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All Journal Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Indonesian Journal of Multidisciplinary Science Mizania : Jurnal Ekonomi dan Akuntansi
Yusuf, Muhammad Yusuf
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Risk Tolerance and Investment Performance From The Perspective of Generation Yusuf, Muhammad Yusuf; Dhiafandra , Adrien Ahza; Kurniawan, Arief; Putra Santoso, Muhammad Galang; Rindi Maharani; Ayu Istiqomah; Farah Fadhilah Mulyadi; Fadia Hamid; Adam Naufal Adrianto; Jasir, Muhammad Saddam
MIZANIA: Jurnal Ekonomi Dan Akuntansi Vol. 5 No. 1 (2025): Mizania: Jurnal Ekonomi dan Akuntansi
Publisher : Economics and Business Faculty UNUSIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47776/mizania.v5i1.1438

Abstract

Generasi milenial kini mendominasi pasar modal sebagai investor pemula. Investor pemula cenderung mengandalkan pendekatan heuristik dalam mengambil keputusan, yang sering kali mempercepat proses pengambilan keputusan tetapi juga dapat menyebabkan kesalahan penilaian dan pilihan investasi yang lebih memuaskan pribadi daripada rasional. Akibatnya, keputusan investasi ini tidak optimal, yang kemudian berdampak negatif pada performa investasi. Makalah ini mengeksplorasi bagaimana generasi investor mempengaruhi hubungan antara toleransi risiko dan performa investasi. Penelitian ini menggunakan metode kuantitatif dengan data primer, dan melibatkan 1000 investor aktif di Bursa Efek Indonesia sebagai unit analisis. Analisis dilakukan menggunakan Process Macro for SPSS (Hayes model 1) untuk uji regresi. Hasil menunjukkan bahwa generasi investor secara signifikan memoderasi pengaruh tolerances Risico terhadap performa investasi. Ini menunjukkan bahwa hubungan antara toleransi risiko dan kinerja investasi semakin kuat ketika variabel generasi meningkat. Toleransi risiko ditemukan berdampak negatif signifikan terhadap performa investasi, terutama pada generasi yang lebih tua, yang memiliki pengalaman dalam mengambil risiko (dengan toleransi risiko yang lebih rendah), tetapi pada akhirnya menghasilkan kinerja investasi yang lebih baik. Kata Kunci: Generasi, Investor, Keuangan Keperilakuan, Kinerja Investasi, Toleransi Risiko Abstract Millennials now dominate the capital market as first-time investors. Novice investors tend to rely on a heuristic approach to decision-making, which often speeds up the decision-making process but can also lead to misjudgments and investment choices that are more personally satisfying than rational. As a result, these investment decisions are not optimal, which then negatively impacts investment performance. This paper explores how investor generations influence the relationship between risk tolerance and investment performance. This study uses quantitative methods with primary data, and involves 1000 active investors on the Indonesia Stock Exchange as the unit of analysis. The analysis was conducted using Process Macro for SPSS (Hayes model 1) for regression test. The results show that investor generation significantly moderates the effect of risk tolerance on investment performance. This indicates that the relationship between risk tolerance and investment performance gets stronger as the generation variable increases. Risk tolerance is found to have a significant negative impact on investment performance, especially in older generations, who have experience in taking risks (with lower risk tolerance), but ultimately result in better investment performance.  Keywords: Behavioral Finance, Generation, Investment Performance, Investors, Risk Tolerance
Hakikat Manajemen Pendidikan Agama Islam Multikultural di Pesantren Multidimensi Al-Fakhriyah Makassar Inayah, Siti Nur Inayah; Yusuf, Muhammad Yusuf
Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Vol. 16 No. 1 (2024): September 2024
Publisher : IAI Darussalam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/darussalam.v16i1.2973

Abstract

This research was conducted at the Multidimensi Islamic boarding school of Al-Fakhriyah Makassar. This pesantren is a modern pesantren but does not leave the culture of Salafi style, which has diverse students from various tribes, races, ethnicities, social classes, different skin colors, and regional origins. As a result of this diversity, this pesantren must have good management. The purpose of this study is to explore and analyze the form of multicultural Islamic religious education management in the Multidimensi Islamic boarding school of Al-Fakhriyah Makassar. Researchers use qualitative research methods with a case study approach, data collection using participatory observation, structured and unstructured interviews, and documentation, and then the data is processed by analyzing it through an interactive model proposed by Miles and Huberman. The result of this study is that the management of multicultural Islamic religious education in the Multidimensi Islamic boarding school of Al-Fakhriyah Makassar runs quite effectively and efficiently; all activities are carried out well, and multicultural values have been seen, although there are still a handful of perpetrators of discrimination. According to researchers, this problem can be overcome by adding more supervision and attention and updating the management related to the organizing system. Keywords: Management, Pesantrent, Multicultural.
Analisis Pertumbuhan Ekonomi dan Ketimpangan Wilayah di Provinsi Riau Yusuf, Muhammad Yusuf; Yusuf, Muhammad; jefriyanto, jefriyanto
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 1 No 1 (2021): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Februari 2021
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (426.689 KB) | DOI: 10.56870/ambitek.v1i1.8

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pertumbuhan ekonomi dan tingkat ketimpangan wilayah di Provinsi Riau. Metode penelitian menggunakan metode studi kasus, menggunakan data sekunder berupa data time series tahun 2011-2018. Data dianalisis dengan menggunakan analisis pertumbuhan ekonomi Tipologi Klassen, indeks ketimpangan Williamson dan Indeks Entropi Theil. Hasil penelitian menunjukkan bahwaberdasarkan hasil tipologi Klassen, pertumbuhan ekonomi di Provinsi Riau terletak pada Kuadran I, ini artinya bahwa Provinsi Riau merupakan propinsi yang termasuk pada kelompok daerah maju dan cepat tumbuh.Berdasarkan perhitungan indek Williamson, Provinsi Riau dari tahun 2011-2018 memiliki ketimpangan dengan kisaran 0,470-0,620 dengan kriteria ketimpangan sedang atau rata-rata indeks ketimpangan 0,526. Meskipun kriteria ketimpangan sedang, namun nilai dari indeks tersebut mengalami penurunan selama tahun analisis. Berdasarkan indeks Enthropi Theil, pada tahun 2018 analisis diperoleh nilai rata-rata indeks 0,0470. Selama periode 2011-2018, ada kecenderungan penurunan nilai indeks yang dimulai pada tahun 2018. Adanya ketimpangan yang menurun disebabkan oleh adanya konsentrasi kegiatan ekonomi wilayah, alokasi investasi yang merata dan tingkat mobilitas faktor produksi antar daerah. Kata Kunci: Pertumbuhan Ekonomi, Ketimpangan Wilayah Indexs Williamson, Tipologi Klassen
Application of Finite Difference Method in Simulating 2D Partial Dam-break Flow with an Obstacle Hafiyyan, Qalbi; Nirmala, Azwa; MS, Murad; Sumiyattinah, Sumiyattinah; Bachtiar, Vivi; Yusuf, Muhammad Yusuf
Indonesian Journal of Multidisciplinary Science Vol. 2 No. 12 (2023): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v2i12.609

Abstract

A numerical model capable of simulating the dam-break flow is required to reduce the detrimental impact on the downstream area of the dam. This study aims to see how the characteristics and patterns of flow due to partial dam failure and the presence of an obstacle in the floodplain. In real life, the obstacle can be considered as a building. In this research, a model based on the FTCS method was developed with the addition of a Hansen numerical filter. This model is known as the FTCS-Hansen model. The Hansen filter in this study is used to enhance the numerical of the model and reduce oscillations due to shock waves. The FTCS-Hansen model simulates a 2D partial dam break with an obstacle. The simulation results are compared with other simulation results from previous studies. This comparison intends to see the performance of the FTCS-Hansen model. The results show good agreement between the FTCS-Hansen model and other numerical models. In addition, the complicated dam-break flow characteristics due to the presence of an obstacle (reflection and diffraction) can also be well captured by the FTCS-Hansen model.
Co-Authors Adam Naufal Adrianto Arief Kurniawan Ayu Istiqomah Azwa Nirmala Dhiafandra , Adrien Ahza Fadia Hamid Farah Fadhilah Mulyadi Hafiyyan, Qalbi Inayah, Siti Nur Inayah Jasir, Muhammad Saddam Jefriyanto, Jefriyanto MS, Murad Muhammad Yusuf Putra Santoso, Muhammad Galang Rindi Maharani Vivi Bachtiar