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All Journal Journal of Economic & Business Law Review Jurnal Ekonomi Syariah
Nor Alia
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Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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LITERASI EKONOMI SYARIAH TERHADAP ADAT DAGANG PELAKU EKONOMI PASAR LOS BATU KANDANGAN Muhammad Iqbal Sanjaya; Nor Alia
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 1 No. 02 (2023): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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Abstract

This research is based on the diversity of ethnic groups and ethnic tribes spread throughout Indonesia, one of which is the Banjar tribe, which is an economic player in the Los Batu Kandangan market. The traditions formed are not apart from the doctrines of religious teaching that are growing in the local territory. This research aims to learn about the economic literacy of Los Batu Kandangan market economic actors and the impact of the economic literature of the Los Batu Kandangan market economic actors on the traders’ custom. This research is field research with a qualitative approach. Subjects in this study are Banjarese who became an economic actor in the Los Batu Kandangan market. The subject selection technique used in this research was purposive sampling. Data collection techniques include observations, interviews, and documentation. According to the results of the research shows that the traditions formed are a blend of local culture with the development of the literature and religious teachings of Islam existing in Hulu Sungai Selatan district and they are in wellliterate category, which has been described in some indicators of Islamic economic aspects.
Impelentasi UU Cipta Kerja Sebagai Instrumen Perwujudan Kesejahteraan Rakyat Perspektif Teori Perjuangan Kelas Karl Marx Nor Alia; Muhsin Aseri; Tri Hidayati
Journal of Economic and Business Law Review Vol. 5 No. 1 (2025): Journal of Economic & Business Law Review
Publisher : Pusat Kajian Hukum Perbankan Fakultas Hukum Universitas Jember

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This article analyzes the implementation of the Job Creation Law as a tool to achieve public welfare through Karl Marx’s conflict theory, focusing on historical materialism and class struggle. Intended to boost investment, employment, and ease of doing business, the law has sparked controversy and widespread protests. Although enacted, it was declared unconstitutional by the Constitutional Court in November 2021. Using a descriptive qualitative method and library research, this study draws on articles, books, and online sources, analyzed through Marxist theory. Findings suggest that while the law aimed to support economic recovery post-pandemic, several of its regulations still require collective attention to truly realize its goal of public welfare.
EFISIENSI DIGITALISASI DALAM PENINGKATAN PENETRASI PASAR KEUANGAN SYARIAH Maulidayati; Nor Alia
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 3 No. 02 (2025): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63216/al-ujrah.v3i02.490

Abstract

Digitalisasi telah menjadi salah satu kekuatan pendorong utama dalam transformasi industri keuangan, termasuk sektor keuangan syariah. Artikel ini membahas bagaimana efisiensi yang dihasilkan oleh digitalisasi dapat meningkatkan penetrasi pasar keuangan syariah, dengan menyoroti dampak teknologi terhadap aksesibilitas, inklusi keuangan, dan penyederhanaan proses layanan perbankan syariah. Melalui penerapan teknologi digital seperti mobile banking, fintech, dan blockchain, lembaga keuangan syariah mampu memperluas jangkauan mereka kepada segmen pasar yang sebelumnya terabaikan, seperti masyarakat di daerah terpencil dan kalangan milenial yang lebih akrab dengan teknologi. Selain itu, digitalisasi juga memungkinkan pengurangan biaya operasional, peningkatan kecepatan transaksi, serta transparansi yang lebih tinggi, yang pada gilirannya meningkatkan kepercayaan publik terhadap sistem keuangan syariah. Penelitian ini mengkaji beberapa inisiatif digital yang telah berhasil diterapkan oleh bank-bank syariah di berbagai negara, serta tantangan yang dihadapi dalam upaya meningkatkan penetrasi pasar. Hasilnya menunjukkan bahwa meskipun ada beberapa hambatan seperti regulasi dan adopsi teknologi, digitalisasi tetap menjadi faktor kunci dalam mempercepat ekspansi pasar keuangan syariah di tingkat global.
Co-Authors Maulidayati Muhammad Iqbal Sanjaya Muhsin Aseri Tri Hidayati