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All Journal Al-Kharaj: Journal of Islamic Economic and Business Community Development Journal: Jurnal Pengabdian Masyarakat Socius: Social Sciences Research Journal
Dany Luqyana Idris
UIN Maulana Malik Ibrahim Malang
Religion Arts Humanities Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Public Health

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The Meaning of Risk in Stock Investment: A Phenomenological Study of Beginner Investors Retnowati Jasa; Bambang Sugeng Dwiyanto; Dian Widyantini; Wiwit Agustina; Dany Luqyana Idris
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.11496

Abstract

The development of the capital market in Indonesia has increased the number of novice investors investing in stocks through various digital platforms. However, this increased participation has not been fully accompanied by a deep understanding of investment risk. Most previous studies have focused on quantitative risk measurement, while the meaning of risk based on investors' lived experiences is still relatively rare. This study aims to understand the meaning of risk in stock investment from the perspective of novice investors using a phenomenological approach. This study employed a qualitative method with a phenomenological approach. Informants were selected through purposive sampling technique, namely novice investors who have actively invested in stocks, have experienced both profits and losses, and are willing to share their investment experiences. Data were collected through in-depth interviews, observation, and documentation, then analyzed using phenomenological analysis stages through bracketing, horizontalization, grouping themes, and compiling textural and structural descriptions to uncover the essence of informants' experiences. The results show that risk is interpreted as an integral part of stock investment, not simply the potential for financial loss. Experience with losses, market fluctuations, and emotional stress shapes investors' perspectives to become more rational, cautious, and able to control their emotions when making investment decisions. Furthermore, the social environment and digital media influence risk perception, although personal experience is a key factor in developing a more mature understanding. This research contributes to the development of behavioral finance studies by demonstrating that the meaning of risk is a construct of investors' lived experiences. The research findings also offer practical implications for regulators, securities firms, and educational institutions in designing investment education programs that emphasize risk understanding and managing investor behavior.
Formulation of Strategies for Human Resource Competency Development in the Digital Era Sentot E Baskoro; Dany Luqyana Idris; Muhamad Sigid Safarudin; Bambang Bambang; Faizal Faizal
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 8 (2026): March
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.19389445

Abstract

This study aims to formulate a strategy for developing human resource (HR) competencies in the digital era, characterized by the rapid development of information and communication technology. These changes require HR to possess adaptive, innovative competencies, and the ability to master digital skills. However, in practice, there is still a skills gap between existing capabilities and the needs of the workplace, and the development methods implemented by organizations are suboptimal. This study used a qualitative, descriptive approach. Data were collected through interviews, observation, and documentation, with informants selected using purposive sampling. Data analysis was carried out through the stages of data reduction, data presentation, and conclusion drawing, and its validity was tested through triangulation of sources and methods. The results of the study indicate that a comprehensive HR competency development strategy in the digital era requires competency mapping, the implementation of digital-based learning, strengthening leadership roles, and building a culture of continuous learning.
Public Service Innovation Strategy Towards Smart Government Wiwit Agustina; Muhammad Fazil; Dany Luqyana Idris; Nur Ayu
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 8 (2026): March
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.18832482

Abstract

This study aims to analyze public service innovation strategies in realizing smart government and identify supporting and inhibiting factors in their implementation. Digital transformation in government is an urgent need in the information technology era, especially to improve the efficiency, transparency, and accountability of public services. This study uses a qualitative approach with a descriptive design. Data were collected through in-depth interviews, observations, and documentation studies of government agencies implementing digital-based public service innovations. Data analysis was conducted interactively through the stages of data reduction, data presentation, and conclusion drawing. Data validity was maintained through triangulation of sources and methods. The results show that public service innovation strategies towards smart government include service digitalization, business process simplification, data integration, strengthening transformational leadership, and increasing human resource capacity. The implementation of innovations has been proven to increase service time efficiency, information transparency, and public participation. 
The Impact of ESG Practices on Firm Value: a Human Resource Management and Financial Decision Perspective Sentot E Baskoro; Dessy Evianti; Suharti; Wiwit Agustina; Dany Luqyana Idris
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.11750

Abstract

The development of the business world that increasingly emphasizes sustainability aspects encourages companies to implement Environmental, Social, and Governance (ESG) principles as a strategy in creating long-term corporate value. This study aims to analyze the impact of ESG practices on corporate value from the perspective of human resource management and financial decision-making. This study uses a qualitative approach with descriptive methods through literature studies and analysis of company documents, such as annual reports, sustainability reports, and various relevant scientific references. Data analysis techniques are carried out through content analysis with the stages of data collection, data reduction, data presentation, and drawing conclusions. The results show that the implementation of ESG practices has a positive impact on increasing corporate value by strengthening reputation, increasing investor confidence, reducing business risks, and creating competitive advantages. From a human resource management perspective, ESG plays a role in improving employee welfare, competency development, workforce engagement, and establishing a sustainable organizational culture. Meanwhile, from a financial decision-making perspective, ESG helps companies in determining more effective investment, funding, and risk management strategies. This study concludes that the integration of ESG into corporate strategy is a crucial factor in building business sustainability and increasing corporate value in the long term.
Analysis of MSME Marketing Strategies Based on Local Wisdom to Increase Sales Radityo Suksmaneng Daru; Vera Selviana Adoe; Wiwit Agustina; Dany Luqyana Idris
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.11850

Abstract

This study aims to analyze the marketing strategies of Micro, Small, and Medium Enterprises (MSMEs) based on local wisdom in increasing sales. Local wisdom is a competitive advantage that can provide added value to products through the use of culture, traditions, and regional potential as a business identity. The study used a qualitative approach with descriptive methods. Data were obtained through in-depth interviews, observations, and documentation of MSMEs who apply elements of local wisdom in their business activities. Data were analyzed using data reduction, data presentation, and conclusion drawing techniques, while data validity was tested through source triangulation, technical triangulation, and member checking. The results show that the implementation of local wisdom-based marketing strategies can increase product appeal, strengthen brand image, and create differentiation that distinguishes MSME products from competitors. The use of digital media combined with storytelling about the product's cultural values has been proven to expand market reach and increase consumer purchasing interest. In addition, branding that emphasizes local identity provides added value to products, thereby increasing customer trust and loyalty. The study also identified several obstacles, including limited digital marketing capabilities, limited business capital, low innovation in product packaging, and the suboptimal use of cultural values as a promotional strategy. Overall, local wisdom-based marketing strategies have had a positive impact on increasing sales, customer numbers, and the competitiveness of MSMEs, while also contributing to the preservation of local culture and empowering the community's economy. Therefore, support from the government, academics, and various stakeholders is needed through training, mentoring, branding strengthening, and digital marketing development so that local wisdom-based MSMEs can develop sustainably.
WORKSHOP STRATEGI PEMBELAJARAN INKLUSIF BAGI GURU SEKOLAH DASAR DI DAERAH TERTINGGAL Mufida Gunawati; Diah Afrianti Rahayu; Wiwit Agustina; Dany Luqyana Idris; Istiarsyah Istiarsyah
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 7 No. 4 (2026): Vol. 7 No. 4 (2026)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v7i4.63029

Abstract

Pendidikan inklusif merupakan pendekatan pendidikan yang memberikan kesempatan kepada seluruh peserta didik untuk memperoleh layanan pembelajaran sesuai dengan karakteristik, kemampuan, dan kebutuhan belajarnya. Namun, penerapan pembelajaran inklusif pada sekolah dasar di daerah tertinggal masih menghadapi berbagai kendala, terutama keterbatasan kompetensi guru dalam mengidentifikasi kebutuhan peserta didik dan merancang strategi pembelajaran yang adaptif. Kegiatan Pengabdian kepada Masyarakat (PKM) ini bertujuan untuk meningkatkan pengetahuan dan keterampilan guru sekolah dasar dalam menerapkan strategi pembelajaran inklusif yang sesuai dengan kondisi dan kebutuhan peserta didik. Metode pelaksanaan menggunakan pendekatan partisipatif berbasis workshop yang meliputi tahap persiapan, identifikasi kebutuhan, penyampaian materi, diskusi interaktif, studi kasus, praktik penyusunan strategi pembelajaran, simulasi, dan evaluasi. Evaluasi dilakukan melalui pre-test dan post-test serta penilaian terhadap praktik penyusunan strategi pembelajaran inklusif. Hasil kegiatan menunjukkan adanya peningkatan kompetensi peserta pada seluruh aspek yang dievaluasi. Rata-rata pemahaman dan keterampilan guru meningkat dari 58,5% sebelum workshop menjadi 85,5% setelah workshop, dengan peningkatan sebesar 27%. Peningkatan tersebut meliputi pemahaman konsep pendidikan inklusif, identifikasi kebutuhan peserta didik, pembelajaran berdiferensiasi, penyusunan strategi pembelajaran inklusif, penggunaan media pembelajaran adaptif, dan pengelolaan kelas inklusif. Kegiatan ini menunjukkan bahwa workshop berbasis praktik dapat menjadi salah satu strategi efektif untuk memperkuat kompetensi pedagogik guru, khususnya dalam menghadapi keberagaman peserta didik di daerah tertinggal. Keberlanjutan kegiatan melalui pendampingan dan monitoring diperlukan agar kompetensi yang diperoleh dapat diterapkan secara konsisten dalam proses pembelajaran.
The Influence of Proximity Service on Citizen Satisfaction with Public Services Fitri Melawati; Wiwit Agustina; Ramadha Yanti Parinduri; Ratnawati Yuni Suryandari; Dany Luqyana Idris
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 6 (2026): Januari
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.18217296

Abstract

This study aims to determine the effect of proximity service on citizen satisfaction with public services. This study uses a quantitative approach. The population in this study amounted to 397 respondents. The sampling technique used probability sampling with a simple random sampling method, resulting in a sample of 40 respondents. The data collection method used in this study was a questionnaire and literature study. The analysis method used was simple linear regression. The results of the study indicate that proximity service has a positive and significant effect on citizen satisfaction with public services. From the results of the correlation coefficient calculation, a Pearson correlation coefficient value of 0.518 was obtained. This indicates that there is a fairly strong relationship between Proximity service and Citizen Satisfaction with public services. Then the results of the determination coefficient calculation show an R square of 0.268, which means that the citizen satisfaction variable can be explained by the proximity service variable, which is 26.8%. While the remaining 73.2% is explained by other variables.
Co-Authors Bambang Bambang Bambang Sugeng Dwiyanto Dessy Evianti Diah Afrianti Rahayu Dian Widyantini Faizal Faizal Fitri Melawati Istiarsyah, Istiarsyah Mufida Gunawati Muhammad Fazil, Muhammad Nur Ayu Radityo Suksmaneng Daru Ramadha Yanti Parindori Ratnawati Yuni Suryandari Retnowati Jasa Safarudin, Muhamad Sigid Sentot Eko Baskoro Suharti Suharti Vera Selviana Adoe Wiwit Agustina