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Wati Purba, Lisna
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Humanities Computer Science & IT Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences

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The Role of the Spatial Planning and Job Creation Office in the Issuance of Building Permits to Realize Balanced Housing Wati Purba, Lisna; Djaja, Benny
Edunity Kajian Ilmu Sosial dan Pendidikan Vol. 2 No. 8 (2023): Edunity : Social and Educational Studies
Publisher : PT Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/edunity.v2i8.116

Abstract

Home is a basic human need, therefore the state is obliged to guarantee the fulfillment of housing needs by implementing Balanced Housing, this has also been mandated in the 45 Constitution Article 28 H, and strengthened in Law Number 1 of 2011 concerning housing and residential areas. By analyzing statutory regulations associated with legal theories and the constraints faced by the results of the study found that the implementation of balanced residential development with a composition of 1:3:6, namely the construction of 1 (one) luxury housing unit is always accompanied by 3 (three) ) medium housing units and 6 (six) simple housing units are still not implemented properly because of this, so the role of the Government, in this case the Office of Spatial Planning and Job Creation is urgently needed to realize Balanced Shelter.
Credit Agreements With Banks Wati Purba, Lisna; Farma Rahayu, Mella Ismelina
Edunity Kajian Ilmu Sosial dan Pendidikan Vol. 2 No. 11 (2023): Edunity : Social and Educational Studies
Publisher : PT Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/edunity.v2i11.182

Abstract

Institution Banking is a financial institution that has strategic value in a country's economy. To achieve the specified goals, the company will use procedures that are most appropriate to the activities carried out by the company, especially in providing credit to its customers. In banking practice, we will know that there are sequences of activities or processes that occur starting from the credit applicant seeking information at the bank until the withdrawal of the loan can be realized. To obtain a clearer picture, these activities can be classified into three stages, namely: those interested in credit seeking information, obtaining information, and receiving forms (forms for submitting credit applications) from the bank, those interested in credit filling in and submitting forms to until the credit application is approved by the bank, the credit applicant applies for the realization of a credit withdrawal and the credit granting bank will realize it and to realize the credit a credit agreement is made first, where in banking the credit agreement can be made by notarial deed and private agreement
Co-Authors Djaja, Benny Mella Ismelina Farma Rahayu