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Harris, Allan
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Diversifikasi Pemasukan Dunia Perbankan Syariah Indonesia : Resiko Dan Kinerja Aprilia, Cindy Ayu; Harris, Allan; Handayani, Agustia
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 3 No 2 (2024): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v3i2.188

Abstract

The aim of this research is to examine the impact of income diversification on the risk and performance of state-owned banks due to structural changes in the banking sector in Indonesia. In Indonesia, there has been a transition from traditional intermediaries (loans financed by deposits) to offering interest-free income. Income diversification has a negative impact on the performance of state-owned banks. These state-owned banks often do not pursue strategies outside their core business, because owners see fluctuations in profits as a threat to their ability to control. Company size and debt ratio are used as control variables. The results of this research show that the larger the company size, the lower the ROA will generally be. This suggests that large banks may have difficulty achieving high ROA due to more complex operations. The higher the ratio of Loans to Total Assets (LTA), usually the ROA is also higher. This may indicate that banks that are more aggressive in distributing credit are relatively more efficient in generating income. 
Bagaimana Budaya Organisasi dan Kompetensi Profesional Mempengaruhi Kinerja Guru? Handayani, Agustia; Harris, Allan; Astuti, Sri Yuli
JOURNAL OF INTERDISCIPLINARY SCIENCE AND EDUCATION Vol 1 No 2 (2021): Journal of Interdisciplinary Science and Education
Publisher : STIES ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jise.v1i2.12

Abstract

Banyak faktor yang mempengaruhi kinerja guru, diantaranya adalah faktor kompetensi profesional dan faktor budaya organisasi.Dalam penelitian ini ingin melihat bagaimana faktor budaya organisasi mempengaruhi kinerja guru dan faktor kompetensi professional mempengaruhi kinerja guru serta bagaimana kedua faktor tersebut secara bersama-sama mempengaruhi kinerja guru. Pendekatan penelitian yang digunakan adalah penelitian kuantitatif.Penelitian inimenggunakan 32 responden penelitian. Ada tiga variabel dalam penelitian ini yaitu: 2 (dua) Variabel bebas (X1 dan X2) dan 1 (satu) variabel terikat (Y) dimana budaya organisasi (X1) dan kompetensi profesional (X2) sebagai variabel bebas dan kinerja guru (Y) sebagai variabel terikat. Berdasarkan analisis data telah ditemukan jawaban hipotesis yaitu; faktor budaya organisasi mempengaruhi kinerja guru dengan tingkat pengaruh sebesar 33.9%, adapun faktor kompetensi profesional mempengaruhi kinerja guru dengan tingkat pengaruh sebesar 30,8%, sedangkan kedua faktor mempengaruhi kinerja guru dengan tingkat pengaruh sebesar 35,1%.
Pengaruh Budaya Organisasi dan Lingkungan Kerja terhadap Kinerja Karyawan KSP Karya Mulya di Kabupaten Pringsewu Dau, Dedi Saputra; Harris, Allan; Sulastri
JOURNAL OF INTERDISCIPLINARY SCIENCE AND EDUCATION Vol 3 No 2 (2023): Journal Of Interdisciplinary Science And Education
Publisher : STIES ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jise.v3i2.72

Abstract

Tujuan penelitian ini adalah untuk mengetahui dan mendeskripsikan pengaruh budaya Organisasi dan Lingkungan Kerja terhadap Kinerja Karyawan KSP Karya Mulya, baik secara simultan ataupun parsial. Data dari penelitian ini adalah seluruh karyawan pada KSP Karya Mulya di Kabupaten Pringsewu yang berjumlah 47 orang. Teknik pengambilan sampel dalam penelitian ini dengan menggunakan teknik populasi studi sensus, sehingga seluruh populasi dijadikan sebagai sampel. Metode pengumpulan data yang di gunakan adalah metode kuesioner. Teknik analisis yang digunakan dalam penelitian ini adalah regresi berganda dengan menggunakan alat bantu SPSS for Windows. Hasil dari analisis regresi data menunjukkan persamaan sebagai berikut Y = 8,939 + 0, 421X + 0, 642X₂₋. Secara parsial variabel Budaya Organisasi memberikan kontribusi sebesar 20.5 %, dan besarnya pengaruh lingkungan kerja sebesar 30.1%. Secara simultan varabel bebas (Budaya Organisasi dan Lingkungan Kerja) berpengaruh terhadap variabel terikat (kinerja) karyawan KSP Karya Mulya sebasar 60,09% sedangkan sisanya sebesar 39.91% dipengaruhi oleh faktor-faktor yang tidak diteliti.
Analisis Kualitas Pelayanan Terhadap Kepuasan Nasabah Tabungan Haji PT Travel Umrah Dan Haji Di Provinsi Lampung Andriyani, Fitri; Harris, Allan; Reza, Muhammad Faizal
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 2 No 1 (2023): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v2i1.70

Abstract

The purpose of this study is to evaluate the impact of PT Travel Umrah and Hajj's hajj savings service on customer satisfaction in the province of Lampung. Muslims consider the Hajj and Umrah pilgrimages to be imperative, and travel companies that assist with these pilgrimages provide savings plans to clients who are unable to afford them. The degree to which customer happiness is influenced by the quality of service and Hajj savings products offered to them, therefore discouraging them from moving to other banks, is the research problem in this study. The main goal of this research is customer happiness. Customer satisfaction increases with the caliber of both the Hajj savings product and the service rendered. A quantitative approach is used in this study to gather both primary and secondary data. With a sample size of 100 consumers, the research population comprises 5,010 persons who are Hajj savings clients in 2022. A value of 0.270 from multiple linear regression analysis indicates a strong positive relationship between customer happiness and service quality.
Analisis Biaya Relevan Untuk Pengambilan Keputusan Jangka Pendek Dalam Pesanan Khusus Pada Ukm Pembuatan Kasur Randu Sari Yudhanto, Try; Harris, Allan; Uthami, Agnes
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 2 No 2 (2023): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v2i2.93

Abstract

In the decision-making process, the costs and benefits of one alternative must be compared with the costs and benefits of other alternatives. Special orders are orders outside of regular sales, usually at a price below the regular sales price. One example of an error in decision making by East Lampung Randu Sari Mattress Manufacturing UKM was setting the selling price for a special order because the selling price was lower than the regular selling price. This research uses quantitative and qualitative descriptive research. Quantitative descriptive, ie. describe or describe the application of determining production costs using appropriate cost methods in selecting special order alternative qualitative analysis, namely describing the state of the company, organizational structure, production process and other relevant information. Based on the calculation results, it can be decided that by using the appropriate cost method as a decision making tool, special orders for mattresses, pillows and cushions can be accepted or rejected at UKM Randu Sari UKM East Lampung. Randu Sari Mattress working to obtain optimal profits because the sales proceeds are greater than the production costs. Proper cost accounting will be effective if used by UKM Randu Sari as a decision making tool in East Lampung in accepting or rejecting special orders for mattresses, pillows and pads, because by using the right cost accounting method decision making can run smoothly, managers must can understand which information is important and which is not, and can use relevant data to analyze the various options available and the calculation results prove that UKM Randu Sari in East Lampung can obtain optimal performance using appropriate costs.
Pengaruh Kecepatan Pengiriman dan Price Discount terhadap Customer Satisfaction pada Pengguna GoFood Putra, Suharto Balau; Harris, Allan
JOURNAL OF INTERDISCIPLINARY SCIENCE AND EDUCATION Vol 4 No 2 (2024): Journal of Interdisciplinary Science And Education
Publisher : STIES ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jise.v4i2.264

Abstract

The Effect of Delivery Speed ​​and Price Discount on Customer Satisfaction of GoFood Users in Indonesia. Customer satisfaction is the end result of a buying and selling transaction. Where if the customer's feelings are satisfied, it means that the performance produced by a product is successful. This type of research is quantitative causal, with primary data as the main data source with a sample of 121 respondents then processed using the data obtained from the questionnaire and processed with SPSS as an analysis tool from the multiple regression model. The results of this study, delivery speed has a positive effect on customer satisfaction, as well as the price discount variable has a positive effect on customer satisfaction. The results of the simultaneous test state that delivery speed and price discount simultaneously have a positive effect on customer satisfaction
Pengaruh Pertumbuhan Laba dan Dana Syirkah Temporer terhadap Maqashid Syariah pada Bank Umum Syariah Periode 2021-2023 Nurhayati, Sri; Sidi, Yudi Priambodo Purnama; Harris, Allan
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 4 No 1 (2025): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v4i1.204

Abstract

The purpose of the study was to see the effect of profit growth and temporary syirkah funds with Maqasyid Syariah in 2021-2023. Maqasyid Syariah can be interpreted as ownership of a company that can be seen from the value of its shares. While Bank Umum Sariah can be interpreted as a bank that operates based on Sharia principles and all its operations are based on the Quran and Hadith and there is a halal guarantee in its transactions. The methods used are quantitative verification and descriptive. With a total sample of 24. The results of this study are the Probability Value of X1 (Profit Growth) > 0.5 with a Coefficient value of -0.0001, meaning that the variable X1 (Profit Growth) has no effect on Maqasyid Syariah. The Probability Value of X2 (Temporary Syirkah Funds) <0.5 with a Coefficient value of 1.02E-08 means that the variable X2 (Temporary Syirkah Funds) has an effect on Maqasyid Syariah. The F-statistic value <0.05, meaning that simultaneously or together, variables X1 and X2 have an effect on Maqasyid Syariah. The R-squared value is 0.879 or 87.9%, meaning that variables X1 and X2 are able to provide an influence of 87.9% on Maqasyid Syariah. The rest is influenced by other factors
Analisis Pengaruh Zakat, Investasi, Nilai Tukar, Bi Rate, dan Pengeluaran Pemerintah terhadap Inflasi di Indonesia Tahun 2009-2019 Ihsan, Budi; Fajar, Rahmat; Harris, Allan
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 1 No 1 (2022): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v1i1.11

Abstract

Masalah makroekonomi yang selalu dihadapi suatu Negara yaitu inflasi, dimana pada dasarnya inflasi merupakan kenaikan harga secara umum pada suatu barang yang berlaku dalam suatu perekonomian dari suatu periode ke periode berikutnya. Inflasi sendiri terjadi disebabkan oleh dua hal yang sangat rentan menimbulkan peningkatan inflasi, diantara factor tersebut yaitu Demand-Pull Inflation dan Cost-Push Inflation dimana dua hal tersebut berhubungan dengan zakat, investasi, nilai tukar, BI rate dan pengeluaran pemerintah karena dapat memicu perubahan inflasi.  Penelitian ini bertujuan untuk menganalisis apakah ada pengaruh zakat, investasi, nilai tukar, BI rate dan pengeluran pemerintah terhadap inflasi di indonesia periode 2009-2019. Jenis data yang digunakan adalah data sekunder yang diperoleh dari BPS, BI, Kemendag melalui laporan instansi yang terpublikasikan yang dianalisis menggunakan regresi linear berganda dengan bantuan Program E-Views 10.  Hasil penelitian ini adalah: (1) variabel zakat, investasi, nilai tukar, BI rate dan pengeluran pemerintah secara parsial tidak berpengaruh terhadap inflasi di indonesia periode 2009-2019. (2) variabel zakat, investasi, nilai tukar, BI rate dan pengeluran pemerintah secara simultan tidak berpengaruh terhadap inflasi di indonesia periode 2009-2019. (3) Konsep inflasi dalam padangan islam mengacu pada teori inflasi Al-Maqrizi yang menyatakan bahwa inflasi terjadi bisa terjadi oleh keadaan alamiah dan juga human error serta system yang tidak transparan dan akuntabel. Terjadinya peningkatan inflasi ini dapat diminimalisir dengan konsep zakat melalui demand pull inflasition, sedangkan investasi berperan dalam menekan inflasi melalui cost pust inflation. Disisi lain juga bahwa variable makroekonomi seperti nilai tukar, BI Rate dan Pengeluaran Pemerintah berperan mengendalikan inflasi dengan merapkan konsep islam yaitu larangan riba, maysir dan mengutamakan asas keadilan.
Pengaruh Kepatuhan Syariah dan Transparasi terhadap Keputusan Nasabah Menggunakan Pembiayaan Murabahah (Study Pada BMT Assyafi’iyah Berkah Nasional Lampun Tengah) Harris, Allan; Komariah, Rizka; Sari, Nurdiana
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 1 No 2 (2022): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v1i2.60

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pilihan nasabah terhadap pembiayaan murabahah dipengaruhi oleh kepatuhan syariah dan keterbukaan di BMT Assyafi'iyah Berkah Nasional. Nasabah di BMT Assyafi'iyah Berkah Nasional yang telah menggunakan pembiayaan murabahah diberikan kuesioner kuantitatif untuk mengumpulkan data. Sampel penelitian dipilih dengan menggunakan teknik purposive sampling dari total 75 responden. Hasil analisis menunjukkan bahwa kepatuhan syariah memiliki pengaruh yang positif dan signifikan terhadap keputusan pembiayaan, dengan nilai t-hitung sebesar 1,231 dan probabilitas (p) = 0,011. Transparansi juga memiliki pengaruh yang positif dan signifikan terhadap keputusan pendanaan, dengan nilai t-hitung sebesar 2,708 dan probabilitas (p) = 0,035.
PENGARUH RASIO PROFITABILITAS, LEVERAGE DAN LIKUIDITAS TERHADAP EARNING GROWTH PADA PERUSAHAAN KESEHATAN PERIODE 2020-2022: PERTUMBUHAN LABA Harris, Allan
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 3 No 1 (2024): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v3i1.172

Abstract

The company needs to analyze financial statements to obtain answers related to problems that may exist in the position of financial statements and results achieved in that period as well as for consideration in making future decisions at the company. Profit is one of the important things in showing the value of the company's performance. Earning growth itself has the understanding that a financial ratio shows the ability of a company to increase net income for the current year with the previous year. The purpose of this study is to determine the effect of financial ratios in which there are profitability ratios, leverage ratios and liquidity ratios to earnings growth in health companies who are members of the Sharia Securities List from 2020 to 2022. The sampling technique in this study used purposive sampling which obtained 45 total samples. This type of research uses quantitative methods using EVIEWS and Microsoft Office analysis tools. . The results of this study show that the profitability ratio has no influence on earning growth, while the leverage ratio has a negative influence on earning growth and for the liquidity ratio also has no influence on earning growth. However, simultaneously profitability, leverage and liquidity ratios have a positive and significant influence on earnings growth.
Co-Authors Andriyani, Fitri Aprilia, Cindy Ayu Astuti, Sri Yuli Dau, Dedi Saputra Fajar, Rahmat Handayani, Agustia Ihsan, Budi Komariah, Rizka Maruf, Chasan Putra, Suharto Balau Reza, Muhammad Faizal Riani, Novi Sari, Nurdiana Sidi, Yudi Priambodo Purnama Sri Nurhayati SULASTRI Uthami, Agnes Yudhanto, Try