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All Journal MALIA: Journal of Islamic Banking and Finance JSEHT JISE
Komariah, Rizka
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Journal : jseht

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Dari Mudharabah ke Investasi Syariah: “Evolusi Pemikiran Ekonomi Islam dalam Perspektif Ibnu Khaldun dan Muhammad Yunus”. Hermansyah, Bayu; Reza, Muhammad Faizal; Komariah, Rizka
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 3 No 2 (2024): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v3i2.247

Abstract

This study aims to analyze and compare the concepts developed by Ibn Khaldun and Muhammad Yunus in the context of Islamic economics and microfinance. The main focus of this research is on the concept of mudarabah proposed by Ibn Khaldun in his Muqaddimah and the microfinance model introduced by Yunus through Grameen Bank. This research employs a qualitative method with a library research approach, analyzing literature related to the thoughts of both figures and their application in the Islamic finance system and modern microfinance. The results of the study show that although these two concepts originated in different contexts, they share similarities in the principles of social justice and fair risk-sharing between the parties involved in economic transactions. Mudarabah, as a partnership model emphasizing fairness in profit and loss distribution, aligns with the basic principles of Yunus’s microfinance model, which provides opportunities for the poor to access capital without interest. The application of both concepts in the modern Islamic finance system, particularly in the Islamic investment and microfinance sectors, can contribute to the creation of a more inclusive and sustainable financial system. This study offers new insights into the relevance of Ibn Khaldun’s and Yunus's economic thoughts in addressing contemporary socio-economic challenges.
Strategi Pengembangan Usaha Bibit Ikan Lele Ditinjau Dari Perspektif Ekonomi Islam (Studi Kasus Di Kabupaten Tanggamus) Saputra, Ridwan Gilang Aji; Komariah, Rizka; Umar, M Abdullah
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 2 No 2 (2023): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v2i2.98

Abstract

In the business world, marketing is an integral part. However, in sharia marketing, the entire process must be in accordance with the contracts and principles of muamalah in Islam.  The development of the catfish seedling business in Tanggamus Regency still has several challenges that need to be overcome. To overcome these challenges, an appropriate business development strategy is needed, one of which is by applying an Islamic economic perspective. The Islamic economic perspective can provide guidelines in the development of a more sustainable and fair catfish seed business. This study applies qualitative research methods to explore the phenomena and problems in the catfish seed farming business in Tanggamus Regency. The focus was on understanding the challenges faced by farmers and relevant catfish seedling business development strategies. Through in-depth interviews and field observations, researchers gained insights into the Islamic economic strategies applied in the production, marketing and distribution of catfish seedlings. The results show that catfish seedling farming in Tanggamus Regency, Lampung, follows Islamic principles in its development strategy. Based on the values of honesty, sincerity, professionalism, good relations, holy intentions, as well as the obligations of zakat, infaq, and sadaqah, the business process is in accordance with the principles of Islamic Economics, which emphasizes ethics in running a business. The strategies implemented, such as the application of Good Breeding Practices (GBP) to ensure the quality of fish seeds, fair pricing, and distribution that expands the market without oppressing others, are a form of implementation of Islamic values in business practices.
PENGARUH LEVERAGE, UKURAN PERUSAHAAN, USIA DEWAN KOMISARIS DAN USIA DEWAN DIREKSI TERHADAP PENGUNGKAPAN ISLAMIC SOCIAL REPORTING DENGAN PERTUMBUHAN LABA SEBAGAI VARIABEL MODERASI PADA PERUSAHAAN YANG TERDAFTAR DALAM DAFTAR EFEK SYARIAH PERIODE 2019-2021: PENGARUH LEVERAGE, UKURAN PERUSAHAAN, USIA DEWAN KOMISARIS DAN USIA DEWAN DIREKSI TERHADAP PENGUNGKAPAN ISLAMIC SOCIAL REPORTING DENGAN PERTUMBUHAN LABA SEBAGAI VARIABEL MODERASI PADA PERUSAHAAN YANG TERDAFTAR DALAM DAFTAR EFEK SYARIAH PERIODE 2 Komariah, Rizka
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 1 No 2 (2022): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v1i2.53

Abstract

This study aims to investigate the impact of leverage, company size, age of the board of commissioners, and size of the board of directors on Islamic Social Reporting (ISR) disclosure. The study also considers profit growth as a moderating variable. The research focuses on companies listed on the Sharia Securities List from 2019 to 2021. A total of 537 research data points were collected over a 3-year period using purposive sampling techniques to select 179 companies from a population of 246 companies. The study employed the Random Effects Model approach for panel data regression to test hypotheses and the Moderated Regression Analysis (MRA) model to examine the moderating variable. The Eviews program version 10 was used for data analysis. The results indicate that leverage has a negative effect on ISR disclosure, while company size does not significantly affect ISR disclosure. The age of the board of commissioners has a negative impact on ISR disclosure, whereas the size of the board of directors positively influences ISR disclosure. The relationship between leverage and ISR disclosure is strengthened by profit growth moderation. However, profit growth does not moderate the effect of company size or the age of the board of commissioners on ISR disclosure. The moderation effect of profit growth is also absent in the relationship between the age of the board of directors and ISR disclosure.
Pengaruh Kepatuhan Syariah dan Transparasi terhadap Keputusan Nasabah Menggunakan Pembiayaan Murabahah (Study Pada BMT Assyafi’iyah Berkah Nasional Lampun Tengah) Harris, Allan; Komariah, Rizka; Sari, Nurdiana
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 1 No 2 (2022): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v1i2.60

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pilihan nasabah terhadap pembiayaan murabahah dipengaruhi oleh kepatuhan syariah dan keterbukaan di BMT Assyafi'iyah Berkah Nasional. Nasabah di BMT Assyafi'iyah Berkah Nasional yang telah menggunakan pembiayaan murabahah diberikan kuesioner kuantitatif untuk mengumpulkan data. Sampel penelitian dipilih dengan menggunakan teknik purposive sampling dari total 75 responden. Hasil analisis menunjukkan bahwa kepatuhan syariah memiliki pengaruh yang positif dan signifikan terhadap keputusan pembiayaan, dengan nilai t-hitung sebesar 1,231 dan probabilitas (p) = 0,011. Transparansi juga memiliki pengaruh yang positif dan signifikan terhadap keputusan pendanaan, dengan nilai t-hitung sebesar 2,708 dan probabilitas (p) = 0,035.
Co-Authors Alayubi, Fandhuta Dhafa Harris, Allan Hermansyah, Bayu Nurdiana Sari Reza, Muhammad Faizal Saputra, Ridwan Gilang Aji Sari, Sinta Ayu Purnama Susanto, Rindang Umar, M Abdullah