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All Journal Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah
Putri Dwi Permatasari
Universitas Islam Negeri Sumatera Utara
Religion Economics, Econometrics & Finance Social Sciences

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North Sumatra Economic Growth: an Empirical Study of Unemployment and Poverty Panel Data With an Islamic Economic Review (2021-2023 Period) Putri Dwi Permatasari; Khairina Tambunan; Muhammad Ikhsan Harahap
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 12, No 2: Agustus 2025
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v12i2.33209

Abstract

North Sumatra Province continues to experience economic growth during the 2021–2023 period; however, this growth has not been accompanied by a proportional improvement in social welfare, as indicated by persistently high unemployment and poverty rates across several regencies and cities. Based on secondary data obtained from the Central Bureau of Statistics (BPS) of North Sumatra, these conditions reflect a structural challenge in which economic expansion has not fully translated into productive employment and poverty reduction. This study aims to analyze the influence of unemployment and poverty on economic growth in North Sumatra Province from an Islamic economic perspective.This study employed a quantitative approach with a causal associative design. The data consisted of secondary panel data from 33 regencies/cities in North Sumatra Province during the 2021–2023 period, obtained from the Central Statistics Agency (BPS) and the Financial Services Authority (OJK). Data were analyzed using panel data regression with multiple linear regression techniques, preceded by model selection tests including the Chow test, Hausman test, and Lagrange Multiplier test to determine the most appropriate estimation model. The analysis was conducted using Eviews 13, and the test results indicated that the Common Effect Model (CEM) was the most suitable model for this study.The results show that unemployment has a positive and significant effect on economic growth, while poverty has a negative and significant effect. Simultaneously, both variables significantly influence economic growth with a coefficient of determination of 27.1%. These findings imply that economic growth in North Sumatra has not been fully driven by productive employment, indicating the need for policies that prioritize job quality and labor productivity. Furthermore, poverty alleviation emerges as a key policy instrument to foster inclusive and sustainable economic growth in line with the principles of justice, welfare distribution, and social balance emphasized in Islamic economics.
Analisis Perkembangan Ekonomi Digital dalam Meningkatkan Pertumbuhan Ekonomi di Indonesia Devia Syahfitri Purba; Putri Dwi Permatasari; Nurbaiti Tanjung; Putri Rahayu; Rewi Fitriani; Sari Wulandari
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i1.25367

Abstract

Perkembangan ekonomi digital di Indonesia telah menjadi pendorong utama pertumbuhan ekonomi nasional dalam beberapa tahun terakhir. Dengan populasi yang besar dan penetrasi internet yang terus meningkat, Indonesia memiliki potensi besar untuk menjadi kekuatan ekonomi digital di kawasan Asia Tenggara. Ekonomi digital mencakup berbagai sektor, seperti e-commerce, layanan keuangan digital, teknologi pendidikan, transportasi berbasis aplikasi, hingga teknologi finansial (fintech). Digitalisasi telah memberikan kontribusi signifikan terhadap peningkatan produktivitas, penciptaan lapangan kerja, dan perluasan inklusi keuangan, terutama bagi Usaha Mikro, Kecil, dan Menengah (UMKM). Namun, tantangan seperti kesenjangan digital, rendahnya literasi digital, serta infrastruktur yang belum merata di berbagai daerah masih menjadi hambatan utama. Penelitian ini menggunakan metode kualitatif deskriptif berbasis studi literatur untuk menganalisis perkembangan ekonomi digital di Indonesia dan dampaknya terhadap pertumbuhan ekonomi. Hasil analisis menunjukkan bahwa ekonomi digital tidak hanya meningkatkan efisiensi ekonomi tetapi juga mendorong munculnya model bisnis baru yang lebih adaptif terhadap perubahan teknologi. Dukungan pemerintah melalui kebijakan pro-digitalisasi, peningkatan literasi digital, dan pembangunan infrastruktur menjadi faktor kunci dalam menciptakan ekosistem ekonomi digital yang inklusif dan berkelanjutan. Secara keseluruhan, ekonomi digital berperan penting dalam transformasi ekonomi Indonesia menuju era industri 4.0. Dengan kolaborasi antara pemerintah, sektor swasta, dan masyarakat, ekonomi digital diharapkan dapat terus menjadi pendorong utama pertumbuhan ekonomi, menciptakan lapangan kerja baru, dan memperkuat daya saing Indonesia di tingkat global.
Co-Authors Anggia Sari Lubis Devia Syahfitri Purba Muhammad Ikhsan Harahap Nurbaiti Tanjung Putri Rahayu Rewi Fitriani Tambunan, Khairina