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All Journal MANAJEMEN DEWANTARA Abdimas Galuh : Jurnal Pengabdian Kepada Masyarakat
Jocelyn, Angelique
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Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Nursing

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Peningkatan Literasi Keuangan dan Strategi Manajemen Keuangan Kewirausahaan Bagi UMKM Chrobao Wong, Sharon; Setiadiwiria, Mahersya Christiani; Jocelyn, Angelique; Mintarja, Natasya; Malelak, Mariana Ing
Abdimas Galuh Vol 7, No 1 (2025): Maret 2025
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ag.v7i1.18225

Abstract

Inisiatif pengabdian masyarakat ini menyediakan program pendampingan untuk UMKM bernama Chrobao, sebuah usaha kecil yang berbasis di Surabaya yang menjual produk kerajinan rajutan tangan. Program ini bertujuan untuk meningkatkan literasi keuangan Chrobao dan mempersiapkan bisnis ini dengan kemampuan untuk menyiapkan laporan keuangan berbasis digital menggunakan aplikasi yang bernama “Money Manager”. Tujuan ini dicapai melalui dua pendekatan. Pertama, presentasi materi tentang literasi keuangan akan disampaikan, dengan harapan Chrobao akan lebih memahami cara mengelola dan mengoptimalkan keuangan. Kedua, pelatihan langsung akan dilakukan dalam pemanfaatan aplikasi “Money Manager”, yang memungkinkan Chrobao mencatat transaksi harian dengan mudah. Alat digital ini akan memungkinkan Chrobao untuk merampingkan proses manajemen keuangan. Pada akhirnya, melalui inisiatif ini, diharapkan Chrobao akan diberdayakan untuk mengoptimalkan operasi keuangan dan mendorong profitabilitas.
FINANCIAL DUE DILIGENCE AKUISISI CITIBANK N.A., INDONESIA OLEH PT BANK UOB INDONESIA Wong, Sharon; Wiranata, Destya; Jocelyn, Angelique; Mintarja, Natasya; Linawati, Nanik
MANAJEMEN DEWANTARA Vol 9 No 2 (2025): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v9i2.19595

Abstract

This study aims to explain the changes in profitability and compare the company value of Citibank, N.A., Indonesia before and after being acquired by PT Bank UOB Indonesia and to see financial due diligence and whether PT Bank UOB has done the right strategy. Profitability is measured by the ratio of Net Profit Margin, Return On Equity, and Return On Asset. The research method used is a quantitative approach with a comparative research type. The result of this study is that after the acquisition in 2022 there was a significant decrease in 2024 in Net Profit Margin (NPM) between before the acquisition and after the acquisition, besides that there was a decrease in Return On Assets (ROA) and also Return On Equity (ROE). Therefore, no financial synergy exists through the acquisition of Citibank, N.A., Indonesia by PT Bank UOB Indonesia.
FAKTOR YANG MEMPENGARUHI MINAT PENGGUNAAN DIGITAL BANKING DI KALANGAN GENERASI Z KOTA SURABAYA DENGAN MENGGUNAKAN PENDEKATAN TECHNOLOGY ACCEPTANCE MODEL Wong, Sharon; Wiranata, Destya; Jocelyn, Angelique; Polandauw, Clarissa Amanda; Jovita, Ansella; Linawati, Nanik
MANAJEMEN DEWANTARA Vol 9 No 2 (2025): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v9i2.19654

Abstract

The main aim of this study is to investigate the factors that influence the adoption of digital banking within the Generation Z age range, especially factors such as perceived ease of use and perceived usefulness. Thus, this research provides an in-depth insight of how these 2 factors affect one’s desire to adopt digital banking. This study is quantitative, with the use purposive sampling, targeting Generation Z digital banking users in Surabaya city with a sample size of 145 respondents. The data was acquired by creating a questionnaire in Google Form, which is then analyzed by the use of SmartPLS with the utilization of Structural Equation Modelling (SEM) method. The SEM method was used to test the relationship between the independent variables (perceived ease of use and perceived usefulness) and dependent variable (adoption of digital banking). The study’s findings depict that both perceived ease of use and perceived usefulness have significant influence towards Generation Z’s adoption of digital banking.
Co-Authors Jovita, Ansella Mariana Ing Malelak Mintarja, Natasya Nanik Linawati Polandauw, Clarissa Amanda Setiadiwiria, Mahersya Christiani Wiranata, Destya Wong, Sharon