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All Journal JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi BATIK: Jurnal Pengembangan dan Pengabdian Masyarakat Multikultural
Hanif, Hilman
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Pengaruh Gaya Hidup, Fomo, Literasi Keuangan Syariah, dan Persepsi Risiko Terhadap Keputusan Investasi Cryptocurrency Hanif, Hilman; Harahap, Muhammad Ikhsan; Silalahi, Purnama Ramadhani
Journal of Business and Economics Research (JBE) Vol 6 No 1 (2025): February 2025
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v6i1.6916

Abstract

This study aims to understand how Lifestyle, FOMO, Sharia Financial literacy, and Risk Perception influence Cryptocurrency Investment Decisions (Crypto Academy Case Study). Data was collected through questionnaires distributed to 100 selected respondents using purposive sampling. Quantitative methods are used with Structural Equation Model (SEM) analysis with the Smart PLS version 4 application for analysis. This study aims to analyze the influence of various factors on investment decisions, focusing on lifestyle, the FOMO phenomenon, Islamic financial literacy, and risk perception. The analysis results show that not all independent variables have a significant effect on investment decisions. Lifestyle (X1) has a p-value of 0.148 and a t-statistic of 1.446, which indicates that the effect is not significant with a small f-square value of 0.026. The FOMO phenomenon (X2) also shows a trend with a p-value of 0.069 and a t-statistic of 1.817, but remains insignificant, with an f-square value of 0.039. Islamic financial literacy (X3) shows a p-value of 0.798 and a t-statistic of 0.257, and a very low f-square value of 0.001, indicating no significant effect. In contrast, risk perception (X4) is shown to have a significant influence on investment decisions with a p-value of 0.012 and a t-statistic of 2.514, as well as a higher f-square value of 0.104. This finding confirms that risk perception is an important factor that can positively influence investment decisions. Overall, only risk perception shows a significant relationship with investment decisions, while other factors do not have a meaningful impact in this context.
Seni Beluk sebagai Identitas Budaya di Kampung Adat Cikondang Adilaturohman, Nadila; Fauziyah, Nurul Zahra; Nuranggraeni, Klara; Hanif, Hilman; Yanti, Devi; Suris, Rezika; Supriatna, Mamat
Jurnal Pengembangan dan Pengabdian Masyarakat Multikultural Vol 3 No 2: BATIK Agustus 2025
Publisher : Institut Riset dan Publikasi Indonesia (IRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57152/batik.v3i2.2085

Abstract

This study aims to explore the role and function of Seni Beluk as a cultural identity of the indigenous community in Kampung Adat Cikondang, Bandung Regency. Seni Beluk is a traditional Sundanese vocal art passed down through generations, rich in spiritual and social values. The research employed a qualitative case study approach involving field observation, in-depth interviews, and documentation. The results show that Seni Beluk functions not only as entertainment but also as a medium for religious preaching, moral advice, and reinforcement of customary values in communal life. The lyrics are recited during significant events such as childbirth, thanksgiving, house construction, and circumcision ceremonies, carrying deep religious and social meanings. The main challenge in its preservation lies in the lack of generational continuity due to the younger generation’s limited interest and vocal skills. Preservation efforts are carried out through cultural education and documentation. Seni Beluk stands as a symbol of cultural resilience for the Cikondang community, and its integration into counseling services highlights its potential in developing students' character. Therefore, preserving Seni Beluk is crucial to maintaining local cultural identity in the face of modernization.
Efektivitas Distribusi Zakat Produktif dalam Meningkatkan Kesejahteraan Mustahik di Yayasan Baitul Maal PLN Unit Induk Wilayah Sumatera Utara Hanif, Hilman; Soemitra, Andri
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 1 No. 5 (2023): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/neraca.v1i5.489

Abstract

In the Qur'an, the words zakat and prayer are often found together. According to the scholars, zakat is the same the importance of prayer. Zakat, according to some historians and Islamic scholars, functions to encouraging Muslims to be able to maintain their faith in Allah SWT in a better way economic income. The aim of this research is to determine the implementation of the distribution of productive zakat funds which was carried out at YBM PLN UID North Sumatra. Qualitative method with a descriptive analytical approach used to understand the phenomenon of productive zakat comprehensively. In this research, the purposive method sample and snowball sampling were applied to identify informants, with a focus on amil in YBM PLN UIW North Sumatra. The results of the analysis show that the management of zakat is productive by the zakat amil plays a crucial role in ensuring the distribution of zakat is right on target and effective. There is a system transparent and accountable in the management of zakat funds, competent selection of amil, and use Information technology is an important factor in ensuring the success of productive zakat programs.
Co-Authors Adilaturohman, Nadila Andri Soemitra Devi Yanti, Devi Fauziyah, Nurul Zahra Harahap, Muhammad Ikhsan Nuranggraeni, Klara Silalahi, Purnama Ramadhani Supriatna, Mamat Suris, Rezika