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Analisis Pengaruh Faktor Internal Terhadap Profitabilitas Bank Syariah Indonesia (BSI) Periode 2013-2022 Meisha Fatma Wijaya; Tessalonika Federova Br Simanjuntak; Arnol Prabowo Siagian; Adyanto Armando Purba; Rista Y. Lumbangaol; Tiara Posma Udur Hutapea; Ilman Ashari Siregar
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 5 No. 1 (2023): Al Itmamiy : Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (786.107 KB) | DOI: 10.55606/ai.v5i1.316

Abstract

The purpose of this study was to determine the analysis of the influence of internal factors on the profitability of Bank Syariah Indonesia (BSI) for the 2013-2022 period. The internal factors used in this study are Profit Sharing Financing, Financing to Deposit Ratio (FDR), and Operational Cost per Operating Income (BOPO). While the profitability used in this study is Return On Assert (ROA). With Time Series data for the period 2013-2022 analyzed using the Error Correction Model (ECM) as a method to see the results of the analysis of the effect of the independent variables on the dependent variable. This research was initially tested using the Ordinary Least Square (OLS) method to see the long-term effect analysis and used the ECM method to see the short-term effect analysis. The results showed that in the long term Profit Sharing Financing had a negative and significant effect on ROA, FDR had a positive and significant effect on ROA, and BOPO had a negative and significant effect on ROA. Meanwhile, in the short term Profit Sharing Financing has a negative and significant effect, FDR has a positive and insignificant effect, and BOPO has a negative and significant effect.
THE INFLUENCE OF LIFE EXPECTANCY, AVERAGE LENGTH OF SCHOOL AND EXPECTATION OF LENGTH OF SCHOOL ON HUMAN DEVELOPMENT INDEX IN BINJAI CITY Siti Alifah Handayani; Lubis, Nasrullah Hidayat; Dhea Amanda; Syarifah; Muhammad Bagas Ardhana; Tiara Posma Udur Hutapea
Quantitative Economics Journal Vol. 13 No. 2 (2024): OKTOBER 2024
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/qej.v13i2.65262

Abstract

This research aims to analyze the influence of life expectancy, average length of schooling, and expected length of schooling on the Human Development Index (HDI) in Binjai City, Indonesia. Using a quantitative approach and secondary data from the Central Statistics Agency (BPS) for the period 2010 to 2023, regression analysis shows that these three variables have a significant influence on HDI, with an Adjusted R Square of 0.995, which means 99.5% of the variation in HDI can be explained by these variables. the. The F test results showed a significant regression model (F = 865.744, Sig. = 0.000), while the t test confirmed that life expectancy (t = 6,139), average years of schooling (t = 8,478), and expected years of schooling (t = 6,254) contributes positively to HDI. These findings emphasize the importance of health and education in improving people's quality of life. This research recommends increasing access to education and health services as a strategic step to increase HDI and community welfare in Binjai City. It is hoped that the research results can become a reference for policy makers in designing effective programs for human development in the region
PENGARUH ANGKA HARAPAN HIDUP DAN KEMISKINAN TERHADAP INDEKS PEMBANGUNAN MANUSIA DI INDONESIA Tessalonika Federova Br Simanjuntak; M. Zuhriadi; Jaiton Habeahan; Ros Juliana Lubis; Tiara Posma Udur Hutapea; Melani Manginar Sirait
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 1 No. 3 (2024): JUNI - JULI 2024
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini tentang pengaruh angka harapan hidup, dan kemiskinan terhadap Indeks Pembangunan Manusia (IPM) di Indonesia. Penelitian ini menggunakan data sekunder dari Badan Pusat Statistik (BPS) dan sumber lainnya selama periode 2018-2022, serta metode analisis regresi data panel dengan model Fixed Effect Model (FEM). Hasil penelitian menunjukkan bahwa kemiskinan memiliki pengaruh negatif terhadap tingkat indeks pembangunan manusia, sementara angka harapan hidup berpengaruh positif terhadap IPM. Hasil penelitian juga menunjukkan bahwa kontribusi tertinggi dalam IPM adalah angka harapan hidup. Studi lain menemukan bahwa variabel rata-rata lama sekolah, pengeluaran per kapita, dan pengangguran secara simultan berpengaruh signifikan terhadap IPM. Metode penelitian yang digunakan adalah analisis regresi data panel dan metode kuantitatif dengan pendekatan deskriptif. Hasil penelitian ini dapat menjadi acuan dalam merumuskan kebijakan pembangunan di Indonesia.