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Pengaruh Inovasi Layanan Electronic Banking, Fee Based Income dan Efektivitas Pengendalian Internal terhadap Nilai Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia Miranda Nuraini; Tafdil Husni; Fajri Adrianto
J-MAS (Jurnal Manajemen dan Sains) Vol 7, No 2 (2022): Oktober
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v7i2.650

Abstract

The banking industry must also continue to innovate in the development of electronic banking products and services to keep up with the rapid development of information technology, which has an impact on people's habits and routines. To further reduce the need for customers to physically visit a bank branch, financial institutions must enhance their offerings to allow for the self-service acquisition of a wide range of banking services (including but not limited to account opening, account maintenance, account transfer, and account closure). The purpose of this research was to examine the impact of technological advancements in electronic banking services, fee-based income, and efficient internal control on the market value of IDX-listed banks in the sub-sector from 2016 to 2020. Sampled from the larger population of IDX-listed financial services firms over the years 2016-2020, this study focuses on the banking industry. The study's population consists of 44 IDX-listed financial services firms. There were a total of 185 observations made for this study. Descriptive research was used for this analysis. Intentional sampling. The study found that the probability value of the innovation of e-banking was 0.005. This is less than the 5% threshold (0.00500.05), so H1 is accepted. According to the results of the second hypothesis (H2) test, banking companies' stock prices rise when they bring in more money from service fees. The study found that a probability value of 0.003 at the FBI level was statistically significant. Compared to the 5% significance level of 0.0030.05, this value is less than the threshold for accepting hypothesis 2. The third hypothesis H3 tests the idea that the efficiency of internal control has a significant positive effect on the value of financial institutions. A probability value of 0.0057 0.05 was assigned to the efficiency of internal control based on the findings of the study. In other words, we accept H3 as true. The purpose of this research was to determine how the introduction of new forms of electronic banking, the growth of fee-based revenue, and the efficiency of internal control affect the market value of financial institutions.
FAKTOR-FAKTOR YANG MEMPENGARUHI VOLUME PERDAGANGAN SAHAM Hidayatullah, Siti Rahmi; Nuraini, Miranda; Sinurat, Honesty; Fawziah, Intan Nurbaiti
TRILOGI ACCOUNTING & BUSINESS RESEARCH Vol 5, No 2 (2024)
Publisher : Universitas Trilogi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31326/tabr.v5i2.2157

Abstract

This study aims to analyze the effect of stock returns, return on assets, economic value added, current ratio, dividend payout ratio, and cash flow on stock trading volume in manufacturing companies listed on the IDX for the 2015-2019 period. This research is a quantitative study. The sampling technique in this study is a purposive sampling technique with a sample size of 30 manufacturing companies listed on the IDX. This study was analyzed using multiple linear regression methods. The results of this study indicate that partially economic value added and cash flow have a significant effect on stock trading volume, while stock returns, return on assets, current ratio, and dividend payout ratio do not have a significant effect on stock trading volume. Then simultaneously stock returns, return on assets, economic value added, current ratio, dividend payout ratio and cash flow have a significant effect on stock trading volume.Keywords: Stock Trading Volume, Stock Return, Return on Asset, Economic Value Added, Dividend Payout Ratio, and Cash Flow
Capital Structure, Firm Size, to Financial Performances in Indonesian property and real estate companies Nuraini, Miranda; Hidayatullah, Siti Rahmi; Sinurat, Honesty
Paradoks : Jurnal Ilmu Ekonomi Vol. 8 No. 2 (2025): Februari - April
Publisher : Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/paradoks.v8i2.1226

Abstract

The main goal of this study is to examine the impact of capital structure, the size of the company to financial performance. This study uses data from property and real estate companies listed on the Indonesia Stock Exchange between 2022 and 2023. The dependent variable used is the return on Equity (ROE). The independent variables are Debt to assets (DAR), debt to equity ratio (DER), and company size (FS). This study uses purposive sampling as the sampling technique. This study had 68 samples that met the sample criteria determined by the researchers. The data analysis method used is the regression analysis method. The results showed: (a) DAR Variable may have financial performance of real estate and subsector companies for real estate listed on the Indonesia Stock Exchange between 2022-2023. (b) This variable may have a positive and significant impact on the financial performance of real estate and real estate subsector companies listed in 2022-2023. (c) FS variables have a positive and significant impact on the financial performance of real estate and subsector companies for real estate listed between 2022 and 2023.
Association of Coral Life Form with Megabenthos, Pasumpahan Island, Padang City Syukra, Rera Agung; Salihat, Rera Aga; Nuraini, Miranda
Jurnal Biologi Tropis Vol. 25 No. 2 (2025): April-Juni
Publisher : Biology Education Study Program, Faculty of Teacher Training and Education, University of Mataram, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jbt.v25i2.8842

Abstract

Pasumpahan Island is a popular tourist destination in the Padang area. Increasing tourist activity is suspected to contribute to the degradation of the coral reef ecosystem, as observed during preliminary surveys. Coral reef degradation can significantly impact associated marine organisms, particularly megabenthos species. This study examined the association between coral life forms and megabenthos types through direct field observations. A quadrat method was applied using 5×5 m² plots across nine locations. Data analysis employed 2x2 contingency tables, and association strength was quantified using the Ochiai Index. Researchers identified six coral life forms and four megabenthos types, producing 45 potential association combinations. Results indicated that 39 combinations exhibited no association. The remaining six showed associations, equally divided between positive and negative. Positive associations occurred between mushroom corals and Acanthaster planci, massive corals and Tridacna spp., and encrusting corals and Trochus spp. These relationships were identified as commensal, where species coexist without direct harm. Negative associations were found between massive and encrusting corals, encrusting corals and Tridacna spp., and encrusting corals and Diadema setosum. The Ochiai Index proved effective in detecting species interactions and supporting coral reef ecosystem assessments.
Analisis Efektivitas Penerimaan Pajak Daerah dan Kontribusinya Terhadap Pendapatan Asli Daerah Kota Padang (2020-2023) Hidayatullah, Siti Rahmi; Nuraini, Miranda; Syawitri, Afriosa; Indra, Irma Suryani
Paradoks : Jurnal Ilmu Ekonomi Vol. 8 No. 2 (2025): Februari - April
Publisher : Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/paradoks.v8i2.1472

Abstract

This study aims to analyze the effectiveness and contribution of hotel tax, restaurant tax, entertainment tax, street lighting tax, and BPHTB to the Original Regional Income of Padang City during the 2020-2023 period. This study uses a quantitative approach with descriptive statistical methods. The data used are the financial reports of the Padang City Government for the 2020-2023 period. The results of the study show that the average effectiveness of hotel tax and restaurant tax revenues is above 100% with the category "Very Effective". Meanwhile, the effectiveness of entertainment tax is in the category "Quite Effective" with an average of 80.74%, then the effectiveness of street lighting tax is in the category "Effective" with an average of 97.10%, and BPHTB with an average revenue effectiveness of 39.85% with the category "Not Effective". Furthermore, the average contribution of hotel tax, restaurant tax, and entertainment tax to the Original Regional Income (PAD) of Padang City is below 10% with the category "Very Less". Meanwhile, street lighting tax and BPHTB contributed 19.61% and 15.24% respectively and were included in the “Medium” category.
Upaya Peningkatan Income Generating Ibu-Ibu PKK Nagari Kamang Hilia melalui Pelatihan Kerajinan Rajut Alif Ravelby, Thesa; Yanuarta, Ramel; Fitria, Yuki; Delfiani, Silvi; Ridhaningsih, Fitria; Sinurat, Honesty; Nuraini, Miranda; Fritanita Julyazti, Nadya
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 4 (2025): Edisi Oktober - Desember
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i4.7481

Abstract

PkM skema integrasi prodi dan nagari ini dilaksanakan untuk memberdayakan Ibu-Ibu PKK di Nagari Kamang Hilia, Kecamatan Kamang Magek, Kabupaten Agam, melalui pelatihan dan pendampingan produksi kerajinan rajut. Permasalahan utama yang dihadapi mitra adalah keterbatasan keterampilan, minimnya pemahaman manajemen keuangan keluarga, serta kurangnya peluang usaha yang dapat meningkatkan pendapatan rumah tangga. Kegiatan ini dirancang untuk memberikan solusi melalui tiga tahapan utama, yaitu pembekalan manajemen keuangan keluarga, pelatihan teknik dasar merajut, serta praktik dan bimbingan pembuatan produk rajutan bernilai jual. Metode yang digunakan mencakup ceramah interaktif, demonstrasi, dan pendampingan langsung oleh narasumber ahli. Hasil kegiatan menunjukkan peningkatan pengetahuan peserta dalam pengelolaan keuangan keluarga serta peningkatan keterampilan dalam memproduksi berbagai produk rajutan seperti tas dan dompet. Peserta juga menunjukkan antusiasme tinggi dan motivasi untuk mengembangkan usaha kreatif berbasis rajutan sebagai sumber pendapatan tambahan. Kegiatan ini terbukti efektif dalam mendorong kemandirian ekonomi dan pemberdayaan perempuan di tingkat nagari.
Analysis of Lifestyle Classification Using a Decision Tree Approach Syawitri, Afriosa; Hidayatullah, Siti Rahmi; Nuraini, Miranda
Intellect : Indonesian Journal of Learning and Technological Innovation Vol. 4 No. 02 (2025): Intellect : Indonesian Journal of Learning and Technological Innovation
Publisher : Yayasan Lembaga Studi Makwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57255/intellect.v4i02.1661

Abstract

Lifestyle related health issues continue to increase, highlighting the need for data-driven approaches that not only classify lifestyle patterns but also provide interpretable insights to support health-related decision making. This study aims to develop an interpretable lifestyle classification model using the Decision Tree algorithm, with a specific analytical focus on identifying dominant behavioral factors and their hierarchical relationships in distinguishing healthy and unhealthy lifestyles. The dataset was collected through a questionnaire survey involving 130 respondents representing diverse lifestyle behaviors. Initially, 23 attributes measured using Likert scales were used to capture multiple aspects of lifestyle. To improve analytical clarity and reduce data complexity, the attributes were transformed by grouping conceptually related items into four main behavioral domains: diet, physical activity, sleep patterns, and mental health. Personal demographic attributes were excluded from the modeling process due to their limited relevance to lifestyle behavior and their potential to introduce classification bias. Within each domain, sub-attributes were aggregated using mean values to generate stable composite scores, a methodologically appropriate approach given the non-parametric and threshold-based characteristics of the Decision Tree algorithm. The applied to reduce overfitting. The results indicate that the proposed model achieved an accuracy of 84.62% and a weighted average F1-score of 0.84, demonstrating balanced classification performance. The model showed strong recall in identifying healthy lifestyles, while limitations related to generalizability remain. Transformed dataset was divided into training and testing sets using a 70:30 hold-out validation strategy. Model construction employed the entropy criterion and information gain for attribute selection, with complexity control. Abstrak Masalah kesehatan terkait gaya hidup terus meningkat, menyoroti perlunya pendekatan berbasis data yang tidak hanya mengklasifikasikan pola gaya hidup tetapi juga memberikan wawasan yang dapat ditafsirkan untuk mendukung pengambilan keputusan terkait kesehatan. Penelitian ini bertujuan untuk mengembangkan model klasifikasi gaya hidup yang dapat diinterpretasikan menggunakan algoritma Decision Tree, dengan fokus analitis khusus untuk mengidentifikasi faktor perilaku dominan dan hubungan hierarkisnya dalam membedakan gaya hidup sehat dan tidak sehat. Kumpulan data dikumpulkan melalui survei kuesioner yang melibatkan 130 responden yang mewakili beragam perilaku gaya hidup. Awalnya, 23 atribut yang diukur menggunakan skala Likert digunakan untuk menangkap berbagai aspek gaya hidup. Untuk meningkatkan kejelasan analitis dan mengurangi kompleksitas data, atribut diubah dengan mengelompokkan item yang terkait secara konseptual menjadi empat domain perilaku utama: diet, aktivitas fisik, pola tidur, dan kesehatan mental. Atribut demografis pribadi dikecualikan dari proses pemodelan karena relevansinya yang terbatas dengan perilaku gaya hidup dan potensinya untuk memperkenalkan bias klasifikasi. Dalam setiap domain, sub-atribut dikumpulkan menggunakan nilai rata-rata untuk menghasilkan skor komposit yang stabil, pendekatan yang sesuai secara metodologis mengingat karakteristik non-parametrik dan berbasis ambang batas dari algoritma Pohon Keputusan. Himpunan data yang diubah dibagi menjadi set pelatihan dan pengujian menggunakan strategi validasi penahanan 70:30. Konstruksi model menggunakan kriteria entropi dan perolehan informasi untuk pemilihan atribut, dengan kontrol kompleksitas diterapkan untuk mengurangi overfitting. Hasil menunjukkan bahwa model yang diusulkan mencapai akurasi 84,62% dan skor F1 rata-rata tertimbang 0,84, menunjukkan kinerja klasifikasi yang seimbang. Model ini menunjukkan ingatan yang kuat dalam mengidentifikasi gaya hidup sehat, sementara keterbatasan yang terkait dengan generalisasi tetap ada.
PKK GO-GREEN : Pelatihan Pengelolaan Limbah Makanan Berbasis Kewirausahaan Untuk Ibu PKK Nagari Sikucua Barat Hidayatullah, Siti Rahmi; Arita, Sri; Nuraini, Miranda
Suluah Bendang: Jurnal Ilmiah Pengabdian Kepada Masyarakat Vol 25, No 3 (2025): Suluah Bendang: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/sb.06390

Abstract

Tingginya volume limbah makanan rumah tangga di Nagari Sikucua Barat belum diimbangi dengan pemahaman masyarakat, khususnya kelompok ibu PKK, mengenai cara pengelolaan limbah yang ramah lingkungan dan bernilai ekonomi. Pengabdian ini bertujuan untuk meningkatkan pengetahuan dan keterampilan ibu-ibu PKK dalam mengelola limbah makanan berbasis kewirausahaan melalui pelatihan terpadu. Metode pelaksanaan mencakup sosialisasi, pelatihan, praktik langsung, dan pendampingan, dengan materi utama berupa budidaya maggot sebagai agen pengurai limbah sisa makanan rumah tangga (organik), pembuatan kompos sederhana, serta pelatihan kewirausahaan dan perhitungan harga pokok penjualan. Hasil kegiatan menunjukkan peningkatan signifikan pada pemahaman dan keterampilan peserta, terlihat dari partisipasi aktif dalam praktik serta minat untuk memulai usaha mandiri berbasis limbah. Program ini mendorong terbentuknya kesadaran lingkungan sekaligus membuka peluang ekonomi baru bagi keluarga. Kegiatan ini diharapkan menjadi awal dari pengembangan model pemberdayaan masyarakat yang berkelanjutan dan kontekstual.