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All Journal Jurnal Ekonomi, Manajemen, Akuntansi Taawun: Jurnal Pengabdian kepada Masyarakat
M. Nanang Febrianto
Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Social Sciences Other

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Effectiveness of Distribution of Baznas Microfinance Village Business Funds to Mustahiq: Opportunities and Challenges Ahmad Fauzi Asshidqi; M. Nanang Febrianto; Zulfah Jannatul Karimah; Binti Nur Asiyah
TAAWUN Vol. 6 No. 01 (2026): TA'AWUN FEBRUARY 2026
Publisher : Pusat Penelitian Pengabdian Pada Masyarakat Sekolah Tinggi Ilmu Tarbiyah Al-Fattah Siman Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37850/taawun.v6i01.1222

Abstract

This community service aims to analyze the effectiveness, opportunities, and challenges of the BAZNAS Microfinance Desa (BMD) Tulungagung fund distribution program in empowering vulnerable Micro, Small, and Medium Enterprises (MSMEs). The community service design applies an economic empowerment model, which focuses on building the capacity of individuals and groups through access to resources, training, and markets to achieve inclusive and sustainable economic self-sufficiency. The stages of this community service activity are problem identification, activity planning, implementation followed by the distribution of business funds to the Mustahiq Assistance Group, periodic monitoring and evaluation. The results of this study indicate that the distribution of funds through the Qardhul Hasan scheme (interest-free loans) is effective in addressing capital constraints and supporting the sustainability of partner businesses. This effectiveness is supported by the implementation of Maqasid al-Sharia, as manifested through spiritual mentoring and legal support for business. BMD not only provides capital but also builds a holistic mentoring ecosystem. The challenges faced by BMD include unsecured credit risk and partners' limited managerial capacity. The sustainability of the BMD program requires long-term strengthening to achieve the vision of transforming mustahiq into muzakki. Overall, this community service activity contributes to increasing business capacity, strengthening the MSME ecosystem in the Tulungagung area, and transforming mustahiq into muzakki, thereby implementing the BMD program's sustainability objectives.
Pengaruh Kinerja Keuangan Bank Syariah, Zakat, Pajak, dan Foreign Direct Investment terhadap Pertumbuhan Ekonomi Indonesia Adinda Agustinayu Rizkyaningrum; Lisa Yuni Lestari; M. Nanang Febrianto; Rokhmat Subagiyo; Ummu Sholihah
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 3: Maret 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i3.8483

Abstract

The Purpose of this research influence of short-term and long-term variables Return on Assets, Zakat, Taxes, and Foreign Direct Investment on Economic Growth in Indonesia 2006-2023. This research uses quantitative methods with a descriptive approach. The data source uses secondary data sourced from the Central Statistics Agency, Ministry of Finance, Financial Services Authority, and the National Zakat Amil Agency for 2006-2023. The results obtained show that in the short term the ROA, Tax, and FDI variables have a negative and insignificant impact, while Zakat has a positive and insignificant impact on economic growth. Long-term VECM testing of the ROA and FDI variables has a negative and significant effect, while the Zakat and Tax variables have a positive and significant impact on economic growth.
Co-Authors Adinda Agustinayu Rizkyaningrum Ahmad Fauzi Asshidqi Binti Nur Asiyah Lisa Yuni Lestari Rokhmat Subagiyo Ummu Sholihah Zulfah Jannatul Karimah