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All Journal Bima Abdi: Jurnal Pengabdian Masyarakat Unram Journal of Community Service (UJCS)
Simamora, David Rivano
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Strategies to Increase Financial Planning Literacy in Life Insurance at PT Pancaran Kemilau Sejahtera (PaninDai-ichiLife) Simamora, David Rivano; Sishadiyati, Sishadiyati; Primandhana, Wiwin Priana
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.833

Abstract

The influence of someone's interest in using Life Insurance as their strategy in financial planning. Through this writing, it shows that a person has pros and cons in using life insurance. The quality of products and services, the skill and appeal of insurance agents in describing the advantages of their products, and the degree of money a person has directly affects their capacity to afford insurance products are all factors that affect their use of life insurance. The results show that the level of service of the insurance product, as well as the attractiveness of the agent, are things that influence a potential customer to want to use a Life Insurance product. By doing this, it is believed that one can gain a better grasp of financial planning and be able to develop strategies for it.
Implementasi Ecopreneurship melalui Pemanfaatan Limbah Ampas Kopi sebagai Produk Aromaterapi Ramah Lingkungan Ramadhan, Ilham Syahrul; Ramadhani, Muhammad Syahrul; Wahyu, Suciati Rindang; Simamora, David Rivano; Alwiyah, Alwiyah; Sholihah, Dewi Deniaty
Bima Abdi: Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2025): Bima Abdi: Jurnal Pengabdian Masyarakat
Publisher : Yayasan Pendidikan Bima Berilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53299/bajpm.v5i3.2525

Abstract

Limbah ampas kopi merupakan salah satu limbah organik yang berpotensi mencemari lingkungan apabila tidak dikelola dengan baik. Di sisi lain, ampas kopi memiliki karakteristik yang memungkinkan untuk diolah menjadi produk bernilai guna dan ekonomis. Pelaksanaan kegiatan ini menggunakan pendekatan teori AIDA. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk mengimplementasikan konsep ecopreneurship melalui pelatihan pembuatan lilin aromaterapi berbasis limbah ampas kopi sebagai produk ramah lingkungan. Program ini dilaksanakan di Kelurahan Balongsari, Surabaya, dengan sasaran ibu-ibu anggota Kelompok Kader Surabaya Hebat (KSH). Metode yang digunakan mencakup pendekatan partisipatif dengan tahapan observasi, sosialisasi, pelatihan teknis, praktik pembuatan produk, hingga evaluasi hasil kegiatan. Hasil kegiatan menunjukkan peningkatan pemahaman dan keterampilan peserta dalam mengolah limbah menjadi produk bernilai jual serta tumbuhnya kesadaran akan pentingnya wirausaha berkelanjutan. Produk lilin aromaterapi yang dihasilkan tidak hanya memiliki potensi sebagai alternatif usaha rumah tangga, tetapi juga mendukung praktik ekonomi sirkular berbasis komunitas. Kegiatan ini membuktikan bahwa integrasi antara edukasi lingkungan dan pelatihan kewirausahaan berbasis limbah mampu menjadi solusi inovatif dalam penguatan kapasitas ekonomi perempuan di wilayah perkotaan.
Strategies to Increase Financial Planning Literacy in Life Insurance at PT Pancaran Kemilau Sejahtera (PaninDai-ichiLife) Simamora, David Rivano; Sishadiyati, Sishadiyati; Primandhana, Wiwin Priana
Unram Journal of Community Service Vol. 6 No. 1 (2025): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v6i1.833

Abstract

The influence of someone's interest in using Life Insurance as their strategy in financial planning. Through this writing, it shows that a person has pros and cons in using life insurance. The quality of products and services, the skill and appeal of insurance agents in describing the advantages of their products, and the degree of money a person has directly affects their capacity to afford insurance products are all factors that affect their use of life insurance. The results show that the level of service of the insurance product, as well as the attractiveness of the agent, are things that influence a potential customer to want to use a Life Insurance product. By doing this, it is believed that one can gain a better grasp of financial planning and be able to develop strategies for it.
Co-Authors Alwiyah Alwiyah Primandhana, Wiwin Priana Ramadhan, Ilham Syahrul Ramadhani, Muhammad Syahrul Sholihah, Dewi Deniaty Sishadiyati Wahyu, Suciati Rindang