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Manajemen Sumber Daya Manusia Islami Syamsul; Adi Muh Arman; Rika Dwi Ayu Parmitasari; Alim Syariati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.6636

Abstract

Human Resource Management is a field of management that specifically studies the relationship and role of humans in organizations and companies. Competition in the work environment is one of the main factors in the expansion of the role and importance of the human resource management function in organizations and companies. Management that the majority of people understand is management with a conventional system. But lately, with the development of the Islamic economy raises a new phenomenon, especially on the side of practitioners or human resources. The development of Islamic economic practices in Indonesia is growing day by day, it is marked by the growth and development of financing Islamic financial institutions and real sector activities that use Islamic economic principles. So, it is necessary to know whether organizations and companies that use the label of Islamic economics have also implemented management management based on Islamic values based on the Koran and Hadith.
The Role of Innovation in Development of Islamic Financial Products in Makassar Muhammad Agung Miftah Syamsul Alam; Adi Muh Arman; Lince Bulutoding
GoodWill Vol. 6 No. 1 (2026): April 2026
Publisher : Yayasan Amerta Insan Unggul

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65246/goodwill.v61.519

Abstract

This research aims to explore the role of innovation in the development of Islamic financial products in Makassar, focusing on the challenges and opportunities involved. The research methodology includes in-depth interviews, participatory observation, and documentary analysis to gain a profound understanding of the perception and implementation of innovation among Islamic banks, regulators, and the Makassar community. The findings indicate that despite efforts to introduce new products and improve services, Islamic banks in Makassar still face challenges regarding public understanding of Islamic financial products and the need for further refinement of regulations. However, there are significant opportunities through the integration of financial technology (fintech) to enhance access and efficiency of Islamic financial services. The study concludes that closer collaboration among Islamic banks, government authorities, and educational institutions is necessary to enhance Islamic financial literacy and develop regulations that support sustainable innovation. The practical implications of these findings include the development of effective communication strategies and comprehensive education programs to expand the user base of Islamic financial products in Makassar. This research provides a significant contribution to understanding how innovation can play a crucial role in developing an inclusive and sustainable Islamic financial ecosystem in the city of Makassar, Indonesia.