Nurfitriani
Universitas Islam Negeri Datokarama Palu

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PERCEIVED HOUSEHOLD INCOME ADEQUACY AND MULTIDIMENSIONAL WELFARE AMONG OIL PALM SMALLHOLDERS: AN ISLAMIC ECONOMICS PERSPECTIVE Vita Nurhalisa; Sitti Aisya; Nur Syamsu; Nurfitriani; M. Hidayat
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 2 (2026): APRIL
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i2.759

Abstract

This study examines the association between perceived household income adequacy and multidimensional welfare among oil palm smallholder households in Sumber Sari Village, Bulutaba District, Pasangkayu Regency, West Sulawesi, from an Islamic economics perspective. It interprets perceived income adequacy not merely as an economic perception but as a welfare-related factor that supports falah, maslahah, family stability, and sustainable household welfare. This study employed a quantitative cross-sectional survey with a descriptive–associative approach. Data were collected from 70 oil palm smallholder households selected from a population of 230 households using simple random sampling. Perceived household income adequacy and multidimensional welfare were measured using Likert-scale questionnaire items and analyzed using descriptive statistics, Pearson correlation, and simple linear regression in RStudio. The results show a strong, positive, and statistically significant association between perceived household income adequacy and multidimensional welfare. The Pearson correlation coefficient was 0.822, and the regression coefficient was 0.816, with a p-value < 0.001. The regression model accounted for 67.6% of the variation in multidimensional welfare scores. The findings indicate that perceived income adequacy is closely related to household welfare. However, welfare policies should also strengthen education, health, productive assets, livelihood diversification, and household resilience. This study is limited to a single village and relies on self-reported Likert-scale data rather than detailed nominal income records. This study contributes village-level evidence by integrating statistical analysis of perceived income adequacy and multidimensional welfare with Islamic welfare concepts grounded in maqasid al-shari’ah.
BUILDING POST-DISASTER HOUSEHOLD ECONOMIC RESILIENCE: OPTIMIZING ZAKAT FOR MICROENTERPRISE EMPOWERMENT OF MUSTAHIK IN PALU CITY Uswatun Hasanah; Nurfitriani; Muthmainnah MD
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 4 (2026): AUGUST
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i4.640

Abstract

This study examines the contribution of productive zakat to strengthening the economic resilience of mustahik households in the post-disaster context of Palu City. It addresses the gap between the high potential of zakat and its still limited role in supporting sustainable microenterprise recovery after disaster. A mixed-methods approach was employed by combining survey data from 60 productive zakat beneficiaries of BAZNAS Kota Palu during 2019–2024, in-depth interviews, focus group discussions, and document analysis. Quantitative data were analyzed using descriptive statistics, validity and reliability tests, and simple linear regression. Qualitative data were examined through thematic analysis. The findings indicate a positive and significant relationship between productive zakat and household economic resilience. The regression coefficient was 0.474 (β = 0.773, t = 9.271, p < 0.001), while the model accounted for 59.7% of the observed variation in household economic resilience within the beneficiary sample. Qualitative findings show that productive zakat supported mustahik in increasing business capital, purchasing production tools, restarting disrupted businesses, expanding trading activities, and fulfilling basic household needs. This study is limited to productive zakat beneficiaries and does not include a non-beneficiary comparison group. Therefore, the findings should be interpreted as evidence of a significant relationship rather than definitive causal proof. Future studies should use comparison groups and longitudinal data to examine causal and long-term effects more rigorously. This study contributes to Islamic philanthropy and post-disaster recovery studies by integrating maqāṣid al-sharī‘ah and social capital theory to understand productive zakat as a household resilience and microenterprise empowerment instrument in Palu City.