Article Per Year (5 Year)
p-Index From 2020 - 2025
0.562
P-Index
This Author published in this journals
All Journal Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat JSEF: Journal of Sharia Economics and Finance Al-Hukumah: Jurnal Ilmu Pemerintahan dan Studi Islam
Fatkhudin
Unknown Affiliation
Religion Arts Humanities Economics, Econometrics & Finance Education Public Health Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Socialization of the Early Savings Movement in Sukaslamet Village, Kroya District, Indramayu Regency Fatkhudin; Didik Himmawan
Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat Vol. 4 No. 1 (2025): Action Research Based on Community Development
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/community.v4i1.106

Abstract

Socialization is one of the means that influences a person's personality. Socialization is usually referred to as a theory of roles (role theory). Because in the process of socialization, the roles that must be played by individuals are taught. Saving is currently an important thing. Saving has been instilled early on by some parents to their children. Because savings have an important role in the future. Saving means setting aside some of the money we have to be saved. Saving is one way to manage money. The easiest way to save is at home because it can be done at any time. Having a habit of saving is clearly very useful for our future. Saving is saving a certain amount of money so that it can be used later if needed. The more money saved, the better. This activity is one of the devotion of knowledge that I can do in the series of KKN processes. Carrying out activities that can be beneficial for children in Sukaslamet Village, this activity is the main goal in every program  
Implementation of Mortgage Financing Through the Murabahah Bil Wakalah Contract at BTN Syariah Bank, Indramayu Branch Office Fatkhudin; Didik Himmawan
Al-Hukumah: Jurnal Ilmu Pemerintahan dan Studi Islam Vol. 1 No. 3 (2025)
Publisher : Konsultan Jurnal Ilmiah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63738/al-hukumah.v1i3.13

Abstract

Mortgage is a financing that makes it easier for people to meet their housing needs. Subsidized KPR BTN iB Syariah State Savings Bank (BTN) indramayu Branch Office itself is a home ownership financing product with subsidies from the government which is intended for low-income people (MBR). The background of this research is the use of the multi-contract murabahah bil wakalah Subsidized BTN KPR financing product at PT. State Savings Bank (BTN) Syariah indramayu Branch Office whose implementation is not yet certain whether it is in accordance with Bank Indonesia Regulation Number: 7/46/PBI/2005 Article 9 Paragraph 1 letter In this study, the author uses a type of field research conducted at the Sharia State Savings Bank (BTN) KCP Indramayu. While the research method used is a qualitative method and data collected through the method of observation, interview method, and method of documentation. The results of this study indicate that to determine the implementation of the murabahah bil wakalah contract in the iB Subsidized BTN KPR financing product at the Syariah State Savings Bank (BTN) Medan Branch Office. State Savings Bank (BTN) Syariah Indarmayu Branch Office according to or not in accordance with.
Analisis Pembiayaan Bermasalah pada Program Akad Kredit Kepemilikan Rumah (KPR) pada Bank BTPN Syariah KCP Indramayu Fatkhudin; Zaedi; Indra Sudrajat
JSEF: Journal of Sharia Economics and Finance Vol. 4 No. 2 (2025): Journal of Syariah Economics and Finance
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jsef.v4i2.71

Abstract

Penelitian ini bertujuan untuk mengetahui penyebab, strategi penanganan, dan upaya pencegahan terhadap pembiayaan bermasalah pada produk Kredit Pemilikan Rumah (KPR) di Bank BTN Syariah KCP Indramayu. Permasalahan muncul ketika nasabah mengalami kesulitan dalam membayar angsuran, yang umumnya disebabkan oleh penurunan pendapatan, pemutusan hubungan kerja (PHK), serta lemahnya analisis kelayakan saat proses awal pembiayaan.Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kasus, melalui wawancara dengan pegawai bank, observasi langsung, dan analisis dokumen terkait.Hasil penelitian menunjukkan bahwa Bank BTN Syariah menangani pembiayaan bermasalah dengan langkah-langkah seperti pemberian peringatan, kunjungan ke rumah nasabah, serta upaya restrukturisasi pembiayaan, yang meliputi penjadwalan ulang angsuran, pemberian keringanan, dan penataan kembali kewajiban. Apabila upaya tersebut tidak berhasil, bank melakukan lelang terhadap jaminan nasabah. Sebagai bentuk pencegahan, bank menerapkan prinsip analisis 5C (Character, Capacity, Capital, Collateral, Condition) guna memperkuat penilaian terhadap calon nasabah sejak awal.
Co-Authors Didik Himmawan Zaedi