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All Journal Panthera : Jurnal Ilmiah Pendidikan Sains dan Terapan Madani: Multidisciplinary Scientific Journal Jurnal Asimilasi Pendidikan
Zahra, Hafizha
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Peran Asrama Sahabat Yatim Medan Aksara Dalam Mengembangkan Potensi dan Kepercayaan Diri Anak Asuh N, Nurmayani; Zahra, Hafizha; Pratiwi, Indy; Sinaga, Anita; Asura, Miftah
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 2 (2025): March
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15062984

Abstract

This research examines the role of Sahabat Yatim Medan Aksara Orphanage in fostering the potential and self-confidence of foster children. Orphans often face emotional, social, and educational challenges due to the loss of a parental figure. This qualitative research uses in-depth interviews and direct observation methods involving foster children, staff, and orphanage facilities. The results showed that the orphanage programs are designed to meet the physical, social, and emotional needs of the children through sports activities, arts, religious education, and emotional support from the caregivers. Children are given the opportunity to explore their interests and talents, improving their self-confidence and academic performance. Adequate facilities such as study rooms, a small library, and computers support their learning process. This study concludes that Sahabat Yatim Medan Aksara Orphanage plays an important role in creating a safe and supportive environment for children's development. The study implies the importance of developing skills training programs and improving educational facilities to ensure the children's future success.
Analisis Kesalahan Umum dalam Penyusunan Makalah Akademik: Studi Kasus Mahasiswa Perguruan Tinggi Zahra, Hafizha; Padang, Chelsea Beatrice; Sianturi, Tiurmaida; Nazwa, Syahira; Audina, Rizka; Dalimunthe, Syairal Fahmy
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 2 (2025): March
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15072723

Abstract

This study aims to analyze errors in scientific writing by students in several universities in Indonesia, identify the factors that cause them, and provide recommendations for improvement. This study uses a quantitative descriptive method with a questionnaire survey distributed to 100 students from various universities in North Sumatra selected by convenience sampling method. The questionnaire covered understanding of paper format, frequency of writing, level of difficulty, training experience, factors causing errors, and proposed solutions. The results showed that students generally have a good understanding of the basic structure of term papers, but there are still weaknesses in technical aspects such as spacing, margins, and title writing. Factors causing errors include lack of understanding of the material, technical formatting errors, and lack of attention to detail. This study recommends more specific and practical writing training to improve the quality of students' academic writing.
Analisis Hubungan PDRB per Kapita dan Rata Rata Lama Sekolah terhadap Indeks Pembangunan Manusia di Provinsi Bali Beatrice, Chelsea; Zahra, Hafizha; Simamora, Tabita Paulina
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 5 (2025): Volume 3, Nomor 5, June 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15697390

Abstract

Pembangunan manusia merupakan tujuan utama dari proses pembangunan suatu daerah, yang tidak hanya berfokus pada pertumbuhan ekonomi semata, tetapi juga mencakup peningkatan kualitas hidup masyarakat secara menyeluruh. Indeks Pembangunan Manusia (IPM) adalah salah satu indikator yang sering digunakan sebagai tolok ukur utama untuk menilai kualitas pembangunan suatu wilayah dan menjadi dasar perumusan kebijakan pembangunan yang berorientasi pada manusia. Penelitian ini menganalisis pengaruh Produk Domestik Regional Bruto (PDRB) per kapita dan Rata-rata Lama Sekolah (RLS) terhadap Indeks Pembangunan Manusia (IPM) di Provinsi Bali dengan menggunakan pendekatan kuantitatif deskriptif-asosiatif. Data panel dari sembilan kabupaten/kota selama periode 20162024 dianalisis menggunakan regresi linear berganda dan Generalized Least Squares (GLS) untuk mengatasi permasalahan heteroskedastisitas. Hasil penelitian menunjukkan bahwa baik PDRB per kapita maupun RLS berpengaruh positif dan signifikan terhadap IPM, dengan model akhir menjelaskan 96,77% variasi IPM di wilayah studi. Koefisien regresi yang signifikan secara statistik menegaskan bahwa peningkatan kesejahteraan ekonomi dan akses pendidikan formal secara langsung meningkatkan kualitas pembangunan manusia di Bali. Implikasi temuan ini menyoroti pentingnya integrasi antara kebijakan ekonomi dan pendidikan dalam upaya meningkatkan IPM secara berkelanjutan, serta memberikan rekomendasi berbasis data bagi pembuat kebijakan daerah untuk merancang strategi pembangunan yang efektif dan inklusif, khususnya di daerah dengan karakteristik sosial-ekonomi unik seperti Bali.
A Structural Equation Modeling Approach to Exploring the Role of Emotional Factors in Student Anxiety amid Public Demonstrations Amalia, Sisti Nadia; Zahra, Hafizha; Amry, Zul
JURNAL ASIMILASI PENDIDIKAN Vol. 4 No. 2 (2026): Jurnal Asimilasi Pendidikan
Publisher : LEMBAGA PENELITIAN DAN PENDIDIKAN (LPP) ARROSYIDIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61924/jasmin.v4i2.100

Abstract

This study investigates the role of emotional factors in student anxiety amid public demonstrations using a Structural Equation Modeling (SEM) approach. The study focuses on emotional intensity and emotional regulation as key psychological constructs within a socio-political context. The sample consisted of approximately 202 students from the Mathematics Department of the Faculty of Mathematics and Natural Sciences at Universitas Negeri Medan, selected through stratified random sampling. Data were collected using standardized instruments, including the Affect Intensity Measure (AIM), the Emotion Regulation Questionnaire (ERQ), and an adapted student anxiety scale measured on a five-point Likert scale. The SEM analysis indicates that the proposed model achieved an acceptable level of fit based on established goodness-of-fit criteria. However, the findings reveal that environmental stressors related to public demonstrations, emotional intensity, and emotional regulation do not have a significant direct effect on student anxiety. These results suggest the presence of adaptive psychological mechanisms, such as resilience and desensitization, among students in response to recurring socio-political disturbances. This study highlights the importance of considering contextual and psychological complexity when modeling student anxiety using SEM.
Analisis Sensitivitas Cadangan Prospektif Asuransi Jiwa Seumur Hidup terhadap Fluktuasi BI-Rate Berdasarkan Tabel Mortalitas Indonesia IV Deswan, Meisyy Laisa Usrini; Zahra, Hafizha; Putri, Aulia Kusuma
Panthera : Jurnal Ilmiah Pendidikan Sains dan Terapan Vol. 6 No. 2 (2026): April
Publisher : Lembaga Pendidikan, Penelitian, dan Pengabdian Kamandanu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/panthera.v6i2.1270

Abstract

This study aims to analyze the sensitivity of prospective reserves for whole life insurance to BI-Rate fluctuations based on the Indonesian Mortality Table (TMI) IV. The method used is quantitative, using secondary data in the form of a male population in TMI IV, assuming a certain entry age, a fixed sum insured, and a fixed annual premium. Three constant interest rate scenarios are applied: pessimistic, normal, and optimistic. Prospective reserves are calculated using the gross premium valuation method using commutation symbols. The results show that a decrease in interest rates significantly increases reserves, especially at the middle of the policy life, and results in a positive initial reserve indicating an immediate liability burden. Conversely, an increase in interest rates depresses reserves to a negative value, reflecting a capital surplus. The conclusion of this study is that BI-Rate fluctuations significantly impact the solvency of life insurance companies, necessitating a dynamic asset-liability matching strategy.
Co-Authors Amalia, Sisti Nadia Amry, Zul Asura, Miftah Audina, Rizka Beatrice, Chelsea Deswan, Meisyy Laisa Usrini N, Nurmayani Nazwa, Syahira Padang, Chelsea Beatrice Pratiwi, Indy Putri, Aulia Kusuma Sianturi, Tiurmaida Simamora, Tabita Paulina Sinaga, Anita Syairal Fahmy Dalimunthe