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All Journal POLITICA: Jurnal Hukum Tata Negara dan Politik Islam Legal Studies Journal
Alfariki, Sofyan Wegi
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Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Dualisme Kewenangan dalam Pengawasan Lembaga Keuangan Mikro Syariah di Indonesia Fata, Ikmal; Diana, Isna; Pratama, Aditya Ilham; Hasibuan, Taufiq Hidayat; Alfariki, Sofyan Wegi
Politica: Jurnal Hukum Tata Negara dan Politik Islam Vol 11 No 2 (2024): POLITICA: Jurnal Hukum Tata Negara dan Politik Islam
Publisher : Prodi Tata Negara (Siyasah) IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/politica.v11i2.10926

Abstract

The dualism of authority in supervising Sharia Microfinance Institutions (LKMS) in Indonesia creates legal uncertainty and weak oversight. Kemenkop UKM and OJK have different perceptions regarding the regulation of LKMS, leading to overlapping authority. This situation has the potential to hinder the development of LKMS and reduce public trust in the Sharia financial system. LKMS, such as Baitul Maal wat Tamwil (BMT), play a strategic role in empowering the community’s economy and promoting Sharia financial inclusion. However, the regulation and supervision of these institutions often overlap due to differing perceptions of authority. Kemenkop UKM considers BMT to be part of a cooperative under its supervision, while OJK views BMT as a financial entity requiring more technical oversight related to financial services. This study employs a legal-normative method with a descriptive analysis approach, examining documents such as books, legislation, and other relevant materials. The findings indicate that this overlap in authority results in legal uncertainty, weak supervision, and potential risks for customers. The impacts include unclear legal protection for consumers, risks of authority misuse, and low compliance with Sharia financial regulations. Furthermore, this condition may hinder the growth of LKMS, reduce public confidence, and slow down efforts to enhance Sharia financial inclusion. Harmonizing regulations and establishing coordination mechanisms between Kemenkop UKM and OJK are essential to strengthening supervision and ensuring the sustainability of LKMS. Regulatory harmonization is crucial in promoting better governance and increasing public trust in Indonesia’s Sharia microfinance system.
Dualisme Kewenangan dalam Pengawasan Lembaga Keuangan Mikro Syariah di Indonesia Fata, Ikmal; Diana, Isna; Pratama, Aditya Ilham; Hasibuan, Taufiq Hidayat; Alfariki, Sofyan Wegi
Politica: Jurnal Hukum Tata Negara dan Politik Islam Vol 11 No 2 (2024): POLITICA: Jurnal Hukum Tata Negara dan Politik Islam
Publisher : Prodi Tata Negara (Siyasah) IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/politica.v11i2.10926

Abstract

The dualism of authority in supervising Sharia Microfinance Institutions (LKMS) in Indonesia creates legal uncertainty and weak oversight. Kemenkop UKM and OJK have different perceptions regarding the regulation of LKMS, leading to overlapping authority. This situation has the potential to hinder the development of LKMS and reduce public trust in the Sharia financial system. LKMS, such as Baitul Maal wat Tamwil (BMT), play a strategic role in empowering the community's economy and promoting Sharia financial inclusion. However, the regulation and supervision of these institutions often overlap due to differing perceptions of authority. Kemenkop UKM considers BMT to be part of a cooperative under its supervision, while OJK views BMT as a financial entity requiring more technical oversight related to financial services. This study employs a legal-normative method with a descriptive analysis approach, examining documents such as books, legislation, and other relevant materials. The findings indicate that this overlap in authority results in legal uncertainty, weak supervision, and potential risks for customers. The impacts include unclear legal protection for consumers, risks of authority misuse, and low compliance with Sharia financial regulations. Furthermore, this condition may hinder the growth of LKMS, reduce public confidence, and slow down efforts to enhance Sharia financial inclusion. Harmonizing regulations and establishing coordination mechanisms between Kemenkop UKM and OJK are essential to strengthening supervision and ensuring the sustainability of LKMS. Regulatory harmonization is crucial in promoting better governance and increasing public trust in Indonesia's Sharia microfinance system.
ANALISIS YURIDIS PENARIKAN DUKUNGAN TERHADAP CALON TERDAFTAR OLEH PDIP TERHADAP CALON TERDAFTAR PILKADA LAMPUNG TIMUR Alfariki, Sofyan Wegi; Iskandar, Adi
Legal Studies Journal Vol 5, No 2 (2025): September
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/lsj.v5i2.12721

Abstract

This study examines the dynamics of the Indonesian Democratic Party of Struggle (PDIP) withdrawing its support for the candidate pair running for regent and vice-regent in the 2024 Lampung Timur Regional Election. The primary focus of the research is to analyze the reasons behind PDIP's decision to revoke its endorsement of Ela Siti Nuryamah and Azwar Hadi, as well as the impact of this decision on the democratic process in the region. The study adopts a normative juridical approach, analyzing relevant legislation, particularly PKPU Regulation No. 8 of 2024, which prohibits the withdrawal of support after registration. The findings reveal that concerns among its cadres and constituents opposing the possibility of an uncontested election influenced PDIP's decision. This withdrawal of support not only sparked controversy among the public but also raised questions about the integrity and commitment of political parties in the regional election process. This research aims to contribute to a better understanding of local political dynamics and the legal implications of political party actions in the context of regional elections.
Co-Authors Diana, Isna Fata, Ikmal Hasibuan, Taufiq Hidayat Iskandar, Adi Pratama, Aditya Ilham