Claim Missing Document
Check
Articles

Found 7 Documents
Search

Penguatan Literasi Keuangan Syariah sebagai Pilar Keberlanjutan UMKM di Sumbergempol Sari, Citra Mulya; Huda, Qomarul; Tegar, Tegar
Jurnal Pengabdian pada Masyarakat Ilmu Pengetahuan dan Teknologi Terintegrasi Vol. 9 No. 1 (2024): December
Publisher : Politeknik Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33795/jindeks.v9i1.6701

Abstract

Effective financial management is one of the key factors for business sustainability, especially for MSMEs. However, many MSMEs in Sumbergempol, Tulungagung face challenges in developing a sharia-based financial plan. The main problems include a lack of understanding of sharia financial principles, such as riba, gharar, and maysir, as well as limited skills in budgeting and separating personal finances from business finances. To address these issues, the community service team from the Faculty of Islamic Economics and Business at UIN Sayyid Ali Rahmatullah Tulungagung conducted a "Sharia Financial Planning Training" program over three days on October 12, 13, and 20, 2024. The implementation method consisted of three main stages, namely participant socialization and mapping, Focus Group Discussion (FGD), and reflection sessions. Through this activity, participants were provided with theoretical and practical materials on sharia-based financial planning, budgeting, and cash flow management. The results of the activity showed an increase in participants' understanding and skills in managing business finances according to sharia principles. Participants were able to separate personal finances from business finances, create budget plans, and develop more effective financial strategies. This activity also fostered collaboration among MSME actors and strengthened their motivation to apply sharia principles in their businesses. Moving forward, it is proposed to conduct follow-up training and intensive mentoring to strengthen the sustainable implementation of sharia financial planning.
EFEKTIVITAS BADAN PENGAWAS OBAT DAN MAKANAN (BPOM) DALAM MELINDUNGI KONSUMEN DARI KOSMETIK ILEGAL Tegar, Tegar; Claudya Fansiska; Dzulfah Mawaddah; Sintong Arion Hutapea
Causa: Jurnal Hukum dan Kewarganegaraan Vol. 11 No. 4 (2025): Causa: Jurnal Hukum dan Kewarganegaraan
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3783/causa.v11i4.11942

Abstract

This research aims to analyze the effectiveness of supervision at the Food and Drug Supervisory Agency (BPOM) regarding consumer protection in light of the phenomenon of illegal cosmetic products. It employs normative legal research methods by examining the legal basis and authority of BPOM in overseeing the production and distribution of cosmetics. Additionally, the study investigates the factors contributing to the distribution of illegal cosmetics, such as loopholes in e-commerce platforms, high consumer demand for inexpensive products, and a lack of legal awareness. Furthermore, this research highlights the health impacts of illegal cosmetics that contain dangerous ingredients, such as mercury and hydroquinone. Ultimately, it concludes by evaluating BPOM's role in addressing the distribution of illegal cosmetics from a legal perspective, emphasizing the importance of stringent monitoring, certification processes, and law enforcement to protect public health.
Penerapan Budgeting Syariah dalam Mendorong Efektivitas Usaha Mikro Kecil Menengah Sari, Citra Mulya; Huda, Qomarul; Tegar, Tegar
Al-Khidmah Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2025): JANUARI-APRIL
Publisher : Institute for Research and Community Service (LPPM) of the Islamic University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jak.v5i1.3906

Abstract

Proper budgeting plays a crucial role in enhancing the efficiency and sustainability of Micro, Small, and Medium Enterprises (MSMEs). However, many MSME entrepreneurs face challenges in planning and managing their business budgets according to sharia principles. The main obstacles include a lack of understanding of sharia budgeting concepts, which emphasize transparency, fairness, and financial management free from riba, gharar, and maysir. This community service aims to explore the effectiveness of implementing sharia budgeting in improving the financial management of MSMEs. Community service activities carried out include training and mentoring for MSME actors in Sumbergempol, Tulungagung, through the ABCD (Asset Based Community Development) approach with techniques for conducting counseling, focus group discussions, training and mentoring. This community service aims to explore the effectiveness of implementing sharia budgeting in improving the financial management of MSMEs. Community service activities carried out include training and mentoring for MSME actors in Sumbergempol, Tulungagung, through the ABCD (Asset Based Community Development) approach with techniques for conducting counseling, forum group discussions, training and mentoring. This community service aims to explore the effectiveness of implementing sharia budgeting in improving the financial management of MSMEs. Community service activities carried out include training and mentoring for MSME actors in Sumbergempol, Tulungagung, through the ABCD (Asset Based Community Development) approach with techniques for conducting counseling, forum group discussions, training and mentoring. The results indicate a significant improvement in participants' understanding and skills in allocating business budgets. They were able to develop more systematic financial plans, separate business capital from personal finances, and implement more disciplined budgeting strategies in accordance with Islamic economic principles. Furthermore, the sharia budgeting approach has proven effective in strengthening financial control and enhancing business resilience against economic uncertainties. To ensure the sustainable implementation of sharia budgeting, further training and in-depth mentoring for MSME entrepreneurs are recommended.
RESPON PERTUMBUHAN KELAPA SAWIT (Elaeis guineensis Jacq) TERHADAP PEMBERIAN JAMUR TRICHODERMA DAN PUPUK NPK DI MAIN NURSERY Tegar, Tegar; Razali, Razali; Ramadhan, Ali
Agrobun Vol 2 No 1 (2025): AGROBUN: Januari-Juni
Publisher : LPPM Universitas Tjut Nyak Dhien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36490/agrobun.v2i1.1582

Abstract

· Pendahuluan: Tujuan penelitian ini yaitu untuk mengetahui respon pertumbuhan kelapa sawit terhadap pemberian jamur Trichoderma dan pupuk NPK. · Metode Penelitian: Penelitian ini dilaksanakan di lahan masyarakat Desa Selayang, Kec. Selesai. Kabupaten Langkat. Penelitian ini menggunakan Rancangan Acak Kelompok Faktorial dengan 2 Faktor perlakuan. Faktor pertama yaitu Jamur Trichoderma dengan 2 taraf J1 (25 gram), J2 (35 gram) dan faktor kedua yaitu NPK dengan 3 taraf P0 (kontrol) dan P1 (75 gram) dan P2 (90 gram). Data hasil pengamatan dianalisis dengan uji F, apabila hasil menunjukkan perlakuan berpengaruh nyata maka dilanjutkan dengan uji DMRT 5%. Parameter yang diamati meliputi diameter batang, tinggi tanaman, jumlah daun dan luas daun. · Hasil Penelitian: Hasil penelitian menunjukkan perlakuan jamur Trichoderma tidak berpengaruh nyata pada semua parameter. Pemberian pupuk NPK tidak berpengaruh nyata pada semua parameter. Interaksi antara jamur Trichoderma dan pupuk NPK juga tidak berpengaruh nyata pada semua parameter. Perlakuan terbaik terdapat pada kombinasi J2P0 (35 gram, kontrol). · Kata Kunci: Trichoderma, NPK, Kelapa Sawit.
The Digital Shift In The Mebel Market: How Marketing Strategies, Brand Equity, Location and Price Perception Influence Consumer Decisions Tegar, Tegar; Citra Mulya Sari
Mabny: Journal of Sharia Management and Business Vol. 5 No. 1 (2025): Mabny: Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i1.18644

Abstract

This study examines the impact of digital marketing, strategic location, brand equity, and price perception on consumer purchase decisions in the furniture industry, focusing on Mebel Mandiri. Integrating digital transformation and behavioral economics, it offers a fresh perspective on consumer decision-making. Using a quantitative associative approach, data from 33 respondents was analyzed with SPSS 20, employing validity and reliability tests, classical assumption tests, multiple linear regression, and F and T-tests. The results indicate that digital marketing and price perception significantly influence purchasing decisions, while location and brand equity do not. However, collectively, these variables account for 72.2% (R² = 0.722) of consumer purchasing decisions, with 27.8% influenced by other factors. The study highlights that effective digital marketing strategies and competitive pricing are essential for enhancing consumer decisions. Businesses should focus on interactive and credible digital content while aligning pricing with product value. Additionally, digital marketing and price perception play a crucial role in strengthening SMEs, driving digital transformation, and fostering consumer trust. These strategies expand market reach, improve business resilience, and contribute to economic growth, job creation, and sustainable development.
Analisis Tingkat Keberhasilan Penerapan Restorative Justice terhadap Tindak Pidana Ringan di Polres Bangka Tengah Tegar, Tegar; Jeby Fhahira; Zaldia Fudiani; Riansyah; Dwi Haryadi
Jurnal Hukum Lex Generalis Vol 6 No 7 (2025): Tema Hukum Pidana
Publisher : CV Rewang Rencang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56370/jhlg.v6i7.1797

Abstract

This study is motivated by the significance of developing the restorative justice concept as a reform in criminal justice to resolve cases through a non-litigation approach involving offenders, victims, families, and the community. It aims to analyze the implementation of restorative justice by the Central Bangka Police based on Police Regulation Number 8 of 2021. Employing a descriptive qualitative approach, data were collected from various sources between January 2024-May 2025 on minor criminal cases both successfully and unsuccessfully handled using restorative justice. Findings indicate the concept effectively restores social relationships and ensures legal protection for all parties involved.
Key Factors Influencing Consumer Purchasing Decisions in Digital Era Tegar, Tegar; Sari, Citra Mulya
Reinforce: Journal of Sharia Management Vol 4 No 1 (2025)
Publisher : Faculty of Islamic Economic and Business (FEBI), Sayyid Ali Rahmatullah State Islamic University (UIN SATU) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/reinforce.v4i1.10804

Abstract

This study examines the combined impact of digital marketing, strategic location, brand equity, and price perception on consumer purchasing decisions in the furniture industry, specifically at Mebel Mandiri. By integrating digital transformation and behavioral economics, it provides insights into consumer decision-making dynamics. Using a quantitative associative approach, data was collected through online questionnaires from 33 respondents and analyzed with SPSS 20, including validity and reliability tests, classical assumption tests, multiple linear regression analysis, and F and T-tests. The findings reveal that digital marketing and price perception significantly influence purchasing decisions, while location and brand equity do not. Together, these variables account for 72.2% of purchasing decisions, with 27.8% influenced by other factors. This study emphasizes that digital marketing strategies and competitive pricing are critical for increasing consumer purchases. Businesses should enhance interactive and credible digital content while ensuring prices reflect product benefits. Additionally, this research highlights the importance of digital marketing and price perception in boosting SMEs' competitiveness, promoting digital transformation, and fostering fair pricing to build consumer trust. Strengthening these strategies expands market reach, enhances business resilience, and contributes to economic sustainability. The study suggests that companies invest in targeted digital campaigns and data-driven pricing strategies to attract and retain customers. By implementing these approaches, businesses can not only increase sales but also drive local economic growth, create job opportunities, and support long-term business sustainability. Ultimately, digital marketing and pricing strategies play a vital role in shaping the future of SMEs in the digital era.