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p-Index From 2020 - 2025
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All Journal Bima Journal : Business, Management and Accounting Journal Sharia Economic and Management Business Journal (SEMBJ)
Idwal B, Idwal B
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Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Other

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Strategi Pemberdayaan Zakat Dalam Mengurangi Kemiskinan Di Kota Bengkulu Rusniati, Rinda; Hak, Nurul; Idwal B, Idwal B
Sharia Economic and Management Business Journal (SEMBJ) Vol. 1 No. 3 (2020): October
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan Penelitian ini adalah untuk mengetahui strategi pemberdayaan zakat di Badan Amil zakat Nasional (BAZNAS) Kota Bengkulu dan untuk mengetahui bentuk implementasi strategi pemberdayaan zakat di Badan Amil zakat Nasional (BAZNAS) dalam mengurangi kemiskinan di Kota Bengkulu. Penelitian ini termasuk jenis penelitian deskriptif kualitatif. Teknik pengumpulan data dengan mengumpulkan data melalui buku-buku, literatur-literatur, jurnal, wawancara, berbagai artikel yang dicari melalui website.Dari hasil penelitian ini ditemukan bahwa dari lima program kerja BAZNAS Kota Bengkulu yang fokus pada program pemberdayaan zakat adalah program Bengkulu makmur yang berhubungan dengan usaha. Program Bengkulu makmur yang diantaranya yaitu zakat produktif dan bantuan pemberdayaan zakat inilah yang diimplementasikan Badan Amil zakat Nasional (BAZNAS) Kota Bengkulu dalam mengurangi kemiskinan
Social Communication To Improve Psds Adoption at Syariah Pawnshops Using Atlas.Ti Oktaviani, Indah; Idwal B, Idwal B; Sumarni, Yenti
BIMA Journal (Business, Management, & Accounting Journal) Vol 6, No 1 (2025)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.6.1.403-414

Abstract

Purpose:This study aims to analyze the role of social communication in increasing the adoption of the Pegadaian Syariah Digital Service (PSDS) application to support the effectiveness of services at the Pegadaian Syariah Bengkulu Branch. The low use of the PSDS application by customers is the reason for the importance of this study, it is hoped that the results can provide recommendations for more effective communication strategies. Methodology:This study uses a qualitative descriptive approach. Data were collected through observation, in-depth interviews with 10 informants (employees and customers), and documentation. Data analysis was carried out with the help of Atlas.ti software for thematic coding and interpretation. Results: The findings show that direct interaction between employees and customers is the most effective communication channel compared to social media. The PSDS application has been proven to increase service efficiency, but still faces obstacles such as system errors and limited understanding of technology by customers. Findings:Social communication strategies can increase awareness, understanding, and adoption of applications. Recommendations from the social environment also play an important role. Novelty:This study combines social communication analysis and the use of Atlas.ti software to reveal the effectiveness of sharia-based digital services. Originality:This study provides a new perspective on the importance of a social communication approach in driving the adoption of digital financial services at the local level. Conclusion: Empirical research paper. Type of Paper:Research articles.
Impact of Low Papaya Prices on the Socio-Economic Conditions of Farmers: an Atlas.ti Analysis Sari, Dia Permata; Idwal B, Idwal B; Sumarni, Yenti
BIMA Journal (Business, Management, & Accounting Journal) Vol 6, No 1 (2025)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.6.1.415-426

Abstract

Purpose: This study aims to comprehensively analyze the socio-economic implications of declining papaya prices on the livelihoods of farmers in Manggilan Village, Pendopo District. Method: A descriptive qualitative approach was employed through field research involving direct observation, semi-structured interviews, and document analysis. Data were systematically analyzed using Atlas.ti, a qualitative data analysis software, to extract key themes and generate coding patterns. Results: The findings indicate that low papaya prices significantly undermine farmers’ income, weaken household resilience, and adversely affect their social welfare. Several consequences were identified, including diminished financial capacity, disrupted consumption and savings patterns, reduced access to healthcare and education, and psychosocial stress. Findings: Farmers have adopted various coping strategies, such as diversifying crops, informal borrowing, and reducing household expenditures, yet these remain insufficient to offset long-term economic vulnerability. Novelty: This research uniquely integrates Atlas.ti in the socio-economic study of smallholder horticultural farmers, providing a rigorous and structured analytical framework that enhances the validity of qualitative agricultural research. Conclusion: The ongoing price decline poses a critical threat to sustainable rural development. Urgent policy interventions—such as price stabilization mechanisms, post-harvest management improvements, and cooperative marketing models—are necessary to safeguard farmer welfare. Type of Paper: Research Paper
Co-Authors Nurul Hak Oktaviani, Indah Rusniati, Rinda Sari, Dia Permata Sumarni, Yenti