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All Journal Jurnal Dinamika Ekonomi Syariah MUSLIMPRENEUR : Jurnal Ekonomi dan Kajian Keislaman Peradaban Journal of Religion and Society
Nur Fazillah Milawati
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Social Sciences

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Keputusan Penggunaan Produk Perbankan Syariah: Peran Literasi Keuangan: Studi Kasus Mahasiswa Fakultas Ekonomi Islam Institut Agama Islam Nurul Hakim Eny, Eny Widiaty; Nur Fazillah Milawati; Evrita Putri Azzahroh; Siti Raudatul Zohrah
MUSLIMPRENEUR : Jurnal Ekonomi dan Kajian Keislaman Vol. 5 No. 1 (2025): MUSLIMPRENEUR
Publisher : Fakultas Ekonomi Islam Institut Agama Islam Nurul Hakim Kediri Lombok Barat

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Abstract

Mahasiswa merupakan peserta didik dari perguruan tinggi yang mendapat kesempatan mendapatkan informasi lebih banyak khususnya terkait keuangan syariah. Pembelajaran di perguruan tinggi yang mereka dapatkan berperan besar dalam proses literasi dan pengambangan keuangan syariah. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan syariah terhadap keputusan penggunaan produk perbankan syariah (Studi Kausus Mahasiswa Fakultas Ekonomi Islam Institut Agama Islam Nurul Hakim). Jenis penelitian ini adalah penelitian kuantitatif. Metode pengumpulan data dalam penelitian ini dengan menggunakan koesioner dengan sample 60 responden. Teknik analisis data dalam penelitian ini adalah uji validitas dan reliabilitas, uji regresi, uji asumsi klasik dan uji hiipotesis. Penelitian ini menggunakan software SPSS 23 dan hasil menunjukkan bahwa adanya pengaruh positif dengan adanya literasi keuangan syariah terhadap keputusan penggunaan produk keuangan syariah. Hasil analisis menunjukkan pengetahuan, keterampilan, dan keyakinan memiliki pengaruh positif terhadap keputusan penggunaan produk perbankan Syariah mahasiswa Fakultas Agama Islam Institut Agama Islam Nurul Hakim
Analisis Eksploitasi Sumber Daya Alam dalam Penambangan Pasir di Lombok Timur Perspektif Hifzul al-Bi’ah Muh. Zaini; Nur Fazillah Milawati
Peradaban Journal of Religion and Society Vol. 4 No. 2 (2025)
Publisher : Pustaka Peradaban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59001/pjrs.v4i2.509

Abstract

This research examines sand mining practices in East Lombok Regency through the perspective of Hifz al-Bi'ah (environmental protection) within the framework of Maqāṣid asy-Syarī‘ah (the objectives of Islamic law). Using a descriptive qualitative approach, this study integrates empirical data from field observations and interviews with affected communities, along with a normative analysis based on Islamic teachings. The findings indicate that sand mining—whether in rivers, coastal areas, or at sea—causes multidimensional environmental damage, including the destruction of agricultural land, coastal abrasion, water pollution, and social conflicts. From the perspective of Maqāṣid asy-Syarī‘ah, these practices contradict the principles of hifz al-nafs (preservation of life), hifz al-māl (preservation of wealth), and hifz al-bi'ah (preservation of the environment). Furthermore, they disregard the principle of fiqh al-awlawiyyāt (legal priorities), which emphasizes long-term public welfare. This study affirms that environmental protection is a syar‘i obligation and recommends the need for policies based on Islamic values to achieve sustainable development. Penelitian ini mengkaji praktik penambangan pasir di Kabupaten Lombok Timur melalui perspektif Hifẓul al-Bi'ah (perlindungan lingkungan) dalam kerangka Maqāṣid asy-Syarī'ah (tujuan-tujuan syariat Islam). Dengan pendekatan kualitatif deskriptif, penelitian ini mengintegrasikan data empiris dari observasi lapangan dan wawancara dengan masyarakat terdampak, serta analisis normatif berdasarkan ajaran Islam. Hasil penelitian menunjukkan bahwa penambangan pasir—baik di sungai, pesisir, maupun laut—menimbulkan kerusakan lingkungan multidimensi, termasuk kerusakan lahan pertanian, abrasi pantai, pencemaran air, dan konflik sosial. Dalam perspektif Maqāṣid asy-Syarī'ah, praktik ini bertentangan dengan prinsip ḥifẓ al-nafs (menjaga jiwa), ḥifẓ al-māl (menjaga harta), dan ḥifẓ al-bi'ah (menjaga lingkungan), serta mengabaikan prinsip fiqh al-awlawiyyāt (prioritas hukum) yang menekankan kemaslahatan jangka panjang. Penelitian ini menegaskan bahwa perlindungan lingkungan adalah kewajiban syar'i dan menyarankan perlunya kebijakan berbasis nilai-nilai Islam untuk mencapai pembangunan berkelanjutan.  
LABOR ABSORPTION AND ECONOMIC GROWTH IN THE PERSPECTIVE OF ISLAMIC ECONOMICS: AN EMPIRICAL ANALYSIS Eny Widiaty; Nur Fazillah Milawati; Sahirul Alim
Jurnal Dinamika Ekonomi Syariah Vol. 13 No. 1 (2026): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v13i1.1882

Abstract

Economic growth is a key indicator of development performance, yet its relationship with labor absorption remains a critical issue, particularly when assessed from the perspective of Islamic economics. This study aims to examine the effect of labor absorption on economic growth within the framework of Islamic economic principles, emphasizing justice (al-‘adl), welfare, and social responsibility. The research employs a quantitative empirical approach using secondary data obtained from official statistical sources and institutional reports over a multi-year period. Data analysis is conducted using simple linear regression to identify the direction and significance of the relationship between labor absorption and economic growth. The results indicate that labor absorption has a negative effect on economic growth, suggesting that increases in employment are not necessarily accompanied by improvements in productivity or equitable income distribution. From the perspective of Islamic economics, these findings highlight the importance of aligning employment expansion with productivity enhancement, distributive justice, and social welfare to achieve sustainable and inclusive economic growth. This study contributes to empirical discussions on labor and growth by integrating Islamic economic values into the analysis and offers insights for policymakers in designing development strategies that are both economically effective and ethically grounded.
Co-Authors Eny Widiaty Eny, Eny Widiaty Evrita Putri Azzahroh Muh. Zaini sahirul alim Siti Raudatul Zohrah