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All Journal Jurnal Pengabdian Bakti Akademisi
Zahrani, Nazila
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Economics, Econometrics & Finance Social Sciences

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Empowering Pesantren Students with Financial Technology Literacy at Dayah Darul Hikmah, Aceh Besar Aqil, Atallah; Halim, Hendra; Mulana, Farid; Hamat, Zahri; Rezeki, Sri; Nasution, Lisa Elianti; Riyaldi, Muhammad Haris; Nizam, Ahmad; Fatahillah, Habib; Zahrani, Nazila
Jurnal Pengabdian Bakti Akademisi Vol 2, No 1 (2025): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v2i1.44716

Abstract

Financial technology (fintech) has rapidly transformed the financial sector, yet many Islamic boarding schools (pesantren) still lack adequate financial literacy, limiting students' access to digital financial services. This community service program aims to enhance fintech literacy among pesantren students by introducing Shariah-compliant financial technologies and their applications in daily financial management. The method used is service learning, combining theoretical education and hands-on practice through interactive workshops and fintech application simulations. The results indicate a significant improvement in students understanding of digital financial services, including the use of Islamic e-wallets, peer-to-peer lending, and crowdfunding platforms. However, challenges such as limited digital infrastructure and misconceptions about fintech remain. This initiative highlights the importance of continuous fintech education in pesantren to prepare students for the digital economy while ensuring compliance with Islamic financial principles. Strengthening digital access and regulatory support will be crucial for sustaining fintech literacy in Islamic educational institutions.
Co-Authors Aqil, Atallah Farid Mulana Fatahillah, Habib Halim, Hendra Muhammad Haris Riyaldi, Muhammad Haris Nasution, Lisa Elianti Nizam, Ahmad Sri Rezeki Zahri Hamat