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Mardian, Husni
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Penerapan Rukun dan Syarat Jual Beli dalam Transaksi Online Berdasarkan Ekonomi Syariah Putri, Mutia Sari; Mardian, Husni; Susanto, Rindang
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 3 No 2 (2024): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v3i2.246

Abstract

Buying and selling in Islam is not merely viewed from an economic perspective but also encompasses high moral and spiritual dimensions. In every transaction, whether in traditional markets, modern markets, or through digital platforms, values such as justice, honesty, and transparency must always be upheld. By conducting transactions in accordance with Sharia principles, individuals can gain benefits that are not only material but also receive blessings from Allah SWT. This study employs a library research method, aiming to examine and analyze relevant literature on the concept of buying and selling from an Islamic perspective. The primary sources used in this research include books of fiqh, publications on Islamic economics, and scholarly articles discussing various principles and regulations of trade according to Islamic law. The findings of this study indicate that buying and selling fall under muamalah, which is generally permissible unless there is evidence prohibiting it. After analyzing the essential elements and conditions of transactions in Islamic law, it can be concluded that online transactions do not contradict Islamic principles as long as they meet the necessary requirements regarding the contracting parties, the sighat (expressions of offer and acceptance), the transaction object, and the exchange value. However, the transaction must not involve any prohibited elements such as riba (usury), gharar (deception), harm, uncertainty, coercion, or infringement of others' rights. Additionally, the goods or services being traded must be halal and not contradict the teachings of the Quran and Hadith.
Efektivitas Program Pemberdayaan Ekonomi Syariah Melalui UMKM di Kabupaten Pringsewu Anasya, Mirza; Astuti, Sri Yuli; Mardian, Husni
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 2 No 1 (2023): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v2i1.69

Abstract

This research discusses the empowerment of UMKM in the Pringsewu Regency with a focus on the application of Sharia economic principles. UMKM has an important role in economic development in Indonesia, accounting for around 61.07% of the Gross Domestic Product (GDP) and accommodating up to 97% of the labor force. To maximize the role of UMKM in driving economic growth, Sharia-based empowerment efforts are one of the solutions applied. This research uses qualitative research by providing interviews and training to research subjects as data collection techniques. In addition, this study also conducted in-depth observations of research subjects and provided a socialization approach that was given to add insight and knowledge for UMKM actors in the Pringsewu district. The data was analyzed through SWOT analysis to identify suitable strategies for developing Sharia-based UMKM. From the results of the research conducted, it is stated that the drivers of UMKM in the Pringsewu Regency have implemented Sharia economic principles properly and according to the recommendations in Islam. Apart from that, UMKM drivers in the Pringsewu district are motivated and encouraged by several factors. One of them is family and social environmental factors that help motivate individuals to continue running Sharia-based businesses.
Prosedur Transaksi di Pasar Modal (Sukuk) Perspektif Ekonomi Syariah Andrisal; Ihsan, Budi; Mardian, Husni
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 4 No 1 (2025): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v4i1.253

Abstract

The government and regulators play a crucial role in the development of the sukuk market. The government can provide support through favorable fiscal and monetary policies, as well as incentives for sukuk issuers. Meanwhile, regulators are responsible for establishing a clear and comprehensive regulatory framework and overseeing activities in the sukuk market. Despite its rapid growth, the sukuk market still faces several challenges, such as the lack of standardized sukuk products across different countries, low levels of Islamic financial literacy among the public, and commodity price fluctuations that may affect sukuk performance. However, the market holds significant growth potential, especially with the increasing awareness of the importance of sustainable and ethical investments. This study employs a systematic literature review approach to analyze and synthesize existing knowledge on transaction procedures in the capital market (sukuk) from an Islamic economic perspective. This method was chosen for its ability to provide a comprehensive overview of the research topic, identify gaps in the existing literature, and highlight future research directions. The findings of this study explain that sukuk represents a legal document reflecting participation in equity or debt ownership of a transferable asset, with either a long-term or permanent nature. Sukuk investment consists of certificates indicating ownership rights with values equivalent to shares. In the event of a dispute where consensus through deliberation cannot be reached, resolution may be sought through dispute resolution institutions such as the Religious Court or the National Sharia Arbitration Board of the Indonesian Ulema Council.
Co-Authors Anasya, Mirza Andrisal Astuti, Sri Yuli Ihsan, Budi Koimah Marnoto Putri, Mutia Sari Riswan Sava Husada, Hindiana Supriyadi, Heri Susanto, Rindang