objects Related to Land Meutia, Irviana; Barus, Theresia Juliana Ngarakken; Maskanah, Ummi
Golden Ratio of Data in Summary Vol. 5 No. 1 (2025): November - January
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i1.908

Abstract

The need for housing has now become mandatory. The credit scheme will make it easier for everyone to own a house by guaranteeing the legality of land rights burdened with mortgage rights. However, not everyone who has applied for credit always complies with the terms agreed in the Credit Agreement. One example is a debtor who breaks his promise or defaults by not paying installments so that the bank, as a creditor, confiscates the object of collateral. To pay the debtor’s remaining debt until repayment, the bank sells the collateral object belonging to the debtor by auction. The bank carries out this auction based on the executorial power attached to the Mortgage Rights Certificate so that the bank does not need to submit a request or lawsuit to the court because the executorial power of the Mortgage Rights Certificate is the same as a court decision with permanent legal force.
The Position Of The Ppat Deed In The Preparation Of Deeds Related To Money Laundering Noor, Aslan; Safriani, Vini Nurul; Barus, Theresia Juliana Ngarakken; Tarigan, Notora
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 9, No 2 (2025): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i2.12651

Abstract

This study aims to analyse the position of Land Deed Officers (PPAT) in legal actions related to money laundering. The research method used is a normative legal approach. The results of the analysis show that formally, PPAT deeds remain valid as long as they meet the requirements specified by law. However, if the deed is used to facilitate money laundering practices, it can be used as evidence in court, and the property transferred through the deed may be confiscated by the state. Thus, the status of PPAT deeds in the context of money laundering is recognised, but their application may be overridden by a court ruling. PPATs bear a significant responsibility in preventing such practices by applying the principles of due diligence and the "know your customer" principle. The integrity and professionalism of PPATs are crucial factors in maintaining public trust while strengthening the national legal system in the fight against money laundering.
Co-Authors Aslan Noor Hj. Ummi Maskanah Meutia, Irviana Safriani, Vini Nurul Tarigan, Notora